The Focused Growth Annuity is a single - premium, deferred annuity offering a robust set of client - friendly features plus a market -
value adjustment feature, which optimizes the growth potential of your client's savings.
While border
adjustment would be a new
feature for the US tax system, most other countries already have it in the form of a
value added tax (VAT), a consumption tax that has a border adjustability component.
Market
Value Adjustment (MVA) Where applicable, the Market Value Adjustment (MVA) feature may be a positive or negative adjustment to the amount of a partial withdrawal or full surrender or to the remaining accumulation value in the policy after a partial withdr
Value Adjustment (MVA) Where applicable, the Market
Value Adjustment (MVA) feature may be a positive or negative adjustment to the amount of a partial withdrawal or full surrender or to the remaining accumulation value in the policy after a partial withdr
Value Adjustment (MVA)
feature may be a positive or negative
adjustment to the amount of a partial withdrawal or full surrender or to the remaining accumulation
value in the policy after a partial withdr
value in the policy after a partial withdrawal.
Index Participation
Feature: this rider is exclusive to Guardian and allows you to allocate all or a portion of your cash
value to receive a dividend
adjustment based on the movement of the S&P 500 Price Return Index, subject to a cap and a floor.