Sentences with phrase «value at origination»

If there's a silver lining, it's that the $ 3.8 billion - asset bank expects the financial hit to be minimal because the loan - to - value ratio — the balance divided by the appraised value at origination — for each of the loans is below 70 %.

For example, if the lower of the sales price or the appraised value at origination was $ 100,000, when the loan amount reaches $ 78,000, FHA will no longer collect annual mortgage insurance premiums on the loan.

«FHA will determine when a borrower has reached the 78 % loan to value ratio based on the lower of the sales price or appraised value at origination.

The VeroPRECISION Valuation Decision Engine is available through VeroSELECT, Veros» vendor - agnostic, single - enterprise management platform, which provides access to a comprehensive suite of innovative collateral risk solutions from 10 vendors designed to help lenders best assess collateral values at origination and across existing portfolios.

Not exact matches

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 453,100 or less) remained unchanged at 4.69 percent, with points remaining unchanged at 0.43 (including the origination fee) for 80 percent loan - to - value ratio loans.

For example, if a home is appraised at a value of $ 750,000 the maximum amount that can be charged for an origination fee is $ 6,000.

• Reverse Mortgage Fees The origination fees lenders were able to charge were limited at 2 % of the property's value or the county lending limit, whichever figure is lower.

We prefer to be honest and upfront about our rates, which is why we keep our origination fees at a competitive low as far down as 1.75 %, while lending up to 70 % of the value of your property.

Low Ratio Mortgage (Conventional) represents a mortgage where the loan to value at time of origination was less than or equal to 80 %.

As a result, the average loan - to - value ratio at origination has climbed to 87 %.10

The average loan - to - value ratio at loan origination was 82 %.10

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 417,000 or less) increased to 3.65 percent from 3.60 percent, with points unchanged at 0.36 (including the origination fee) for 80 percent loan - to - value ratio (LTV) loans.

Although experts expect the maturities will lead to increasing CMBS origination, many of the properties up for refinancing will be reappraised at values very different than they were 10 years ago, forcing borrowers to «right - size» by contributing more equity.

For example, if a home is appraised at a value of $ 750,000 the maximum amount that can be charged for an origination fee is $ 6,000.

The metrics I primarily focus on are debt -[service] coverage ratios, our loan - to - value [ratios] at origination, and then also our loan - to - values (LTVs) at maturity.

If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 417,000 or less) remained unchanged at 4.72 percent, with points unchanged at 0.28 (including the origination fee) for 80 percent loan - to - value ratio (LTV) loans.

The average contract interest rate for 30 - year fixed - rate mortgages with conforming loan balances ($ 417,000 or less) remained unchanged at 4.49 percent, with points decreasing to 0.38 from 0.50 (including the origination fee) for 80 percent loan - to - value ratio (LTV) loans.