Sentences with phrase «value coverage option»

In an auto collision insurance policy, the vehicle owner has the option of paying a slightly higher premium and going for the replacement cost coverage option, or he can reduce his premium amount by selecting the actual cash value coverage option.

While the replacement cost value coverage option may increase your premium quote, you may want the additional protection if you own many older, big - ticket items.

We strongly recommend that mobile home owners consider the replacement cost value coverage option, since the increased cost is minimal relative to the benefit.

Under federal law, movers must offer both full - value and released - value coverage options for all interstate moves.

Not exact matches

That's why we hold over 200 individual investment positions in Strategic Growth, why we diversify across industries, why I left complete put option coverage underneath the Fund's portfolio even in response to a favorable shift in our measures of market action two weeks ago (now neutral), why the dollar value of our shorts never materially exceeds our long holdings, and why even in the most favorable conditions, the Fund can establish leverage only by investing a small percentage of assets in call options (never on margin).

Since there's little cash value component to it, guaranteed universal life insurance is typically the best option if you're interested in permanent coverage without an investment component.

When the short leg is deeper in the money compared to the long leg (credit spread), the full value of the long option is used for coverage plus an additional margin equal to the strike difference.

However, because the premiums for term insurance become more expensive as you get older, cash value insurance, which has level premiums, may be the more economical option if you want coverage throughout your life.

With so many health insurance options, choosing a policy that offers the right mix of coverage and value can be difficult.

Effective Coverage, the nation's only full - service insurance provider focused on the insurance needs of renters in Maryland and across the country, believes so strongly in educating renters about their coverage options that it's part of our core values.

Generally, insurance carriers will offer some sort of upgrade coverage option for your personal possessions anyway (such as replacement cost coverage instead of the default actual cash value).

That's why Effective Coverage is on a mission, in line with our core values to educate North Carolina residents about their options for coverage and getting the best prices on Asheville renters insurance.

Buying your student laptop coverage might be a good option, depending upon the value of the computer and other factors, which your independent agent can go over with you.

Investment options, fees, cash values, coverage options, available riders and underwriting practices are all factors that should also be considered.

There are two types of coverage options under a typical renters policy: Actual Cash Value coverage and Replacement Cost coverage.

Term life insurance is typically on one of the most affordable insurance options for coverage and usually buying term protection is the easiest way to get the highest face value for the lowest cost.

This card is a good option if you value travel and purchasing coverage and you are a frequent guest at Hyatt hotels.

You may also see the option to get cheap boat insurance quotes by purchasing an actual cash value policy, as opposed to an agreed value policy, but we recommend you exercise caution before choosing this coverage.

Factors influencing your coverage costs include your coverage options, your driving record, your car's value and your driving habits.

Other factors than can affect the cost of your policy include your choice of deductible, whether you opt for actual (depreciated) value or agreed value replacement coverage, and the coverage options you choose.

You can add coverage for jewelry or fine art, along with other high - value items — just let your renters insurance expert know the type of items you're looking to cover and they can help you explore the options.

And know this, when applying for life insurance as a senior, permanent life insurance underwriting is typically easier to navigate than term coverage, making cash value life insurance a better option.

Instead of guaranteed cost coverage, the extended replacement option covers an additional 20 % to 25 % of the replacement value of the home.

Options available in your service contract include protection against mechanical breakdown, bumper to bumper protection, only one deductible per visit, tire road hazard coverage, nationwide protection, increased residual value, and fully insured coverage.

Effective Coverage believes in educating renters about the coverage options available to them, so much so that it's enshrined in our core values.

This information might include a home's value, coverage options and the property's prior claims history.

Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).

We've compiled the most useful information for each insurer on levels of coverage, reimbursement options, exclusions and deductibles, so you can compare the value of different pet insurance plans and be better informed when it comes to choosing the best pet insurance for you and your pet.

If your policy had accrued cash value, you may have limited coverage based on the «Non-Forfeiture Benefit» or «Options Upon Lapse» terms of your contract.

Dollar for dollar, term life insurance provides the most face value coverage for the cost making it a very popular option for someone on a budget.

A GUL policy is an attractive option for anyone who wants the following: (1) an easy to understand policy, that (2) provides lifetime coverage, that (3) focuses primarily on the death benefit, with (4) non-existent or small cash value growth.

This universal life insurance plan provides flexible premium options, as well as lifetime guaranteed coverage with provisions for guaranteed cash values.

Like with all whole life insurance policies, this is a more expensive option offered by Investors Heritage, but that's only because the coverage is guaranteed for life and builds cash value.

Your Trusted Choice agent can help you decide whether actual - value or replacement - value coverage is a better option for you, and can advise you if any special endorsement are necessary to cover your particularly valuable belongings.

At that point, the policy will either terminate without value or fall under one of the non-forfeiture options (reduced paid - up coverage, extended term coverage, etc.).

If you're looking for the best insurance value, the first step is to fully understand your Pennsylvania auto coverage and policy options.

Policyholders buying a brand new home often choose the market value option since it could provide more coverage initially.

Options include varied liability limits, comprehensive coverage, roadside assistance, transportation expense coverage, medical payment and personal injury protection, and value added endorsements for Massachusetts drivers.

With this type of coverage, you can purchase pure death benefit protection, without any other «bells and whistles» such as cash value or investment options.

Universal life insurance is a flexible permanent coverage option that allows premium payments to increase or decrease, assuming you have enough cash value in your policy to meet your monthly premium charge.

While it is more expensive than term life it does provide the value of permanent coverage and it is the most affordable option for permanent life insurance on the market.

For this reason, many parents of special needs children will be particularly interested in securing a cash value whole life option so that they never have to worry about outliving their insurance coverage.

Advantage: One of the best final expense options for a healthy senior, least expensive way to obtain permanent coverage, premiums don't increase as you get older or if health changes, can't outlive it, builds a small cash value and coverage begins once policy is approved.

Not only does this product come with some very useful coverage options, but it also offers something that no - exam term life insurance products can't provide — Cash Value Accumulation.

Another important thing to know is that basic homeowner insurance quotes usually give the cash value coverage of the contents of your home, which might not be the best option in the event that you have to replace any items.

Arkansas insurance companies should give you the choice between two typical contents coverage options: actual cash value or replacement cost.

If you want value, protection and flexibility, check out our insurance coverage options, so we can help create an auto insurance policy to fit your needs and budget:

The Group Variable Universal Life coverage provides the same options are the CPA Life and Spouse CPA Life plan, in addition to an investment / cash value component to the policy.

At retirement if you are eligible to maintain coverage and you elect the no reduction option, you will continue to receive 100 % of your pre-retirement Option B life insurance voption, you will continue to receive 100 % of your pre-retirement Option B life insurance vOption B life insurance values.

Your Trusted Choice agent can help you determine whether such endorsements are necessary as well as whether actual value or replacement cost coverage is a better option for you.