Sentences with phrase «value component in»

Variable Life: With variable life, you can invest a portion of your cash value component in stocks and bonds markets.

In addition, with whole life insurance, there is also a cash value component in the policy.

With this form of life insurance, there is a death benefit, as well as a cash value component in the policy.

With a permanent life insurance plan, there is both death benefit protection, as well as a cash value component in the policy.

This is a form of permanent life insurance protection, so in addition to death benefit coverage, there is also a cash value component in these policies.

Like any variable life policy, variable survivorship life insurance has a cash value component in which a portion of each premium payment is set aside to be invested by the policyholder, who bears all investment risk.

Both whole and universal / unbundled life insurance are types of permanent life insurance and have a cash value component in which a portion of each premium payment is saved and invested on the policyholder's behalf.

There is no savings or cash value component in term life.

However, these types of policies also provide a cash value component in the policy where funds are allowed to grow and compound on a tax - deferred basis.

This means that there is death benefit coverage, as well as a cash value component in the policy.

With this option, the premium will still be paid by the policyholder — automatically — by a loan against the cash value of the policy, as long as there is enough cash value that has been built up by that time inside of the cash value component in order to cover such a loan.

At first, you might be worried about not having the cash value component in your guaranteed universal life policy but there are a few reasons why this isn't as big of a concern as you think;

However, the same can not be said about the broader small - cap sector or its value component in the last three - and five - year periods.

Not exact matches

Motorboat owners are likely to have room in their yard to store them, but if you can provide covered storage, you can have an added - value component to your business.

«Although everything that [the interns] do has to revolve around learning, we believe that the learning component goes hand in hand with providing value to the company,» he says.

«We were both motivated by the impact we believed video was having in industry — it was a key component of the way the companies we'd worked for communicated their value proposition,» explains Litt.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

But according to TEV, that's only a component in the species» «direct use» value, which is relatively straightforward to calculate.

«We knew that in order for us to scale as a company, we had to provide more value than just a replaceable component in a PC,» says Fisher.

Redirects were reverse - coded (multiplied by − 1.0) so that higher values would correspond to better classroom engagement, in line with the other components of the Composite Index.

Land is still its largest component — and some 80 percent of «capital» gains in the U.S. economy are land - price gains Site values are increased by public investment in streets, water and sewer facilities and transportation hubs, in school systems, by zoning restrictions, by the general level of prosperity, and most of all, by whatever bankers will lend.

The Compensation Committee believes that the annual performance metrics used in the bonus plan contribute to driving long - term stockholder value, play an important role in influencing executive performance and are an important component of our compensation program to help attract, motivate and retain our executives and other employees.

As discussed in the CD&A under «Compensation Components» and «Achieving Compensation Objectives — Pay for Performance,» we have provided incentive compensation in the form of an annual cash incentive award based on Company, business line and individual qualitative performance results for each fiscal year, and long - term incentive compensation generally in the form of stock option grants and, in certain circumstances, RSRs to reward our SEOs for contribution to growth in long - term stockholder value.

Determining your risk tolerance — generally defined as the ability to stomach large swings in the value of your investment portfolio — is an important component of investing.

In addition, term policies don't have a cash value component.

Since there's little cash value component to it, guaranteed universal life insurance is typically the best option if you're interested in permanent coverage without an investment component.

Each Non-Management Director must own, within five years of his or her initial election or appointment to the Board, an amount of Shares, restricted stock, or stock units having a value equal to five times the annual retainer component of the Non-Management Director's compensation approved by the Board in the year the director was initially elected or appointed.

«These are components in the process that have the goal of maximizing shareholders» value.»

Business profits are included in the value - added component of GDP when GDP is calculated, so because of the subsequent losses, the second factory does not add to GDP except over very short periods, after which it is reversed.

The warrants were subject to re-measurement to fair value at each balance sheet date and any change in fair value was recognized as a component of other income (expense), net on the consolidated statements of operations.

In determining the long - term incentive component of CEO compensation, the Committee shall consider, among other factors, the Company's performance and relative shareholder return, the value of similar incentive awards to chief executive officers at comparable companies, the awards given to the CEO in past years, and other factors considered relevant by the CommitteIn determining the long - term incentive component of CEO compensation, the Committee shall consider, among other factors, the Company's performance and relative shareholder return, the value of similar incentive awards to chief executive officers at comparable companies, the awards given to the CEO in past years, and other factors considered relevant by the Committein past years, and other factors considered relevant by the Committee.

FedEx determines the total target value of the award and provides that value in two components: restricted shares and cash payment of taxes due.

When granting restricted stock, FedEx first determines the total target value of the award and then approves the delivery of that value in two components: restricted shares and cash payment of taxes due.

Intel is buying Mobileye; it's an acquisition that makes sense once you realize how much value there is in components.

«There is reason to believe that the current share price may not fully capture all components of the firm, and investors are certainly interested in the possibility that value could be captured by splitting the firm into separate pieces,» he said.

When granting restricted stock, the Compensation Committee first determines the total target value of the award and then approves the delivery of that value in two components: restricted shares and cash payment of taxes due.

Put simply, the reason that the capitalization - weighted S&P 500 was more richly valued in 2000 is that its largest, highest price / revenue components were breathtakingly overvalued.

Most analysts feel they must choose between two approaches customarily thought to be in opposition: «value» and «growth,»... We view that as fuzzy thinking... Growth is always a component of value [and] the very term «value investing» is redundant.

Throughout these developments, real estate has remained the largest asset category in all economies, and the land's site value is the main component.

While border adjustment would be a new feature for the US tax system, most other countries already have it in the form of a value added tax (VAT), a consumption tax that has a border adjustability component.

Bonds can be a core low risk component of retirement portfolios, but they do come with one significant risk factor: if interest rates go up, the bonds you already own will plummet in value.

For example, in the auto sector the US is seeking to raise the NAFTA components in a vehicle from 62.5 % (by value) to 85 %, with fully 50 % of the components sourced from the United States.

This book is well worth reading by both financial industry insiders and potential clients since Chris Turnbull, a portfolio manager at TheIndexHouse uses the principles and approaches described in the book, showing a practical way to deliver the high value components of what clients need.

«A key component of this tariff is that Staff doesn't have all the information and analysis they would need to calculate these values in a precise way, so they are using proxies instead as a first step toward more granular compensation,» notes a statement by Solar Energy Industries Association (SEIA).

Music, literature, and the visual arts all depend upon the ability of the artist to select and arrange individual components (notes, words, colors) and to create relationships among them in which each element contributes to the beauty of the whole work while the unity of the work enhances the value of each individual part.

The combination of communal and adumbrative subjective forms in transmuted physical feelings provides the foundation of the religious feeling of «the value of the objective world which is a community derivative from the interrelations of its component individuals, and also necessary for the existence of each of these individuals» (JIM 59).

It means, second, that the form of the harmony, the ways in which the components are combined in contrasts, has a value precisely in having the components together.

One component consists of widely held values, such as simplicity, consistency and predictive accuracy (these will be examined in connection with criteria below, since Kuhn acknowledges that they are widely shared among different scientific communities).

The anarchist component of his thought lay in the high value he placed on each individual human life and his opposition to coercion.

This is because these shared values are a necessary component of society, even in its most primitive form.