Sentences with phrase «value account which»

They may even include a cash - value account which can grow tax - free and come out tax - free when handled properly.
This type of life insurance policy has more rigid terms that must be adhered to such as specific policy payment dates, a cash value account which is essentially a return on investment which can be used to pay the premiums, as well as other specifications.
The big difference between the two kinds of policies though is that variable universal life insurance has a cash value account which does not pay a fixed or guaranteed rate of return.
They may even include a cash value account which can grow tax free and come out tax free when handled properly.

Not exact matches

The drop — from $ 40 in December 2015 and more than $ 100 in 2014 — exacerbated solvency concerns in the North American energy sector, which accounts for about 10 % of both stock market values and GDP.
PayPal already offers consumers credit through its PayPal Credit product, in which consumers load value onto their PayPal account, and it's conceivable if not likely that merchants will have the option to integrate the credit product as a payment option into Paydiant - based mobile wallets.
To calculate someone's market value (which the Know Your Worth tool recalculates for participating members each week), Glassdoor's machine learning algorithms take into account current job title, base salary, employer, work location, industry, typical job transitions, years of relevant experience, and current state of the local job market.
The price on Coinbase, which accounts for a third of bitcoin trading value, is often at a premium over other exchanges.
Also last year, the Congressional Budget Office issued a report suggesting the bank may cost taxpayers money after all, using the fair - value accounting method, which accounts for market risks of the loans the agency makes.
That had knocked billions of dollars in value off Paulson's top positions, including Allergan (agn), Mylan (myl), Teva (teva) and Valeant Pharmaceuticals (vrx)(which had also suffered from other problems including an accounting scandal).
It optimizes and automates asset location, which places highly - taxed assets in your IRAs and lower - taxes assets in taxable accounts, which the service claims will increase your portfolio value by an estimated 15 % over 30 years.
The resulting rules for M&A, which are called fair value accounting for goodwill, have allowed all of those at the table to win.
Four of those were so - called mega deals — deals valued over $ 5 billion — which accounted for around $ 30 billion of the total deal spend, the report showed.
Following the financial crisis, I argued that regulators should look into whether or not the mutual fund rules and current accounting rules were appropriately structured given the growing presence of firms like Berkshire Hathaway (BRKA), which get a pass from daily net asset value calculations and other requirements.
The merger, which values SABMiller's equity at $ 104 billion, will bring together companies that currently account for one in every three beers drunk across the planet, creating a group that will be either no. 1 or no. 2 in virtually every major market in the world.
A sale of Yahoo's internet assets would leave the company just owning a 35.5 percent stake in Yahoo Japan Corp., as well as a 15 percent stake in Chinese e-commerce company Alibaba Group Holding Ltd., which accounts for most of its value.
This might include your savings account, investments — including 401 (k) s, IRAs and other retirement accounts — the Kelley Blue Book value of your car and the estimated value of your home (which you can get from sites like Zillow or recent sales of similar properties).
For purposes of the table in «Executive Compensation — Summary Compensation Table» below, we are required to report pursuant to applicable SEC rules any stock option grants to Mr. Musk at values determined as of their respective grant dates and which are driven by certain assumptions prescribed by Financial Accounting Board Accounting Standards Codification Topic 718, «Compensation — Stock Compensation» («ASC Topic 718»).
In order to find value, investors need to look beyond the widely - available and misleading accounting results on which most people focus.
It does account for a disproportionate 20 percent of the value created in these start - ups which goes to show the value of institutional investors or at least the filter of institutional investors.
From a purely accounting point of view, parent company which owns less than one hundred percent, but more than fifty percent of a subsidiary presents the value of the remaining ownership, the minority ownership, on the balance sheet in a separate account.
XL - CV Max retains the highly sought - after features found in Midland National's IUL portfolio, including a zero percent floor on any index credits (subject to a cap), the minimum account value, which guarantees a 2.5 percent average annual return to the account value, and index credits included on the first annual statement.
Builder Plus IUL keeps the popular features found in previous Builder Series products as well, including a zero percent floor on any index credits, the minimum account value, which guarantees a 2.5 percent average annual return to the account value, and index credits included on the first annual statement.
Accounting rules are designed to give the best estimate of liquidation value for debt investors, not to measure the capital used to generate returns, which is what matters to equity investors.
The majority of permanent life insurance policies also have a cash value component, which is similar to an investment account.
Taking all valuation metrics into account along with the company's growth prospects, my advice is to buy on the dips (particularly for the Canadian shares, which look to be less attractively valued).
This Model Portfolio highlights the value of our Robo - Analyst technology, which scales our forensic accounting expertise (featured in Barron's) across thousands of stocks.
Simply put, the price UTX will pay for this acquisition — which comes to ~ $ 33 billion when accounting for all forms of debt and unfunded pension liabilities — makes it almost impossible for the deal to create long - term value for shareholders.
The pro forma financial information was prepared using the acquisition method of accounting, which requires, among other things, that assets acquired and liabilities assumed in a business combination be recognized at their fair values as of the completion of the acquisition.
We should account for any insurance value which is provided by the pipeline, but we should also remember who is underwriting that insurance.
Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.
I'm taking account of the diluent requirements in my pricing assumptions, which use Hardisty - based values for diluted bitumen and SCO, as well as for diluent.
You can certainly make the case that a «business» has assets and thus value so it SHOULD be included, just like our cars or even homes for that matter (which some people also don't believe should go in there since you need one to live in), but for me it's just too unstable to be accounted for on an ongoing basis.
«The impact of this widespread use of Section 301 would extend and be amplified by global value chains, which account for two - thirds of global trade, and tighter financial conditions,» says Ahya.
Our accounting for acquisitions involves significant judgments and estimates, including the fair value of certain forms of consideration such as our common stock, preferred stock or warrants, the fair value of acquired intangible assets, which involve projections of future revenues, cash flows and terminal value which are then discounted at an estimated discount rate, the fair value of other acquired assets and assumed liabilities, including potential contingencies, and the useful lives of the assets.
Markel's net loss was negatively impacted by the adoption of new accounting standards implemented at the start of the year, which required recognizing a $ 122.1 million pre-tax loss related to the decline in fair value of its equities portfolio since the end of 2017.
«Advanced» — It is regarded as being the «Best Value» account model and is the account which looks good.
The VFINX fund invests in 500 of the largest U.S. companies, which span many different industries and account for about three - fourths of the U.S. stock market's value.
It allows them to avoid the extra cost of mortgage insurance, which is usually required on loans that account for more than 80 % of the home value.
In the first month, we were pleased to see increases in average order value for the top 10 % tier, which is now 101 % higher than the account average.
So long as there is sufficient other credit enhancement such as subordination, mortgage insurance only affects the lower rated tranches of the RMBS, which in turn only account for a few percentage points of the value of an RMBS.
This focus on an asset's earnings power and, in particular, the ability of assets to earn returns in excess of desired returns is the essence of my intrinsic valuation, which is based on Steven Penman's residual income model.1 The basic idea is that if a company is not earning a return in excess of our desired return, that company, like the bank account example above, deserves no premium to book value.
In the first month, they saw an increase in average order value for the top 10 % tier, which is now 101 % higher than the account average.
So, for one thing, he talks about how to value the investment portfolio of another company and how that is measured how that is accounting for their financial statements which are by the way different the kind of rules that you use today.
Because your account is entirely online, you are able to see the value of your holdings in real - time — which means you don't have to manually calculate their value on your own!
Insurance companies charge these, which often run about 1.25 % of your account value, to cover the costs and risks of insuring your money.
The value of shares, ETFs and ETCs bought through a stockbroking account can fall as well as rise, which could mean getting back less than you originally put in.
These repayments can be set at a specific rate — such as «minimum repayment», «full payment» or a nominated dollar valuewhich is automatically transferred from a nominated account into your credit card account before the repayment due date.
However, you take on the risks inherent in investing (meaning you might lose the cash value) and don't have the full range of investment options which would be offered through a brokerage account or retirement account.
With the sugar business accounting for over 13 % of revenue during the past fiscal year, stripping it out of certain parts of the LTIP may seem like an overly sweet deal for executives, as the value of the company will continue to be based on the final reported financials, in which that business will be included.
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