Sentences with phrase «value category of»

Whole life insurance belongs to the cash value category of life insurance, which also includes universal life, variable life, and endowment policies.

Not exact matches

Highlighting that there are many categories of differences in the workplace and the value of having many perspectives creates more robust discussions and more effective implementations.
Influence and trust in your brand — whether you're a recruiter, an employer brand, or another category of influence — is an asset with incredible value.
It hasn't just made things look nice, it has led the market and invented entire categories of products, all of which exploit, expand and bring value to the internet that we treasure so much.
Coalition personnel and their local partners have a database of «category - one structures» that they will avoid targeting because they have infrastructural or historic value, including religious centers or hospitals.
Instead, people who fall into this category place less value on personal relationships, and are more likely to advance their own interests (read: pay and promotion) even at the risk of upsetting social harmony.
For Joel Espelien, a senior analyst at research and advisory firm The Diffusion Group, the problem with most smart home products isn't the category, but the value of the service they provide.
It's worth stating, though, that the comfortable identifier let people who didn't previously know me put me in a category of respect and high value.
Getting to a place where you spend 100 % of your time in the High Value category is probably unrealistic.
Rank your activities over the course of the week into three categories: High Value, Low Value and No Value.
Together, these categories represent the value proposition of franchising.
While thought provoking, the real value of the book comes from the practical, templated framework the authors provide for designing your own category that includes a clear articulation of the problem at hand, creating a memorable name for a category, and developing a unique point of view about the current and future of the category.
Making up the largest proportion, with 38 - percent of Asian travelers falling into this category, the Explorer placed a high value on self - actualization and self - discovery, the study said.
When you start to find value in relationships, hobbies, religion, and personal health - to name a few categories - the importance of work will dissipate.
«There is no category of immigrant of higher economic value than a foreign - born entrepreneur who wants to come to the United States and start their business here,» says Dearie.
The other category of life insurance products is referred to as cash value, or permanent life.
Hence, voters who value full disclosure would like to see not just his returns, but lots of additional information demonstrating that the two categories are kept scrupulously separate.
And the bulk of that growth has been at the upper end of the market: Over the past five years, reports the Distilled Spirits Council, sales of «value» bourbon — priced below $ 15 — have grown just 13 %, while super-premium bourbons, the category that Elmer T. Lee pioneered a generation ago, are up 97.5 %.
For categories including electronics, entertainment, sporting goods, clothing, wireless plans and even groceries, the majority of millennials indicated they would choose a higher - value rebate offer over an instant discount.
Companies were scored in 10 core categories — collaboration, innovation, mission and value alignment, agility, communication, support, wellness, work environment, responsibility and performance focus — on a scale of zero to 100.
The backup in yield has returned some value to the category, even though we don't expect much in the way of inflation.
If you monetize the pension, assuming a 4 % return, the value of the pension is $ 3.5 million ($ 140,000 /.04) added to our net worth of $ 2.5 million, it puts us squarely within your above average category for our age.
That being said, you can still get some great value out of 100,000 points, especially if you book a category 4 property and maximize the 5th night free perk.
Carrick is in that rare category of equity partners that add tremendous value beyond capital.
Although it's true that some lenders tend to weight the value of your personal score higher than others (banks and other traditional lenders fall into this category) when they evaluate your business loan application, most lenders include a review of your personal credit score when they evaluate your business» creditworthiness.
While each category offers different benefits, each is built on a common foundation of value — subscribed audiences.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
Each commercial real estate opportunity hosted on RealCrowd falls into one of four categories that correspond to the risk and reward inherent in the different types of deals: Core, Core - Plus, Value Add and Opportunistic.
The most excited evangelists for the new paradigm (let's call it «craft beer» for the ease of discussion) were confident that a lot of the values they held were shared by the wider population — that craft beer was objectively higher quality, that these little breweries, because they were local, weresomehow morally superior, that the movement was animated by values and ethics and was not merely the evolution of a consumer category.
Values above 1.00 are riskier than average and values below 1.00 are of less risk than average for the catValues above 1.00 are riskier than average and values below 1.00 are of less risk than average for the catvalues below 1.00 are of less risk than average for the category.
In that sense their main concern is with rising land values — that is, the values that do not accrue as a result of earnings on capital (the rents that typically are pledged to lenders as interest payments on the loans taken out to by the properties) but are economy - wide asset - price appreciation in specific categories.
Style Categories: Large Cap, Mid Cap, Small Cap, Growth, Value, Grth / Val or Blend («Cap» denotes capitalization, which is market price per share times number of common stock shares outstanding).
«We think of it as meat made a better way... Meat today basically is made using pre-historic technology, using animals to turn plants into this very special category of food... But to your typical consumer... the value proposition of meat has nothing to do with its coming from an animal.»
This works only if the total amount of basis you have in all your IRAs in the same category (traditional or Roth) exceeds the total value of those IRAs.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
I've now come to believe that the value proposition in a business model (value proposition is the fancy name for your product or service) fits into either one of two categories:
The RBC housing affordability measure captures the proportion of pre-tax household income that would be needed to service the costs of owning a specified category of home at current market values (a fall in the measure represents an improvement in affordability).
One of the most important is the transition we're making from promotions built around a construct that features 1 or 2 specific dishes, which worked well for a long time, but has grown increasingly less effective over the past 2 years to a promotional construct that's built around a culinary or value theme and highlights several dishes or one or more menu categories.
It is our belief that large institutional investors, Wall Street analysts and the news media alike continue to misunderstand Apple and generally fail to value Apple's net cash separately from its business, fail to adjust earnings to reflect Apple's real cash tax rate, fail to recognize the growth prospects of Apple entering new categories, and fail to recognize that Apple will maintain pricing and margins, despite significant evidence to the contrary.
With the rise of personal grocery shoppers, we're truly watching the birth of a new industry and a new high - value employment category.
However, the other major categories of rural exports also increased in value in the March quarter, particularly exports of meat.
As an independent fiduciary, Align scours the ever - growing landscape of impact investments to find the options in each asset category that best match your personal values and goals.
Income Value investors are similar to those in the Core Value category except they are as interested in the dividend yield as they are in the low valuation ratios of the stocks they purchase.
«Despite an estimated $ 3 trillion of art assets in the world, only $ 44 billion trades in a given year — and less than 2 percent of qualified buyers participate in this market due to high transaction costs, long lead times, and limited transparency on pricing and value,» Artsy will bring this last major consumer category online and thereby substantially expand the size of the global art market.
To do the research appropriately, marketers need to understand the triggers for need for a specific category, their personas mindset (which some of your questions get at), their priorities, values, how they seek information and learn about products and services and more.
If a user has no desire to travel outside of the destinations offered by AeroMexico while spending predominantly on categories such as gas and groceries, then the value of the AeroMexico Visa Card can exceed that of even the Venture Card.
The funds he advises, following the trail of investors such as Joel Greenblatt or Tobias Carlisle, have become the most profitable ones in its category in 2016 and 2017, beating all traditional value funds in Spain.
Many of these plays have popped up not necessarily because of inherent value or traction, but because they look similar or their investors hope to replicate some of the initial pops in the category like MySpace, YouTube or even Flickr.
Make sure you understand exactly how many points you earn for each category (such as grocery, travel, restaurants, or gas), the value of those points, and whether the program makes sense for you.
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