This business card is a favorite among point chasers for the 5 points it offers in some very
valuable bonus categories: cable, internet, phone, and office supply stores.
Both cards back up their perks with
valuable bonus categories and redemption options.
Not exact matches
This is a very
valuable card for businesses who like to choose their own
bonus categories and earn
valuable Membership Rewards points with American Express.
You should still use a card such a the Chase Sapphire Preferred ® Card that earns more
valuable points on
bonus categories such as dining and travel when abroad.
You should still use a card such a the Chase Sapphire Preferred ® Card that earns more
valuable points on
bonus categories such as dining and travel when abroad.
This
bonus is most
valuable if you can take advantage of the quarterly
categories.
There is, however, a $ 1,500 cap on purchases in
bonus categories each quarter that makes this card less
valuable.
If you don't spend much in the common
bonus categories, for instance, an unlimited cash back card may be more
valuable.
For those who spend larger amounts in the specific
categories where these cards provide
bonuses, any of the above cards could prove
valuable.
The combination of the
bonus categories and the ability to redeem for up to two cents per mile makes this card more
valuable than other fixed - value currencies, such as Barclaycard Arrival miles or Capital One Venture miles.
Overall, the Starwood Preferred Guest ® Credit Card from American Express is likely the more
valuable card, but if you spend a lot in the
bonus categories on the Chase IHG ® Rewards Club Select Credit Card and also prefer IHG hotels, then you should get this card!
Chase Ultimate Rewards points are one of our favorite rewards program currencies, for a combination of reasons: Ultimate Rewards points are far more
valuable than the average rewards point, you have many options for racking up
bonus points — including several credit cards that offer generous sign - up
bonuses and a diverse array of
bonus categories — and your redemption options are extremely flexible.
There is, however, a $ 1,500 cap on purchases in
bonus categories each quarter that makes this card less
valuable.
While programs with
bonus categories tend to have relatively low rewards rates for non-
bonus purchases, these programs can be very
valuable if your spending falls into the right
categories.
You can read more about how to take advantage of the current quarterly
bonus category and also about a few tricks with the very
valuable portal Discover Deals that is available to Discover cardholders.
The Chase Sapphire Preferred ® Card makes a good daily card option because it earns
valuable Ultimate Rewards points, but also because it has a couple of
category bonuses.
The card also has
category bonuses for gas and groceries, making it a tremendous choice to quickly stockpile highly
valuable points, which we'll cover in more detail below.
The Amex Platinum card provides lounge access among many other benefits, and the other cards are all
valuable due to
bonus point
categories or other perks.
This could be useful for spend in
categories where none of your other credit cards offers a
bonus — 2 Membership Rewards points are generally more
valuable than one point / mile in any other major loyalty currency.
For example, a Marriott Rewards point is more
valuable than a Hilton Honors point, but not 6 times more
valuable — that makes a dollar spent in a
bonus category with the Hilton Honors Surpass American Express more
valuable than the same dollar spent with a Marriott Rewards credit card that earns just 1 point per dollar.
If you regularly charge gas purchases or go out to eat, this card could be more
valuable if the 5 %
bonus categories associated with the Discover it ® for Students card aren't things that you normally spend on.
The cards both have great
bonus categories, sign - up
bonuses, and many
valuable travel and purchase protections.
All of that
bonus category earning potential is extremely
valuable, and I can't think of another card combination that works out this great.
The most
valuable category of airline flight /
bonus promos includes all airline promotions that don't have a third party, like
bonuses for buying or gifting miles, flying in premium cabins and booking tickets on certain routes.
The Amex PRG card is unique in the travel rewards industry in that it has a useful uncapped
bonus category for earning a
valuable transferrable currency at a rate of 2x.
One card offers unlimited cash back while the other features tiered
bonus categories but both can be extremely
valuable for everyday spenders.
The sign - up
bonus is currently more than double the Citi Prestige; Chase has better travel partners; the
bonus categories are probably more
valuable for most travelers; the travel credit is higher and more broadly defined; and the protections are just a bit better, in my opinion.
If you don't spend much in the common
bonus categories, for instance, an unlimited cash back card may be more
valuable.
The Chase Freedom ®'s 5 %
bonus categories are
valuable, sure, but this is a solid card option whether you take advantage of them or not.
So today, I want to take a look at how Citi defines these
bonus categories, so that you can maximize the potential of this
valuable card.
For businesses with big travel, shipping, or advertising budgets, the Chase Ink Business Preferred ℠ card can be a
valuable savings tool, offering
bonus rewards in those
categories on up to $ 150,000 in combined
category purchases per year.
If you're eligible to pick any Chase business card (especially in light of the 5/24 rule), you could certainly do better with the Chase Ink Plus, which not only has a lucrative 5x
bonus category you can use to generate
valuable, flexible points easily, but that can be transferred to a myriad of transfer partners where points go further.
While it doesn't have huge
category bonuses, it offers one of the most lucrative returns on everyday spend, given how
valuable Starpoints are.
Flexpoints, US Bank's proprietary rewards currency, are famously most
valuable when redeemed for airfare: they're worth between 1.33 and 2 cents each, which makes the US Bank Flexperks Travel Rewards card an (almost) unlimited 2.66 % to 6 % rewards card, depending on the flights you ultimately redeem your Flexpoints for, as long as you're sure to spend exclusively in the card's
bonus categories.
A lot of times, we fall into the trap of seeing an appealing offer — such as a
valuable sign - up
bonus or a card with big
bonuses for spending in certain
categories — and race ahead to claim the points without thinking through how we might use them.
Several months ago, around the time I moved West and decided to try my hand at blogging and travel hacking for a living, I made a sort of philosophical decision that I would only manufacture spend in
bonus categories, except for the few very, very cheap options still available, where I would continue to manufacture non-bonused (but hopefully
valuable!)