In conclusion, you practically pay premiums throughout your lifetime and make use of the cash
value benefits while you are alive and upon death since your nominees get the death benefits.
Not exact matches
While the annual fee is definitely high, the
value I've gotten from the card's annual
benefits has more than outweighed it.
If you accept the trends indicating digital is the future,
while physical retail is in decline, Canada could find itself shut out entirely — as in, not even the branch plant
benefits — from the retail part of the
value chain.
For entrepreneurs running these overnight sensations, however, it's a tough balance between getting all the
benefits of that growth, including brand recognition and getting in with
value retailers,
while taking steps to make sure it's sustainable over the long run.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated
benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended
benefits of organizational changes; (11) the anticipated
benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected
benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses
while the merger agreement is in effect; (21) risks relating to the
value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
While both Home Depot and Lowe's have
benefited enormously from the home improvement boom caused by increasing home
values and the aging housing stock in the United States, Lowe's has not been as adept at capitalizing on that.
While legalized betting
benefits professional leagues in viewership goals, a scandal could easily negate any added
value.
While not every company can provide these types of
benefits, there are creative alternatives that can align with any business's
values and mission and can maximize employee retention.
While many credit card and travel experts
value the Chase Sapphire Preferred for its rewards, it also comes with some extremely valuable
benefits.
That means understanding that,
while human beings will
benefit from technology, it will take people to understand the
value of decisions and the impact they will have on others.
While there are other cards, too, that waive foreign transaction fees, these are some of Insider Picks» favorites based on the rewards and other
benefits they offer, as well as the
value they provide compared to their annual fees.
While monetary
benefit can certainly be a motivator, many entrepreneurs pursue their entrepreneurial dreams to fulfill a need for autonomy, financial freedom or to provide a product of unique
value.
NAS - based measures use a more complete definition of income that includes the
value of non-cash
benefits and tax credits
while subtracting taxes and certain expenses.
However, if you pass away
while the loan is outstanding, the
value of the loan will be deducted from the death
benefit your beneficiaries receive.
While each category offers different
benefits, each is built on a common foundation of
value — subscribed audiences.
Now more than ever, self - funded employers are seeking financial
value from the health
benefits plan they provide
while still maintaining quality of care.
US retail sales data for May beat expectations today
while new applications for unemployment
benefits fell for last week, driving equities and reducing the
value of precious metals and various other commodities More...
In Raleigh, for example, high - income households receive an average MID
benefit of $ 1,996,
while spending on Section 8 and MID
benefits for low - income households amount to just $ 213 - the difference between these
values is a factor of 9.4.
«
While we are building enterprise
value through our patent portfolio, Nchain is committed to using our intellectual property to
benefit the bitcoin cash community,» Nguyen notes.
In addition to things like better fraud protection and lower fees, the biggest
benefit of digital currency is inherent in its existence —
while there are cybersecurity concerns, the
value is not tied to the political or economic climate of one nation.
It may take a
while for oil to reach $ 100 a barrel again but I'll
benefit from growing dividends and stock
values until it does.
While the cash
value feature is an attractive option it's important to remember, though, that tapping into the cash
value of a life insurance policy reduces its
value and death
benefit and increases the chance the policy will lapse.
Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type),
while preserving the death
benefit in perpetuity (note, however, that the death
benefit and cash
value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).
While workers still
value competitive salaries and
benefits, they're increasingly weighing whether prospective jobs allow the latitude to tend to both personal and career matters.
While both energy and financials are likely to continue to
benefit from a rebound in
value, each has its own idiosyncratic drivers.
While value has indeed
benefited from economic recovery in the past, it is by no means a precondition for a
value rebound.
U.S. Citizenship and Immigration Services administers the nation's lawful immigration system, safeguarding its integrity and promise by efficiently and fairly adjudicating requests for immigration
benefits while protecting Americans, securing the homeland, and honoring our
values.
The paradoxical and sad situation is that
while Jesus» teachings are totally at variance with the assumptions and
values of capitalistic globalization, it is people and countries who call themselves Christians that have built up this iniquitous, capitalistic global system and
benefit from it.
While claiming to promote food security and
benefit small farmers, Grow's focus on a few high -
value commodities — like potatoes, maize, coffee, tea and palm oil — exposes the programme's real objective: to expand the production of a handful of commodities to profit a handful of corporations.
Our essay writing service offers a wide range of
benefits you can appreciate
while being worth the
value.
These
benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural,
value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions,
while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.
While families
valued the educational and social
benefits offered by formal childcare, the inflexibility and high cost of formal childcare meant, for many, it was incompatible with working life.
He added, «This type of collaboration is an excellent example of how working together and sharing resources can bring multiple
benefits to our community; this exercise strengthens our capacity to respond to public health emergencies
while at the same time promotes the
value of buying local.»
But fellow Democrats have raised concerns about whether the plan will unfairly burden communities where property owners don't often challenge their assessments — leaving them to pay fair market
value while others get the
benefit of the prolonged phase - in.
The Conservatives and Lib Dems are promising to exempt parental pay from
benefits capping,
while Labour are offering to double the length and monetary
value of statutory paternity leave.
a. to ensure that a comprehensive and ambitious agreement is reached on the TTIP that enhances fair competition on both sides of the Atlantic,
while taking into account the
values of the European social market economy, ensuring
benefits to consumers, industry and investors, enhancing quality job creation and growth, and ensuring that regulatory cooperation does not undermine democratic control on both sides of the Atlantic in any way, and also seeks a transition to a more sustainable society;
Mr Ralfe's research suggests that liabilities in the scheme have soared to # 232 billion due to, for example, increased
benefits for local government staff,
while the
value of assets has only gone up by eight per cent in the last three years to # 132 billion.
In practice, cities with dense populations and high economic
values benefit,
while rural areas with fewer homes and businesses do not.
Better understanding the cost of measures would not only inform decisions about which measures to use, but also guide future development of high -
value measures that maximize
benefit while optimizing use of finite quality measurement resources.
While Cameron's job is to ensure the UK
benefits scientifically and commercially from such a databank, any advances will ultimately be of
value right around the world.
She quoted Boushey as writing, «The current, tired debate gets stuck on the question of who deserves a handout — a
values question — when really we need to be thinking about how keeping people gainfully employed
while they care for their families
benefits the economy overall.
«Americans under consume vegetables, and here we have a way to increase the nutritive
value of veggies
while also receiving the nutritional
benefits of egg yolks,» said Wayne Campbell, Ph.D., Professor of Nutrition Science, Purdue University.
«
While I certainly understand the
value of predicting agricultural trends for tea, I believe that that is a task that ought to be left to the private sector, the ones that
benefit from this kind of information.»
Any gains he made from HIT
while on juice were because of the shock
value of switching programs during a plateau, not from any actual
benefit of doing HIT.
Not just performance
benefits (how about Sami moving his theoretical «time to bonk»
value from 5.6 hours
while carb dependent to 87 hours when fat adapted?!)
Overall, the studies show little to no
benefits of synthetic C
while the
value of vitamin C in foods has been clearly shown to be vital for optimal health.
The most popular age that parents chose for a child to start working at was 14, at 27 %,
while just 4 % selecting 17, suggesting that parents still appreciate the
value of teens starting weekend jobs
while at school, even if the specific
benefits are becoming less clear.
While having an interactive scenario in your eLearning course can make it more immersive and engaging, it simply won't be of any
value to your learners if it doesn't offer them real world
benefits.
Time for Americans to understand that
value added analysis is not a reform of public education but a revolution that will allow us to significantly lessen the costs of public education
while obtaining the greatest cost
benefits from the dollars spent on education.
The available empirical evidence on these private school choice programs makes it clear they positively affect the academic performance of participating students,
while doing so at a lower cost than public schools and
benefitting public school students, decreasing segregation, and improving civic
values and practices.