Sentences with phrase «value coverage just»

Not exact matches

Greater frequency, greater value The new services will provide coverage of just about any place on Earth practically on demand.
Whole life insurance offers death benefit coverage that gradually reduces the insurer's commitment as the cash value builds, just like universal life insurance.
We do this because education is one of our core values, and we firmly believe that the more people understand what it is they're buying, the more care they'll take in getting the right coverage instead of just «getting the cheapest thing that will make the landlord happy.»
Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.
Next time around, you may want a permanent policy so you can accumulate cash value on a tax - deferred basis or just for the hassle - free life coverage at a guaranteed premium amount.
Most people wouldn't want to risk coverage restrictions or accept actual cash value for their personal property just to save a dollar or two a month.
Some companies start personal property coverage at different levels — if you accept the defaults, you might end up with just $ 5,000 of personal property coverage or actual cash value coverage.
You can add coverage for jewelry or fine art, along with other high - value items — just let your renters insurance expert know the type of items you're looking to cover and they can help you explore the options.
You can get a policy online in just sixty seconds or call and work with a renters insurance expert who can take the time to discuss the coverage you need and who can make sure you get both the best policy and the best value.
This stock is currently valued at just 11.5 times expected 2016 earnings, and its current cash flow from operations should offer more than ample dividend coverage for quite some time.
Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).
They just look at the property's loan - to - value and debt coverage ratio, meaning how much does the net operating income exceed the monthly principle and interest payment.»
Previous week's values of 36 percent exceptional drought coverage rocketed to 58 percent in just one week.
It is a dedicated European information service that through expert selection, a wide range of sources, powerful functionality, added value content and a coverage that goes beyond just the EU, really does offer you something more.
Simple Whole Life Insurance: Just answer a few health questions and you can have $ 5,000 - $ 25,000 in coverage that has a fixed premium, builds cash value and lasts your whole life.
The age and value of your home will be one of the primary points in determining not just the amount of coverage but the type of coverage.
For example, just as with regular term coverage, a term life policy will provide a death benefit only, with no cash value build up.
This is just one more feature among many that makes this type of coverage such a great value for the price.
Skip collision and comprehensive coverage and go for just liability if the cost for both, plus your deductible, is close to the actual cash value of your car.
We don't just sell insurance, we also have the highest level of expertise available to help you navigate all areas of general insurance and to ensure you have the greatest coverage for the best value.
Being insured with us doesn't just mean getting good coverage and quality service, it also means getting the most value for your money!
This coverage is intended to provide replacement value (up to certain limits) for baggage that is lost, stolen, or destroyed during your trip, not just on the flight.
These agents can also look for just the right coverage at the best value, often with discounts and savings to make your insurance experience as cost effective as possible.
By capitalizing on tremendous values available online, you can have just this kind of combination of price and coverage.
If you only have actual cash value coverage, you'll just get what those things are worth today after depreciation.
While this type of coverage does provide a guaranteed death benefit just like whole life, the cash value is not guaranteed.
Your policy may vary based on just how much coverage you need, the value of your possessions inside your condo, and potential coverage provided by your condo association.
The general rule is when the cost of comp and collision exceeds 10 % of your old vehicle's value, that's the time to dump it and just have liability coverage.
That's much more value than the option to increase since one can just buy more coverage.
Keystone auto coverage values can be had by anyone, not just the rich and famous.
You can add coverage for jewelry or fine art, along with other high - value items — just let your renters insurance expert know the type of items you're looking to cover and they can help you explore the options.
When your yearly cost for C&C becomes greater than 10 % of your car's current value, that's the point at which you can remove the full coverage, and just pay the liability premium.
In fact, it is really just actual cash value coverage with a maximum limit — the stated value — and the carrier pays the vehicle's market value which it determines after the loss.
The general rule is when the cost of comprehensive and collision exceeds 10 % of your old vehicle's value, that's the time to dump it and just have liability coverage.
They are products that can be set to certain ages (85, 90, 95, 100, 121), which could essentially function like a permanent policy, but without the cash value (I believe the cash value is available but you just don't fund it, keeping it at zero, so all your premium can go towards coverage).
In addition, that's a great chance to evaluate your coverage and make sure there are no gaps on those high - value items — just send the list to your renters insurance expert and they can discuss coverage and any action you may need to take to make sure those valuables are protected.
He saw the value in paying just a few dollars a month to have coverage.
The insurance company offering permanent insurance is collecting far more in annual premiums than is necessary to «just» cover the annual cost of death benefit coverage, because the policy is designed to endow at its face value (i.e., have the cash value compound to the policy's face value) at age 100.
Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).
However, just like collision coverage, your insurance company will pay for damages, minus your deductible, and will cover only the book value of the motorcycle.
That's fine — it just means you need to add on some extra coverage to take into account the full value of those items.
Some customers are willing to pay extra for good customer service, while others value convenience and just want standard coverage.
But it will be attached to your permanent life insurance coverage that is building cash value that you can then utilize as an asset in life, not just death.
It is just good to be in the loop and to understand how your coverage stacks up in terms of value.
These policies are very affordable because they do not build cash value and the rates and coverage are guaranteed until the age you chose (90, 95, 100, 105, 110 or even 121), just like a term policy.
It combines coverage with value, and provides protection you just can not get from any other form of insurance.
Some companies start personal property coverage at different levels — if you accept the defaults, you might end up with just $ 5,000 of personal property coverage or actual cash value coverage.
If you just guess at the value of your items, then you could get a Georgia policy with too little coverage.
Just the property coverage alone makes renters insurance an excellent value, and the other areas of coverage make it an even better investment.
Houston renters should see the value in a policy just from the personal property coverage, but there's more to a Houston renters insurance policy.
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