Sentences with phrase «value change based»

Home equity is also continuing to climb, according to the HVI, a measure of home value change based solely on appraisal data.

The HVI is the only measure of home value change based solely on appraisals, one of the most important data points in the mortgage process.

A summary of the HVI: The HVI, the only measure of home value change based solely on appraisal data, showed values increasing at a measured pace month - over-month and making larger strides on an annual basis.

The HVI, the only measure of home value changes based solely on appraisals, reported that home values increased 0.19 percent in August.

Quicken Loans» Home Value Index (HVI), a measure of home value changes based on actual appraisals, reported national housing values were nearly flat in August from the month prior, with the slight drop of 0.05 percent.

Not exact matches

FMS earnings before tax as a percentage of FMS total revenue and FMS operating revenue (a non-GAAP measure) were 4.0 % and 4.8 %, respectively, both down 60 basis points from the prior year, primarily reflecting higher depreciation due to vehicle residual value policy changes and lower used vehicle sales results.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Changing your core values based on a new generation of employees is neither advisable nor necessary.

We ranked the neighborhoods from highest to lowest based on median home value change.

Companies often pay lip service to the value of listening to customers, but only make meaningful changes to their business based on their own vision.

The capital gains tax is based on the change in the municipal value between the time you bought the property and when you sell it.

The investor would be repaid when the house was sold and the repayment would be based on how much the home's value has changed according to a house - specific index created by Weiss Residential Research.

The NAV (net asset value) of a bond fund will move up or down based on a number of factors such as changes in interest rates, credit quality, and currency values (for international bonds) for the different bond holdings in the fund.

In theory, you could hold an individual bond to maturity and never lose any money even though the market value of the bond may fluctuate based on changing interest rates and other factors (but you could still lose out to inflation over time).

For 2016, the independent members of the Board made no change to Mrs. Rometty's base salary, target annual incentive or annual long - term incentive award value, relative to 2015.

Let's take a look at Marvell Technology Group's outlook and value based on the most recent financial data to see if there are any catalysts for a price change.

Gain is measured by the change in the dollar value between the cost basis (the purchase price) and the gross proceeds received from the disposition (the selling price).

As with the Net Asset Value, the public offering price (POP) will typically change on a day to day basis.

Any views are subject to change at any time based on market or other conditions, and Miller Value Partners disclaims any responsibility to update such views.

Also, many advisers promote this as well — annual tweaking based upon recent changes — as a means of adding value.

This article looks at how buyer's values are changing and how organizations can utilize a values - based versus outmoded needs based marketing and sales approaches.

The DOL fiduciary rule has provided an impetus for change in much of the financial planning world — and the variable annuity marketplace is one area that may be evolving in such a way that the new fee - based products may actually add value for clients who are interested in variable products.

Assessed values are updated annually based on market data, and to incorporate improvements or changes made to the property.

In its most aggressive stance (a duration of 15 years), the Fund's net asset value could be expected to fluctuate by approximately 15 % in response to a 1 % (100 basis point) change in the general level of interest rates.

The INVEST visa would have changed the outcome for the engineer I was working with, and new merit - based green cards and STEM visas will help me add value to my team, so I can add value to American taxpayers, and eventually the economy as a whole.

However, if the ordinary shares or ADSs are treated as traded on an «established securities market» and you are either a cash basis taxpayer or an accrual basis taxpayer that has made a special election (which must be applied consistently from year to year and can not be changed without the consent of the IRS), you will determine the U.S. dollar value of the amount realized in a non U.S. dollar currency by translating the amount received at the spot rate of exchange on the settlement date of the sale.

The Company may enter into fair value hedges, such as interest rate swaps, to reduce the exposure of its debt portfolio to changes in fair value resulting from changes in interest rates by achieving a primarily U.S. dollar LIBOR - based floating interest expense.

«Looking ahead, while the industry faces headwinds and an accelerating pace of change, we believe we are well positioned to deliver long - term shareholder value by leveraging innovation, our values - based culture which supports strong client relationships, and prudent capital and risk management.»

In response, the company made big menu changes, including adding all - day breakfast, raised its food quality, and added a wide range of premium and value - based products.

The Strategic Total Return Fund continues to hold a portfolio duration of about 6 years, meaning that a 1 % (100 basis point) change in interest rates would induce a roughly 6 % change in the value of the Fund.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

Based on our sector - by - sector analysis of current S&P 500 constituents (see Figure 3), we estimate that of the S&P 500's ~ 30 % increase in enterprise value since the end of 2013, only 2 % was attributable to the change in after - tax profits (NOPAT) while 27 % was attributable to change in the aggregate EV / NOPAT multiple.

After - tax average annual total returns represent the average change in value of an investment on an annualized basis.

The amount of return you receive on an exchange traded note depends on and is based on the performance of a specific market index; whereas, the value of the exchange traded note is affected by changes in credit ratings...

A change was also announced to the Local Property Tax (LPT) the annual tax charged on residential property in Ireland, which is based on the market value of the property on 1 May 2013.

The yield changes on a daily basis as the dollar price moves in relation to the face value.

Let's take a look at Pan American Silver's outlook and value based on the most recent financial data to see if there are any catalysts for a price change.

The Price Value of a Basis Point (PVBP) is a measure of the absolute value of the change in price of a bond for a one basis point change in yValue of a Basis Point (PVBP) is a measure of the absolute value of the change in price of a bond for a one basis point change in yBasis Point (PVBP) is a measure of the absolute value of the change in price of a bond for a one basis point change in yvalue of the change in price of a bond for a one basis point change in ybasis point change in yield.

We regularly evaluate and reassess your financial position based on your values, goals and life changes.

As the prices of the listed stocks on an exchange change on a daily basis, so does the value of the index.

We have made three changes to the «Simple Asset Class ETF Value Strategy» (SACEVS) based on results of robustness tests and subscriber comments:

But I would say my concept of value has changed to a more relative sense of valuation, based on the expected growth rate applied against the price of the stock.

(1) employment growth, sourced from the Bureau of Labor Statistics Economic Summaries in August 2016, with the percentage representing the employment change from June 2015 to June 2016 in each city; (2) population growth, based on and sourced from the 2014 and 2015 Census, with the percentage representing the change in population from 2014 to 2015; (3) increase in home values, based on Zillow Home Value, with the percentage representing the change in median home values for single - family homes from June 2015 to June 2016, sourced August 2016; (4) years to pay off property, which was based using the median home value for July 2016 and the median rent for a single - family residence for July 2016, both sourced from Zillow; median rent was multiplied by 12 to obtain yearly rent and then home value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each Value, with the percentage representing the change in median home values for single - family homes from June 2015 to June 2016, sourced August 2016; (4) years to pay off property, which was based using the median home value for July 2016 and the median rent for a single - family residence for July 2016, both sourced from Zillow; median rent was multiplied by 12 to obtain yearly rent and then home value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each value for July 2016 and the median rent for a single - family residence for July 2016, both sourced from Zillow; median rent was multiplied by 12 to obtain yearly rent and then home value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each city.

The universality and centrality of value - experience give it a fundamental character just as with the experience of change, dependence and order, and fulfill two aspects as the requirements for a basis of religious experience.

Generally values based on imagined situations undergo change when the imagined becomes actual.

For the practical realization of a world order based on such objectives it is necessary that there be a change in the values by which human beings are inspired and motivated and structures by which they are governed.

Affirming value to change, as well as permanence, shifts the role of religion from keeping order or being the basis of order to providing the basis for creativity and originality.

If such a solution to the civil religion problem does eventually emerge, a solution based on the common acceptance of certain political values rather than a struggle to the death between different religiopolitical ideologies, it will depend on changes in both the church and the socialist left.

Proposed changes would «provide a stronger basis for swift intervention in schools which are not actively promoting British values.»

The Chronicle of Higher Education and Change have been much concerned about values recently, as have the American Association of Higher Education and the other Washington - based educational agencies; the Danforth Foundation recently held a workshop on values in liberal arts education, and the whole issue has been given academic credibility by programs in moral development and in value analysis at several universities.