Sentences with phrase «utility expenses as»

While the loan amount is initially bigger, the lender calculates the savings that you'll make on your monthly utility expenses as additional income, which means that you'll have more money to pay off your home loan.

Not exact matches

What are monthly expenses, such as food, utilities and rent?

Bottom line: My recommendation for Canadian issues is to concentrate in the banks and other financials, utilities and telecoms at the expense of other sectors such as consumer staples and consumer discretionary stocks.

The business use percentage of expenses are generally deductible for items such as rent, repairs, utilities, mortgage interest, real estate taxes, insurance, depreciation and any other expenses.

After you have collated your financial statements, sort and categorize each business expense into different buckets, such as auto expenses, home - office expenses, utilities, medical expenses, office supplies and charitable contributions.

First, add up your essential expenses, such as your mortgage or rent, utility bills, cell phone, food and child care.

In the United Kingdom, the limit for this exclusion is around $ 68,700 for expenses such as rent and utilities, according to McKeegan.

That could mean a spreadsheet showing all of your current expenses, such as rent, groceries, medication, and utilities, with copies of your credit card statements or receipts to support each line item.

As an added benefit, regulated utilities are exempt from a provision in the tax law that places a cap on the tax deductibility of interest expense.

These are expenses such as utility bills and rent.

According to the Canada Revenue Agency's General Information For GST / HST Registrants» Guide, you may claim Input Tax Credits for operating expenses such as commercial rent, utilities, and office supplies, and for meal and entertainment expenses.

For example, the money you pay for rent, salon insurance and utilities qualifies as a deductible expense, as do funds you use to help replenish salon consumables, such as skin care products, towels and sanitation products.

These expenses include regular operational costs, such as utilities, payroll and other typical recurring expenses but also includes one - payments, such as taxes and contractor invoices.

Other expenses, such as your payroll, rent, utilities and other business expenses are not included in this calculation.

This account is used for the shared expenses such as rent and utilities, and then each person continues holding their own personal account for their personal spending.

In this setup, you will pay for your living expenses, such as housing, loans, utilities and food, out of the 70 percent.

Overhead: In addition to direct costs of mail, blood tests, milk cultures, and shipping, milk banks must cover basic office expenses of rent, utilities, office supplies, staff salaries as well as equipment such as freezers, refrigerators, pasteurizers, and lab supplies such as masks, gloves, cleaning supplies.

Depending on the state you live they may include pregnancy delivery expenses, travel costs, housing help, utilities, grocery needs, as well as adoption related legal fees.

The wage board, meeting Monday in Albany, has heard dozens of workers say they struggle to pay ordinary living expenses such as rent, utilities and transportation at the current minimum, often with fluctuating and part - time work schedules.

The Chairman explained how the additional budgetary provision would be expended to include salaries and Social Insurance contributions, recurrent expenses such as utilities, maintenance and others for 867 offices and residencies nationwide, including staff welfare, provision of core electoral expenses like the conduct of voter education, legal services and for renovation of office and residential buildings.

You should also look for an association with as little money as possible going to administrative expenses, ideally less than 15 %, which includes overhead costs (like rent and utilities) as well as money to hire and compensate employees.

Theoretically, having a MOOC degree that's delivered via a Learning Management System such as Moodle should reduce costs: Universities would save on utility bills and equipment for lecture halls, plus students wouldn't have to fork out for accommodation or travel expenses.

While the district covered the school's major costs, such as salaries and utilities, the budget for the school to pay for all additional expenses was that $ 63,000, said Joseph Martinez, principal of the school since the 2008 - 9 school year.

All proceeds from the event will go to The Pink Fund, which provides active - cancer - treatment patients with up to 90 days of direct financial assistance to cover non-medical expenses, such as health insurance premiums, housing, transportation and utilities.

The IRS disqualifies living expenses, such as room, board, transportation, health insurance, utility bills, and clothing.

Review variable expenses, such as utilities and groceries, that change depending on your behavior.

What other living expenses, such as mortgage or rent, utilities and other recurring payments already have a claim on your income?

Have you figured out how much home you can afford, based not only on the monthly mortgage payments, but also on all of the other expenses, such as property taxes, insurance, homeowners association fees, and utilities?

In general, though, you don't want to count any monthly expenses such as groceries, gas, utilities, entertainment or personal taxes in your DTI ratio.

Include insurance premiums, retirement plans, credit card bills, utilities, cable TV, daily expenses such as lunch and gas.

Each month, we filter as many of our expenses as possible through a credit card (many utilities, and pay it off every month.

Nor do his expenses: student debt of more than $ 50,000 — the legacy of undergraduate and graduate degrees from the University of Saskatchewan — as well as housing, food, utilities and transportation expenses.

Rent, utilities, car payments, grocery shopping, and medical expenses are just a few of the expenses that we all face, and these don't seem to lower in price as your income lowers.

Calculate how much you have available to save Compare current monthly income with all household expenses, such as utility payments, food expenses, and so on.

While some elements of homeownership, such as mortgage interest, may be partially tax deductible, the premiums you pay for a home insurance policy are treated similarly to any other personal expense related to your home, such as a utility bill.

Leverage ratios depend somewhat on what industry a company is in, a company with high infrastructure expenses and steady cash flows such as a utility company would be able to support a higher leverage ratio than one with unstable cash flows.

You do have expenses related to this that are different from investing, such as a mortgage, utilities, property taxes, etc, which all must be taken into consideration when calculating a return on rental property.

When I am entering info for «checking account Property A», I'd rather not have to specify the expense (in transfer field) as Rental Expense Property A: utility: gas... but instead as Rental Expense: utilitexpense (in transfer field) as Rental Expense Property A: utility: gas... but instead as Rental Expense: utilitExpense Property A: utility: gas... but instead as Rental Expense: utilitExpense: utility: gas.

• 10 % for long - term goals, such as retirement • 10 % for short - or medium - term goals, such as an emergency fund • 30 % for variable expenses, such as entertainment, groceries, or gas • 50 % for fixed living expenses, such as housing, utilities, loan payments, and insurance

What often happens is that graduates will be stuck with so many different loan payments, that they can't even afford to make all of the minimum payments without sacrificing on the necessary expenses of independent living such as rent, food, and utilities.

As the cost of higher education continues to rise, it becomes increasingly difficult to manage high monthly loan payments along with everyday expenses like rent, car payments, utilities, and groceries.

Add up all your fixed monthly expenses, such as your rent, utility bills, etc and subtract that from your net income.

Day - to - day expenses, such as shipping, advertising, utilities, office supplies, telecom and professional services.

The seller should warrant that she will pay all property - related expenses such as taxes and utilities up to the closing date, that she will allow the buyer to inspect the property prior to closing, and that she will transfer title to the buyer on the closing date.

If you incurred additional living expenses, such as rental costs for a larger apartment or house for the medical care provider, you can deduct the increase in rent and a portion of the utilities as a medical expense.

You might need a short term unsecured loan to meet expenses that occur unexpectedly, such as emergency car repairs or replacing a blown tire on your vehicle, paying a forgotten or misplaced utility bill or credit card payment, or even to do some last minute shopping for a birthday or the holidays.

Some of these programs offer small - dollar or low - to no - interest rate loans, while others provide assistance for expenses you may need help covering, such as food and utility payments.

Utilities can qualify for a home office deduction, and cellphone calls could be deductible as an unreimbursed work expense.

Essentials include unavoidable living expenses such as rent, utilities, groceries, and transport.

Estimate how much you'll need for living expenses, such as food and utilities, and put enough money to cover those costs for a year in a savings account.