Sentences with phrase «utilization rate by»

Increasing your limit in small increments by getting a new credit card can lower your credit utilization rate by giving you more money to use.

Despite the fact that flexible spending credit cards may not provide a reliable way to lower your utilization rate by increasing your available credit, those with the excellent credit typically required to obtain these cards may not care about that potential drawback.

You can figure out your utilization rate by dividing your total credit balances by your total credit limits.

Obviously, you can lower your utilization rate by paying down your balance.

Usage The «Credit card instead of cash» strategy is great to use as well, only if; a.) Your credit limit is already high so you won't be in danger of extending yourself over 30 % -50 % utilization rate by trying to pay everything with your credit card then playing catch up by paying all back in cash.

Take each of your open credit card accounts and calculate your credit utilization rate by dividing the balance by the credit limit.

The economics of increased natural gas generation and expanded renewable electricity capacity vary regionally, the key determinants being: 1) the natural gas supply and combined cycle utilization rates by region; and 2) the potential for penetration of renewable generation in regions including states that have no (or low) renewable portfolio standards.

Not exact matches

Refinery utilization rates rose by 0.7 percentage point.

Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; delays in the completion of project sales; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.

Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 20, 2016.

Factors that could cause actual results to differ include general business and economic conditions and the state of the solar industry; governmental support for the deployment of solar power; future available supplies of high - purity silicon; demand for end - use products by consumers and inventory levels of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level of competition; pricing pressure and declines in average selling prices; delays in new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; cancelation of utility - scale feed - in - tariff contracts in Japan; continued success in technological innovations and delivery of products with the features customers demand; shortage in supply of materials or capacity requirements; availability of financing; exchange rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.

You can boost up your credit score by eliminating debts which lower your credit utilization rate and can improve up to 30 percent of your credit score.

In the event of an ownership change, utilization of the Company's pre-charge NOLs would be subject to annual limitation under Section 382, which is generally determined by multiplying the value of the Company's stock at the time of the ownership change by the applicable long - term tax - exempt rate (which is 3.50 % for December 2013).

In the event of an ownership change, utilization of our pre-change NOLs would be subject to annual limitation under Section 382 determined by multiplying the value of our stock at the time of the ownership change by the applicable long - term tax - exempt rate, increased in the five - year period following such ownership change by «recognized built - in gains» under certain circumstances.

Doing so could hurt your credit score by increasing your utilization rate, or the percentage of your available credit that you use.

«We wished to elucidate further what types of injuries athletes are incurring, as reflected by imaging, and also emphasize utilization rates of imaging services during the Olympic Games,» he said.

While rates of glycogen utilization vary by body mass and intensity of activity, general guidelines suggest carbohydrate utilization in the range of 2 - 3 grams per minute for high intensity running or cycling.

Basal lipolytic rates (assessed by glycerol Ra) were greater in women than in men, whereas whole body glucose production and utilization were similar in both groups.

With 93 percent of eligible children participating, adding HUSKY A's high utilization rate to the programs and categories currently captured by direct certification provides capacity to more accurately measure low - income student percentages, while not decreasing the overall low - income student count in the state's highest - need districts.

Trended credit data reflects patterns in borrower behavior, such as shifts in the number of balance decreases over time, or increases in the rate of a borrower's utilization — the portion of the individual's credit limit represented by their outstanding balances.

In the $ 299 / $ 2500 example above, you would have an 11.9 % utilization rate, which is acceptable by most banks.

Debt consolidation loans can help credit ratings by improving the revolving utilization ratio.

Applying for too many cards is used by some people to reduce their utilization rate since they can divide their purchases among several cards but this could hurt your credit score in the process.

To make sure your credit utilization rate is just right, start by calculating it.

By opening a new card and not using it, your credit utilization rate will improve because your overall credit limit will increase.

A big part of that number is your credit utilization rate, which is calculated by dividing your credit card balances by your credit limits.

First, since your credit utilization rate is an important factor in the calculation of your credit score, focus on paying down and ultimately paying off your debt by not adding any new debt to your credit cards.

If you carry balances from month to month, you can also rebuild your credit score by paying down the cards with the highest utilization rates first, but very important you still need to make on - time payments of at least the minimum due on on all your credit cards if you choose to do this.

Reducing your total available credit by canceling a credit card can increase your utilization rate if you currently have other credit card debt.

Putting a big expense on a low - interest rate credit card might save you more money at the time, but it could hurt your credit score in the long run by increasing your credit utilization.

Lastly, by putting college debt on your credit card you will effectively raise your credit utilization rate.

If you're already dealing with a charge off, you can mitigate some of the negative impacts by maintaining the rest of your accounts in good order, including making on - time payments and keeping a low utilization rate.

Your credit utilization rate is your total amount of debt divided by your total amount of available credit.

But if you close Card C because you don't use it anymore, the combined utilization rate of the two remaining cards shoots up to 40 % ($ 800 in total balances divided by $ 2,000 in credit limits).

Doing so could hurt your credit score by increasing your utilization rate, or the percentage of your available credit that you use.

The utilization rate is simply your overall card balances divided by their credit limits.

Together, the utilization rate for the cards is 27 % ($ 800 in total balances divided by $ 3,000 in combined credit limits).

Improve your credit by keeping the account open and lowering your credit card utilization rate, which is how much you charge / owe (outstanding balances) vs. your total available credit limit.

You can certainly improve your credit rating with a variety of credit options or by keeping accounts open even when you're not using them to improve your credit utilization ratio.

If you use the balance transfer card correctly, you can continue to increase your credit score by keeping the utilization rate low on it as well.

This is done by having a lower utilization rate, where you are spending a lower portion of credit than what you have.

With that being said, from what I've learned by doing my own due diligence and extensive digging and building my credit up myself is that banks want to be sure you can handle the already given credit you have in conjunction with successfully utilizing the given credit limit you have within the «Under 30 % utilization rate» before they can «trust» or give you a higher limit on your credit card.

The total effect of credit utilization appears to have no more than a 30 % impact on one's credit rating, which corresponds to the notes released by FICO.

I've been told in the past by «insiders» that a credit card utilization rate of between 0 % and 15 % of the balance seems to be the «sweet spot» as far as getting the best credit scores.

Another way the closed credit card will affect your credit score is by changing your credit utilization rate.

Despite low debts and a healthy utilization rate of available credit, the city's credit score remains below average for the group, held down by defaults in past years.

By paying down the card with the highest interest rate first, you slow down your debt growth due to the interest saved, which can help pay down other balances faster, thus improving your credit utilization ratio.

The mathematical process for the strategy is guided by a series of economic and capital market factors such as unemployment, capacity utilization, money supply, inflation and interest rates.

Credit utilization rate is calculated by dividing an account's outstanding balance by its credit limit.

For your first question: Essentially, your credit utilization rate is determined by how much debt you are carrying against your credit limit.