Sentences with phrase «value account accumulating»

Another Whole Life Question that should be asked of clients perhaps is: How do you feel about your cash value account accumulating little to no cash for the first three years?

The balance of the cash value account accumulates at the interest credited.

Not exact matches

Cash value life insurance refers to any life insurance policies that not only have a death benefit but also accumulate value in a separate account within the policy.

The idea here is that, fueled by income from your successful business, your accounts will accumulate in value and allow you to retire comfortably.

This means that account holders with an existing points balance, won't be able to leverage a new card to improve the value of their accumulated rewards.

But some have accumulated high account values by investing in assets unavailable to most savers, which are initially valued very low and enjoy disproportionately high returns, the GAO said, citing the example of company owners that invest nonpublicly held shares of their company and ultimately realize massive gains.

This means that account holders with an existing points balance, won't be able to leverage a new card to improve the value of their accumulated rewards.

Calculating the real value of a Pokémon Go account can be complicated: experience points (XP), which are used to level up, can be accumulated at different rates depending on your strategy.

The death benefit is comprised of the full accumulated cash value of the account minus any previous withdrawals.

Rather, the policy acts as a forced savings plan that accumulates money in a tax deferred account that you can THEN use to invest with, as you purchase other income producing assets, at the same time as earning interest and dividends on the cash value in your policy!

The savings which accumulate in the cash account of your cash value insurance policy can be used as follows:

The potential difficulty is that as you build your ladder with multiple accounts, and as those accounts accumulate interest over time, you may lose sight of the fact that it is the combined value of these accounts, and not each account individually, that counts toward the $ 250,000 FDIC insurance limit.

In other words, there are two accounts at work: the the walk - away account value (accumulated value) and the income account value.

With this policy the value of your accumulated cash account and the death benefit may increase faster, but it carries more risk as well.

The cash value account earns a modest rate of interest, with taxes deferred on the accumulated earnings.

They suggested to accumulate a lump sum in a bank account and then make a onetime pre-payment to achieve the best «value» for those $ 250.

DIAs do not have an account value that accumulates, so there isn't actually anything to tax.

Cash value life insurance DEFINITION: a permanent life insurance policy that provides a death benefit, which also has an account that accumulates cash value.

``... let's say you've been lucky enough to accumulate, let's say $ 300,000 in your personal investment account, and the capitalized value of your social security at a certain age is also going to be $ 300,000.

The accumulated value of the new account (including bonus) can help match the death benefit value or initial investment value of the undesirable variable instrument.

The Fixed Account Minimum Value is equal to 87.5 % of premiums allocated to the Fixed Account Options reduced by withdrawals and transfers from the Fixed Account Options, any applicable optional benefit charges, taxes and a $ 50 annual deduction, accumulated at the Fixed Account Minimum Interest Rate.

With a permanent life insurance contract, you have the flexibility to surrender the policy and supplement your retirement income with the funds that have accumulated in the policy's cash value account.

Once money has accumulated in your cash - value account, you may be able to vary the frequency, as well as the amount, of your premiums.

We believe that the $ 0.2 million decline in value that we have experienced in the remaining auction rate securities as of October 31, 2008, is a temporary event and has been accounted for as an unrealized loss in accumulated other comprehensive loss.

The more receipts I accumulate, the more my HSA acts as an early retirement account rather than a standard retirement account, since I am able to take tax - free distributions for the value of the receipts at any time.

The current value of a zero coupon municipal bond, taking into account interest that has been accumulating and automatically reinvested in the bond.

At the time of issue, the entire $ 100,000 is at risk, but as cash value accumulates, it functions as a reserve account, which reduces the net amount at risk for the insurance company.

In a different situation, if you have accumulated a sufficient cash value and there is enough money on your account to cover the premium, you may still want to pay the amount you find appropriate to earn interest which is credited on a tax - deferred basis.

The cash value of whole life (and other permanent) insurance policies accumulates on a tax - deferred basis, just like a 401 (k) or other retirement savings account.

Variable universal life insurance provides permanent protection mixed with the opportunity to accumulate cash value through various, separate account options.

Account Value: This is the accumulated gross value of all the investments contributed to the policy which include the income after deducting all the current monthly expeValue: This is the accumulated gross value of all the investments contributed to the policy which include the income after deducting all the current monthly expevalue of all the investments contributed to the policy which include the income after deducting all the current monthly expenses.

The «account value» on a life insurance policy is the equity that's accumulated from premium payments on the policy so far.

It does have a cash value account attached to it, but if you're just paying the minimum and aren't looking to accumulate cash in an insurance policy, you don't really need to understand that component.

Premiums are fixed for the life of the policy, and there is a cash account that accumulates cash value and can be used to pay premiums for a period of time or borrowed against.

With IULs, a part of your premium will go towards accumulating cash value in an indexed account whose rate of growth is generally linked to the market index of your choice.

The cash - value account earns a modest rate of interest which is allowed to accumulate tax - free.

Owners of a cash - value life insurance policy can benefit from savings that accumulate in the cash - value account.

From there, you can allocate your premiums and accumulated value to either a long term fixed account or into a number of investment accounts, called sub-accounts, that act similar to mutual funds.

Another benefit is that earnings and interest that accumulate in the cash value account are not taxed as income.

When I called the representative, they told me that the account has accumulated certain cash value and dividend, but the accumulated dividend can only cover approximately 3 years of premium.

When they originally purchased the whole life policies, their agent had told them that at some point, their cash value account would accumulate to the point where they could stop paying their premium, and the cost of insurance would be deducted from their cash value, which would sustain the policy.

It must mean that the dividends are being directed into a tax - deferred account which uses the money to buy what are known as «paid up additions» instead of accumulating in the cash value of the policy which could result in a tax liability.

If using permanent insurance the portion calculated as the «permanent benefit» takes into account premium (s) paid, accumulated and cash surrender value, and other policy factors.

Although this policy is not focused on generating cash value as other more costly permanent plans, it does accumulate a portion of the premium in an interest saving account.

While not to take the place of a savings account, some permanent insurance products have a cash value component that accumulates interest which can be used, via surrendering the policy or borrowing against it, for future expenses such as medical bills; however, the value grows more slowly than a typical investment plan and if you don't repay the policy loans with interest, your death benefit will be reduced.

Accumulates Cash Value: Some of the funds from your premium payment will be placed in a cash account that you can borrow against.

When you buy whole life insurance, a portion of your premiums go into a savings program that allows the account to accumulate a cash value.

Cash value life insurance DEFINITION: a permanent life insurance policy that provides a death benefit that also has an account that accumulates cash value.

They usually also accumulate cash value which can then be paid out in dividends or applied to your account as a payment against your premium.

Only permanent policies, such as whole life or universal life, feature a cash value component, which is an accompanying savings account that accumulates on a tax - deferred basis.