Sentences with phrase «utilization on the lower end»

While you'll always want to keep your debt utilization on the lower end, increasing your credit limit can help boost your credit score.

Finally, you should aim to keep your current credit utilization on the lower end.

Not exact matches

If you lower your credit card limit to $ 5,000, you end up increasing your credit utilization and this has a negative impact on your credit score.

So, if you've run up a high balance on a credit card with a low limit, it's wise to pay it down a little before the end of the billing period to keep the credit utilization rate low on the day it's calculated.