Sentences with phrase «value cards instead»

OTOH there are a lot of «unbanked» people in the US, and some welfare agencies are using stored - value cards instead of direct deposits to make payments to them.

Not exact matches

If you spend at least $ 4,000 annually on these things, and value flexible rewards, consider this card instead.

Instead, you have to compare at the value of the rewards you are earning with those that you could have earned from a similar card that has no annual fee.

When it comes to other shopping categories, consumers are better off using cards such as Barclays CashForward ™ World Mastercard ® or Citi ® Double Cash Credit Card instead, which can provide over 50 % more value per purchase.

If you spend at least $ 4,000 annually on these things, and value flexible rewards, consider this card instead.

Of course, the value is much less if these same points are redeemed for cash or gift cards instead of travel.

In fact, according to The Points Guy valuation chart, these card valuations are both currently valued at 2.1 cents each, even though they are worth less if you use them to book travel directly with Chase instead of through its travel partners.

If you are spending just to get the bonus, instead of using the card on purchases you need to make anyway, you won't get the most value out of your card.

-LSB-...] up bonus, you'd earn 20,000 points in addition to the sign up bonus but you could have used a cash back card that earns 5 % at gas stations instead which means you have an opportunity cost of $ 500 (less whatever you value -LSB-...]

Those individuals who value flexibility in their travels might want to consider a card like the Chase Sapphire Preferred ® Card instead — it offers slightly lower rewards rates, though its points can be transferred to a number of different partner airlines (including British Airwacard like the Chase Sapphire Preferred ® Card instead — it offers slightly lower rewards rates, though its points can be transferred to a number of different partner airlines (including British AirwaCard instead — it offers slightly lower rewards rates, though its points can be transferred to a number of different partner airlines (including British Airways).

Instead of receiving the entire value of the equity in one lump sum, however, a HELOC works more like a credit card with total equity as the credit limit.

Low - interest cards don't give you rewards; instead, they provide value with a lower interest rate, making it less expensive to carry a balance.

Again, the next step is to subtract the value of the credit card rewards you could have earned from your credit card, as well as any frequent flyer miles or hotel points that you could have received by paying for your flight or hotel room with a card instead of points or miles.

Since this card isn't one typically used for points, we will skip any further math valuing the points here, focusing instead on the value of the Amex Platinum benefits to determine if the card is worth it to you.

I've switched a lot of flying to American Airlines instead of Delta, so losing Admirals Club access would be a huge blow to the value of this card.

Choose cards with well - known, high - value programs instead of niche products.

However, if you prefer to fly a variety of airlines instead of being limited to American Airlines, then you may get more value for your points with another card.

Personally I would value an RBC Avion point close to 2 cents, because you used this card to pay for something when you could have earned say 2 % cashback instead by using a MBNA World Elite or BMO World Elite.

So if you're going to take a shot, I say go for a card that really offers value instead of one just changing up their menu of benefits that still ain't all that.

A cash back card is a lot like a fixed - value points card: instead of getting one point (worth one cent) for every dollar you spend, you simply get one cent back from every dollar you spend.

If you are spending just to get the bonus, instead of using the card on purchases you need to make anyway, you won't get the most value out of your card.

Generally, you will only get a value of 1 cent per point when redeeming for gift cards, instead of the 2 - 5 cents (or more) per point when redeeming for travel.

Instead, you can redeem your hard - earned points for an Amex gift card at 2:1 value.

You can save on interest by paying your balances in full each month instead of carrying a balance from month to month, which is recommended in order to get the most value out of the card.

After all, you would receive better value if your credit card lowered its APR by 3 % instead of giving you cash back.

At face value, the Scotiabank Passport Visa Infinite Card has a much lower earn rate, but what may appeal to people is the fact that it's a Visa card instead of American ExprCard has a much lower earn rate, but what may appeal to people is the fact that it's a Visa card instead of American Exprcard instead of American Express.

If you're only going to redeem for a fixed value of 1 cent per point — or even 1.25 cents per point — you might as well skip having a premium credit card and instead use a card like Barclays Arrival Plus World Elite card or the Fidelity Investment Rewards American Express, since either of those cards will give you 2 cents per dollar spent on everything.

Even with a mix of regular 1x spend coupled with bonused spend ranging from 2x - 5x, depending on what you're putting on your credit cards, it could make sense to use pay with points instead of a 2x fixed value or cash back credit card.

Instead, we are evaluating other benefits and services that we believe may provide value to more of our Premier Rewards Gold Card Members.

If you're carrying several rewards cards, you may be diluting the value of your rewards by rotating charges across them all instead of focusing all your spending on one card that rewards you the most.

The Citi / AAdvantage Executive card is a great option for American Airlines flyers who value elite status (or perks that mimic it) as well as full Admirals Club membership instead of just access.

Let's assume you make $ 10,000 in purchases at a gas station to earn the sign up bonus, you'd earn 20,000 points in addition to the sign up bonus but you could have used a cash back card that earns 5 % at gas stations instead which means you have an opportunity cost of $ 500 (less whatever you value 20,000 points at).

Then, instead of simply redeeming for cash at 1 cent / point, transfer those points to your Sapphire Preferred card, where you can redeem them for travel rewards at a far greater value.

If instead you applied for the BarclayCard Arrival World Mastercard or the US Bank Flexperks Travel Rewards Visa, after earning the signup bonus you'd be able to pay for your $ 400 airline ticket using those cards» fixed - value rewards currencies.

Those individuals who value flexibility in their travels might want to consider a card like the Chase Sapphire Preferred ® Card instead — it offers slightly lower rewards rates, though its points can be transferred to a number of different partner airlines (including British Airwacard like the Chase Sapphire Preferred ® Card instead — it offers slightly lower rewards rates, though its points can be transferred to a number of different partner airlines (including British AirwaCard instead — it offers slightly lower rewards rates, though its points can be transferred to a number of different partner airlines (including British Airways).

Instead, you can ground the value you're getting from a signup bonus directly in your own experience: the amount of money you would otherwise spend on nights you're able to pay for with a credit card's signup bonus.

Despite placing a high value on a low APR, many cardholders wind up choosing a rewards card instead.

Some travel rewards cards that accrue points allow you to convert points or miles into cash as well, but the value of travel rewards points are often diluted when used as cash back instead of redeeming them for travel expenses.

Instead of sending a holiday card to past clients, send an update on how much their home value has increased over the year.