Sentences with phrase «value coverage does»

Replacement cost coverage for your mobile home tends to cost more than actual cash value coverage does because the insurance company commits to paying out more for losses.

Replacement cost coverage for your mobile home tends to cost more than actual cash value coverage does because the insurance company commits to paying out more for losses.

Not exact matches

Does media coverage of hedge funds indicate their values as investments?

An additional type of coverage many property owners do not value as much as they should is business loss of income coverage.

Education is one of our core values because we believe that everyone should have access to coverage and it's hard to access something you don't know is available.

The cash value of permanent life insurance does offer a measure of protection as, if you ever decide to give up your coverage to the insurer, you would get the cash value back.

We do this because education is one of our core values, and we firmly believe that the more people understand what it is they're buying, the more care they'll take in getting the right coverage instead of just «getting the cheapest thing that will make the landlord happy.»

Provides coverage for a specific length of time and provides the most payout for the money, but does not build cash value.

You need replacement cost coverage on your policy because you do nt» want to receive the actual cash value of, for instance, your couch.

Make sure you ask for renters insurance replacement cost coverage — Effective Coverage strongly encourages this because you don't want the depreciated actual cash value of your property — you want an amount of money that will allow you to replace the property with new of like kind and quality.

Be careful though, if you're not paying your premiums and assuming the cash value has got you covered, you'll want to make sure to have sufficient funds so your policy doesn't lapse in coverage.

Minimum Coverage: If your old car does not have a lot of resale value, and fixing it after an accident would be pointless, go for the minimum coverage that protects you from damage you inflict on other vehicles / drivers.

Please note that doing so does not increase the total amount of coverage for all personal property, it increases the portion of that limit available for specific high value items.

Failing to purchase a renters insurance policy because you don't own many valuables is a mistake for two reasons: Almost everyone's personal belongings are worth more than they estimate and this philosophy completely disregards the value in liability and loss of use coverage.

Neither coverage protects against a decline in the market value of securities, nor does either coverage extend to certain securities that are considered ineligible for coverage.

The neighbor's liability coverage would pay you the actual cash value of your stuff, but that doesn't buy you new property after the fire, or after a theft caused by the neighbor letting someone into the building who shouldn't be there.

If someone else is responsible for a loss to the contents of your apartment because of their negligence, their liability coverage could pay you actual cash value, but let's face it: You don't want the actual cash value of your stuff.

By doing this, you not only can compare price, but you can also look at the costs of various levels of coverage to see what the best value is for you based on your personal level of risk tolerance.

That's why whole life insurance policies and other cash value life insurance policies don't make sense as an investment unless one of your objectives is to have lifelong coverage.

Does media coverage of hedge funds indicate their values as investments?

If you can't find Guaranteed Replacement Cost on your home then make sure you don't underinsure at the beginning of the policy, check the value every year and request at least 50 % Extended Replacement Cost coverage.

If a policy expires, you may decide to increase the value, drop the value or do away with coverage completely, all doing so while investing the least amount of dollars possible.

The face value does not always equal the death benefit, particularly when you are dealing with permanent coverage, such as whole life insurance, that has accompanying riders such as PUA riders and term riders and also has life insurance dividends that can increase the death benefit.

Actual cash value is what you get if you don't have replacement cost coverage — that's the depreciated value, and generally does not approach what you need to buy new items.

Finally, don't overlook the value of the variety of different insurance coverages plus benefits like priority boarding and the reduced Delta Sky Club access.

Policies come with replacement cost coverage, so you don't have to worry about the actual cash value of your property while you're trying to replace it — you'll get what you need in order to replace it with property of like kind and quality.

You don't want to be stuck with a claim they won't pay or with actual cash value coverage instead of replacement cost.

Education is part of our core values, because the reason many Texans don't have coverage is tied directly to a lack of understanding of the importance of it.

We've made education part of our core values because we are working towards getting every renter in America insured, and the only way to do that is to show people the value inherent in the coverage.

A whole life insurance policy does have a cash value and provides coverage for your entire life.

* Interest cost used in calculating interest coverage includes only the interest expense incurred on loans and other financing arrangements but does not include accounting expense recognized in respect of unwinding of discount on the recalculation of present value of provisions.

If you don't pay enough at the beginning, you might run out of cash value and won't be able to afford payments later on, causing your coverage to lapse.

Cash value policies are more expensive than comparable term insurance, and many are dropped prematurely or don't provide a proper level of coverage.

They just look at the property's loan - to - value and debt coverage ratio, meaning how much does the net operating income exceed the monthly principle and interest payment.»

Even if a retailer with 50 or more full - time employees is providing healthcare coverage to full - time employees, like Chuck & Don's does, it is critical to ensure that the coverage being offered is affordable and offers minimum value.

Finally, don't overlook the value of the variety of different insurance coverages plus benefits like priority boarding and the reduced Delta Sky Club access.

Their customer service is fantastic; their website is user - friendly; their insurance policy is easier to understand than any other policies that I have read and it doesn't have so much incomprehensible legal jargon; their prices are very reasonable and provide the best value for your money for the coverage that you get (they were the cheapest that I could find during my research); and it is easy to make a claim on their website, purchase insurance and extend your coverage while you are still on the road.

On the one hand, by taking journalistic values like credibility and fairness seriously, these groups are able to produce the sorts of coverage that news organizations would if they had the time and resources to do so.

The issue is what value do they add to the pre-thermometer record in terms of both coverage and precision.

It is a dedicated European information service that through expert selection, a wide range of sources, powerful functionality, added value content and a coverage that goes beyond just the EU, really does offer you something more.

If you own a typical permanent life insurance policy (lifetime coverage) and did a straight present value calculation of the premiums you can expect to pay during your lifetime, the total will be less than the death benefit.

And sometimes you're gonna find too when matters have that much value, you might have a client that's requiring that you show them or her or him the deck sheet and say «What kind of coverage do you have?

At the same time, growth in land values can mean that if you do make a mistake, the resulting claim could easily hit the limit of your professional indemnity coverage.

At this point, I'd be remiss to not point out the value of an independent agent who can help you understand the coverage and endorsements you need, and the ones you don't need, and guide you through the insurance process.

Even if the insured person does have comprehensive coverage, the insurance company usually pays only what the car is worth, according to current market value.

Term life insurance typically does not build cash value; however, it's an affordable way to get the maximum coverage to meet your changing needs.

Unlike other life insurance coverage, term life insurance rates can increase over time, the policy doesn't usually offer any sort of cash value benefit and even policies that offer the ability to convert the policy may end up being too expensive to continue coverage.

If the cash values don't grow as originally expected, you'll have to pay higher premiums than initially illustrated to keep your coverage in force.

These coverage areas can add a lot of value to a policy if the insured vehicle is valuable to justify adding them, but they do increase your rates in proportion to the extra coverage they provide.

That's because with this type of coverage, part of your monthly premium goes into an account that builds up cash value this does not happen with a term life insurance policy.