Sentences with phrase «value coverage by»

Not exact matches

The net cash value will generally be lower than your total accumulated cash value for the first several years of coverage as it's reduced by fees and surrender charges.

Plus, for the first several years of coverage the majority of your premiums are eaten up by the cost of insurance and fees, so cash value accumulation is slow.

That's why we hold over 200 individual investment positions in Strategic Growth, why we diversify across industries, why I left complete put option coverage underneath the Fund's portfolio even in response to a favorable shift in our measures of market action two weeks ago (now neutral), why the dollar value of our shorts never materially exceeds our long holdings, and why even in the most favorable conditions, the Fund can establish leverage only by investing a small percentage of assets in call options (never on margin).

1 Accessing cash values, through loans and partial surrenders or by accelerating benefits for long term care benefit payments, will reduce the death benefit payable, the cash surrender value and the long term care coverage available.

The Fellowships are funded in part by Hong Kong's award - winning airline, Cathay Pacific Airways, and are valued at up to C$ 10,000 each for in - country travel / expenses and coverage of...

Public perception, bolstered by conventional wisdom and media coverage, led bettors to assume that «stay» would win, which provided added value for those brave enough to go against the grain and take «leave» at plus money.

Access our premium betting tools and in - depth coverage and value analysis by subscribing here.

Dorothy Romanus, lead author of the study, states «this analysis supports the value of multiplexed testing for EGFR and ALK gene rearrangements followed by molecularly - guided therapy in decisions surrounding coverage of related testing and targeted therapy.

Valued by readers for its concise, accurate and thought - provoking coverage of today's pressing K - 12 education issues and debates, the Harvard Education Letter is published bimonthly by the Harvard Education Publishing Group.

By surfacing content in those workflows, you can save time in delivering e-learning, reduce the time it takes to achieve maximum coverage (crucial for compliance programmes) and deliver value to your learners right when they need it.

Choose Ford Certified Pre-Owned vehicles when looking for the best value for your dollar, with the benefits of a comprehensive coverage program backed by Ford.

2015 Volkswagen Golf GTI Autobahn w / Performance Package 4D Hatchback 2.0 L I4 TSI Turbocharged 6 - Speed DSG Automatic with Tiptronic in Deep Black Pearl.VW Certified warranty, the value to you: Balance of any remaining Manufacturers 3 yr / 36, 000 mile basic coverage, followed by The VW Certified pre-owned 2 year / 24,000 mile limited warranty.

Corvette Appraisals: With rapidly changing Corvette values, make sure your insurance coverage keeps up with your Corvettes value by having it appraised online at VetteFinders.com.

To buy a used car that has been certified by one of the most innovative and perennially popular automakers means that you get a number of special benefits backed by exclusive warranty coverage that adds value and peace of mind.

The mortgage insurance premium is based on loan - to - value ratio, type of loan, and amount of coverage required by the lender.

The net cash value will generally be lower than your total accumulated cash value for the first several years of coverage as it's reduced by fees and surrender charges.

Plus, for the first several years of coverage the majority of your premiums are eaten up by the cost of insurance and fees, so cash value accumulation is slow.

There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.

By working with highly rated writing companies, Effective Coverage is able to make sure you're getting the best value and the best coverage.

You'll get replacement cost coverage on your personal property, so you can afford to go replace the item — actual cash value policies are still sold by some companies, so it's important to ask the question.

By law, your conventional lender is required to cancel your home's mortgage insurance coverage once your home's loan - to - value reaches 78 %.

However, any coverage over $ 50,000 will be assigned a fair market value by the IRS, which is determined by your age.

When a car's annual premium exceeds the value of the car by 10 %, it's time to drop coverage.

A homeowners insurance policy with actual cash value coverage typically determines value by taking the cost to replace your personal belongings and reducing that amount due to depreciation from factors such as age or wear and tear, says the Information Information Institute (III).

The neighbor's liability coverage would pay you the actual cash value of your stuff, but that doesn't buy you new property after the fire, or after a theft caused by the neighbor letting someone into the building who shouldn't be there.

You may also see the option to get cheap boat insurance quotes by purchasing an actual cash value policy, as opposed to an agreed value policy, but we recommend you exercise caution before choosing this coverage.

By adding an extra layer of coverage, an umbrella policy is an effective way to protect yourself from major claims and high value judgments.

Premiums are based on the amount and terms of the mortgage and will vary according to loan - to - value ratio, type of loan, and amount of coverage required by the mortgage company.

By doing this, you not only can compare price, but you can also look at the costs of various levels of coverage to see what the best value is for you based on your personal level of risk tolerance.

For our top 10 cash value life insurance companies featured in this article, we will emphasize both participating life insurance and other types of permanent coverage offered by each company, such as Indexed Universal Life (IUL), which also offers cash accumulation and growth.

This is how you're able to avoid PMI by making a down payment of at least 20 % of the home's value — it minimizes the risk for the primary lender and secondary buyers, so it makes PMI coverage unnecessary.

Where your plan secures life insurance coverage meant to provide for your family in the event of your death, your plan also builds cash value from investments made by your life insurance company.

This type of insurance is usually purchased by people who are looking for permanent coverage with a significant death benefit who are not that concerned with building up early cash value.

A policyholder can continue to add coverage AND cash value by utilizing this rider.

Neither SIPC coverage, nor the coverage of excess of that provided by SIPC, covers a decline in the value of a customer's assets due to market loss.

If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.

The mortgage insurance premium is based on the loan to value ratio, type of loan, amount of coverage required by the lender and your credit history.

If a restriction on the Fund's investments is adhered to at the time an investment is made, a subsequent change in the percentage of Fund assets invested in certain securities or other instruments of the Fund's investment portfolio, resulting from changes in the value of the Fund's total assets, will not be considered a violation of the restriction; provided, however, that the asset coverage requirement applicable to borrowings shall be maintained in the manner contemplated by applicable law.

Depending on how you view the world, the Pet Injury coverage offered by Progressive Insurance elevates your dog or cat to a «semi-person» or an extension of your automobile, up to a value of $ 500.

This covers up to $ 1,000 per incident and up to $ 50,000 per calendar year, making it the perfect coverage for new phones and other high - value items that are most prone to these types of accidents by you or your employees.

On the one hand, by taking journalistic values like credibility and fairness seriously, these groups are able to produce the sorts of coverage that news organizations would if they had the time and resources to do so.

The width of each year's curve reflects the uncertainty in the annual temperature values (caused by factors such as changes in measurement techniques and the fact that some parts of the world have more sparse station coverage).

Negative delta C - 13 (as) values in glacial AABW were likely caused by poor ventilation during formation, probably associated with extensive sea ice coverage.

Using the above stated values for the albedos and snow and ice coverage, total disappearance of the snow and ice fields would reduce the Earth's reflectance by only 5 percent.

Yesterday it was announced by the World Meteorological Organization (an arm of the United Nations), with front page coverage by the global media, that the atmospheric concentration of carbon dioxide (CO2) last year reached a new high value (396 parts per million, ppm) and got there in record time (2.9 ppm / yr).

Sometimes, the value of a wrongful death claim is determined by the defendant's liability insurance coverage or his or her assets.

«This report also discusses the arguments that have been presented by proponents and opponents of electronic media coverage of federal court proceedings, including the possible effect on judicial proceedings, separation of powers concerns, the purported educational value of such coverage, and possible security and privacy concerns.

Furthermore, this benefit can add more money to any claim you make against another driver's insurance where the value of your claim is more than the insurance coverage held by the at - fault driver and wherein your underinsured motorist coverage is more than the at - fault driver's liability coverage.

Big - rigs are covered by insurance policies that are usually valued at fifty - times the coverage of a passenger car.

The cash value builds by deferring a portion of your premiums, and depending on the type of coverage you buy, is invested in securities or grows at a fixed rate guaranteed by the insurance company.