Sentences with phrase «value component which»

With the no exam whole life option, the death benefit will be available but it will be accompanied by a cash value component which grows over time and is tax - deferred.

Whole life insurance offers coverage for your entire lifetime, tax benefits and a cash value component which grows over time.

Cash Value: Permanent life insurance includes a cash value component which serves two purposes.

Not exact matches

Sixty - two percent of global company value is «intangible», of which brand and customer goodwill are critical components.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

But according to TEV, that's only a component in the species» «direct use» value, which is relatively straightforward to calculate.

This same mix of performance - based and time - based awards has been granted by the Committee for the past several years and reflects HP's primary emphasis on performance driven compensation, with the time - based awards providing a measure of retention value, which is also an important component of the overall executive compensation arrangement.

The majority of permanent life insurance policies also have a cash value component, which is similar to an investment account.

Business profits are included in the value - added component of GDP when GDP is calculated, so because of the subsequent losses, the second factory does not add to GDP except over very short periods, after which it is reversed.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

Music, literature, and the visual arts all depend upon the ability of the artist to select and arrange individual components (notes, words, colors) and to create relationships among them in which each element contributes to the beauty of the whole work while the unity of the work enhances the value of each individual part.

(1) that of the value of an individual for itself; (2) that of the value of the diverse individuals of the world for each other; and (3) that of the value of the objective world which is a community derivative from the interrelations of its component individuals, and also necessary for the existence of each of these individuals.

The combination of communal and adumbrative subjective forms in transmuted physical feelings provides the foundation of the religious feeling of «the value of the objective world which is a community derivative from the interrelations of its component individuals, and also necessary for the existence of each of these individuals» (JIM 59).

It means, second, that the form of the harmony, the ways in which the components are combined in contrasts, has a value precisely in having the components together.

We can indeed assume with panpsychism that the mental, spiritual, artistic and ethical values which we experience really are in some sense one with the electrons and other primary components of which the world is made.

The intensity of anything's value is determined by the extent to which its polar components are unified in an orderly pattern.

Now, all the effective components in this picture — the instructional interactions and the events with a specific character, into which they are drawn together — have the character of intentions, so we are already, in our basic view of science, in a world in which conceptions of Value are at least not foreign and maybe are inescapable.

At a macrocosmic level the same point could be expressed this way: love (persuasion) confirms the value of the objective world, which is a community, created through the interrelationships of component entities and necessary for the continued existence of these relationships and entities.

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RTI works with a number of valued suppliers and vendors, including Hose / Conveyors Inc. of Eagan, Minn., which supplies components used in its frying oil management systems.

Each tax component and margins also attract 17.5 % Value Added Tax (VAT), which the consumer also pays.

Under STAR, $ 30,000 is taken off the assessed value of the primary residence for the purposes of school taxes, which in most locations is the largest component of the property tax burden.

Understanding how much society values those future people should be an influential component of climate policy decisions,» said Noah Scovronick, co-lead author and a postdoctoral research associate at Princeton University's Program in Science, Technology, and Environmental Policy (STEP), which is based at the Woodrow Wilson School of Public and International Affairs.

The components of this novel system include a continuous glucose monitor (CGM), which is a sensor that checks glucose values every five minutes; an investigational form of glucagon that can be delivered rapidly and precisely through a pump; and a mobile platform (pAPS) that hosts a novel hypoglycemia prediction algorithm developed by the research team from Harvard John A. Paulson School of Engineering and Applied Sciences (SEAS) directed by Eyal Dassau, PhD, senior author of the paper.

Moreover, the secondary cortices of the occipital lobe exhibited high SI values (Figure 2), which is comparable to the reduced variability observed in visual components found by a previous ICA study [5].

One of the most attractive components of online dating sites is the ease in which to narrow down your search based on your required values and potential compatibility.

Among the fruits of those efforts was an update to the component weighting in the teacher - evaluation system, which now caps value - added at 35 percent and weights classroom observations at 40 percent.

Part of the value of STEM, and project - based learning, is that students learn the value of iteration, which is a component of creativity that focuses on repetition in the face of failure.

He points to the growthof blended classes, which combine onlineand in - class components, as an example of anew appreciation for the value of integratingvarying instructional approaches.

This is why I believe value - added metrics should be one useful component, but that «I worry when it becomes the foundation upon which everything else is constructed.»

The rubric, with 24 components of teacher practice, is also overlaid with the Pittsburgh district's core values, which include an emphasis on equity for students.

Some states have chosen to include school value - added (or the school's median student growth percentile, which is similar to value - added) as a component in the evaluation of principals.

At Imagine Learning, we recognize the significance of the events that unfolded to transform the United States into a country that values equal opportunity, of which education is a central component.

Since the passage of the Every Student Succeeds Act (ESSA) last January, in which the federal government handed back to states the authority to decide whether to evaluate teachers with or without students» test scores, states have been dropping the value - added measure (VAM) or growth components (e.g., the Student Growth Percentiles (SGP) package) of their teacher evaluation systems, as formerly required by President Obama's Race to the Top initiative.

The over-time, teacher - level classroom correlations, cited in this chapter, are r = 0.38 for value - added (which is comparable with the correlations noted in plentiful studies elsewhere), r = 0.42 for the Danielson Framework, and r = 0.61 for the Tripod student survey component.

The Times value - added rating, which was based entirely on public - record information, should be considered as only one component in overall teacher assessment.

Claimed to have all of its original components, which is very important to the value of older Bentleys.

12 - month / 12, 000 - mile Limited Comprehensive Warranty: Coverage begins from date of Toyota Certified Used Vehicle purchase, provides our highest level of coverage available, covers any repair or replacement of components which fail under normal use due to a defect in materials or workmanship, and it's transferable at no cost, for added resale value.

People often think of permanent life insurance, which carries a cash value component, as an investment vehicle — but a lot of that you put it into that is supposed to be for the «investment» side of it is spent on fees.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

My Query is does Total surrender value 434000 is taxable because its already has 400,000 component on which tax is already paid

Permanent life insurance has a savings or investment component called a «cash value,» which, true to its name, accrues value over time.

The policy builds a cash value in this investment component which you can borrow against or cash out after a certain time.

A component of shareholders» equity which originates from sources other than earnings, such as the initial sale of stock above par value.

Term life insurance is usually limited to income replacement, while whole life insurance also includes an investment component and builds cash value against which you can borrow.

They also have a cash value component that can gain or lose value over time and which you can tap into, like an investment.

Note that in my original analysis I used a per - share value for the entire company of about $ 4.50 which included components not included above, such as the value of the digital archives relating to the Titanic discovery, theTitanic salvage rights, the exhibition business itself and any cash on the balance sheet.

Rather, they measure corporate profits as a percentage of GDP, which captures not total revenues but the total value addition of corporations (along with other components).

Final expense whole life insurance policies also typically have a cash value component, which is basically the amount of money you would receive back if you gave up the policy to the insurer.

Cash - value insurance — this type includes universal, whole and variable life insurance, all of which have an investment component affixed to them in the form of a cash value.