Sentences with phrase «value each insurance company»

dimished value Insurance company telling me that because my truck had a claim on it for hitting a deer in 2008 that i can no longer claim the diminished value for my...

«Gap» Insurance — This covers the «gap» between the dollar value your insurance company puts on the car and the amount you owe.

The great unknown, though, is just how much value each insurance company places on fire protection.

Not exact matches

His legal background proved invaluable in 1991, when the state of California and its insurance commissioner John Garamendi seized Raleigh's then - financial partner Executive Life Insurance Company after the value of the insurer's multibillion - dollar portfolio collapsed — a fate tied to its massive investments in the junk bond market of the go - insurance commissioner John Garamendi seized Raleigh's then - financial partner Executive Life Insurance Company after the value of the insurer's multibillion - dollar portfolio collapsed — a fate tied to its massive investments in the junk bond market of the go - Insurance Company after the value of the insurer's multibillion - dollar portfolio collapsed — a fate tied to its massive investments in the junk bond market of the go - go 1980s.

And if you take a loan that is equal to the cash value of the policy, the insurance company will force the policy to lapse and you will be hit with a large tax bill.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

For financial stocks, there are more opportunities for insurance companies to add value than for the large banks.

Canadian companies, he says, are trading around 1.2 times book value, while most American insurance firms are trading below it.

Though less visible than manufactured goods and natural resources, our new research shows that Canadian companies are increasingly selling their engineering, computer, insurance, and other high - value services in global markets.

Because of the company's ever - increasing book value, insurance costs are high, so Bunn is currently funding a portion of the shareholder - buyout agreement through a combination of tax - advantaged vehicles.

All other compensation generally consists of Google's 401 (k) company match of up to $ 8,750, life insurance premiums paid by Google for the benefit of the named executive officer, personal use of company aircraft, and the market value of a holiday gift given to each employee, net of tax withholding, unless otherwise noted.

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

As interest rates rise, RIAs should be giving a serious look at fee - based annuities as client bond portfolios lose value, according to some insurance company managers.

The best renters insurance company is the one that gets you the most value and the best service.

The best renters insurance company is the one that gets you the most value.

A contract issued by an insurance company, which agrees to make payments to you based on the contract's value.

If you die during the grace period, your beneficiary will receive the full value of the death proceeds of your life insurance policy minus any premium that is owed to your life insurance company.

In that scenario, the payout from an insurance company would be much lower than the true market value of your bullion.

This clause provides that if the policyholder fails to pay the premiums on a life insurance policy, the insurance company may automatically use the accumulated cash value to pay the premiums.

Chubb — Chubb is the world's largest publicly traded property and casualty insurance company, and recognized as the premier provider of insurance for successful individuals and families in the U.S. and selected international markets, offering coverage for high - value automobile, homeowners, recreational marine / aviation, valuables and umbrella liability coverage.

In the case of an oil spill cleanup, the costs are likely to be directly incurred by an insurance company, but the premiums paid for that insurance come at the expense of the value of the oil transportation service — the higher the expected clean - up costs from oil spills, the higher insurance premiums will be, and this will mean higher pipeline tolls, which in turn implies lower profits, taxes, and royalties on the products shipped.

Property and casualty insurance companies invest a substantial percentage of book value and policyholder «float,» which is money they hold until policy claims are paid out but do not own, in investment - grade bonds, particularly corporate bonds.

Typically, the insurance company sends you a check for the net cash surrender value at such a time.

If you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plan.

MGIC Investment Corp., which calls itself the largest mortgage insurance company in the U.S., recently changed one of their rules regarding down payments and loan - to - value ratios.

Here's exhibit «A»: One of the largest mortgage insurance companies in the U.S. said it will now insure loans with a loan - to - value (LTV) ratio up to 97 %.

Insurance giant ACE Group is leading the Series C investment, and CEO Keith Moore tells TechCrunch values the company at around $ 103 million, after the company hit a milestone of 50,000 policies sold in the last two years, growing 170 % in the last 12 months.

* Change in operating cash flow is replaced with: (i) tangible book value per share growth for companies in the Banks, Diversified Financials and Insurance sectors; and (ii) growth in funds from operations for REITs, with the exception of Mortgage and Specialized REITs.

As with our pay - for - performance model, operating cash flow is replaced with: (i) tangible book value for companies in the Banks, Diversified Financials and Insurance sectors; and (ii) funds from operations for REITs, with the exception of Mortgage and Specialized REITs.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

The remainder builds the cash value from interest gained via conservative investments made by the insurance company.

That affected the value of AIG's holdings in People's Insurance Company (Group) of China Ltd. (PICC Group) and PICC Property & Casualty Co. Ltd., the companCompany (Group) of China Ltd. (PICC Group) and PICC Property & Casualty Co. Ltd., the companycompany said.

Insurance companies charge these, which often run about 1.25 % of your account value, to cover the costs and risks of insuring your money.

With an enhanced benefit, the insurance company will record the value of your annuity's investments on each anniversary of your annuity's start date.

In return, the insurance company takes the risk of market downturns to protect your annuity value and also promises to make payments from the annuity to you in a single payment or series of payments, over a fixed number of years.

Basically, insurance companies sell two types of renter insurance namely; Actual Cash Value and Replacement Cost Policies.

Banks and insurance companies make up around 26 % of the S&P 500 Value Index, double their weighting in the S&P 500 Index.

With life insurance companies for example, this might be cost assessed on the first year?s premiums used to build some cash value.

Thus, in the event of loss or loss of utility value, there is no public insurer or private insurance arranged by Company, to offer recourse to you.

Even using the $ 61 number, AIG stock at $ 58, to us looks inexpensive because we believe that an insurance company with a valuable brand name ought to be worth somewhat more than book value.

Yes «Doc», if it helps cure a psychological problem, like psychotherapy does, it has value to the one cured (and the insurance company since it saves them $ for treatment of «other» issues).

The government is forcing one set of values on everyone rather than letting different insurance companies and self - insurers make their own policies to meet the needs and desires of their customers and employees.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

Thankfully, most insurance companies are required by law, due to the affordable care act, to supply a FREE electric breast pump valued at close to $ 375.

We are not contracted with any insurance companies, which allows us to provide the kind of personalized service and dedicated time that our patients value.

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Taxation revenue depends both on the levels of taxation and the total value of the economy compared to what is being taxed e.g. if companies make more profits and employ more people then corporation tax, income tax and national insurance receipts go up.

National Life Group, an insurance company based in Vermont, says Armory Square in Syracuse is one of the best examples of «main street values» in the United States.

Plus, I really value the benefits being at a large company brings, such as flexi - time, healthcare insurance and a performance - related bonus.

Our physical therapist owned facility, coupled with our independence from insurance company participation, means that we can hold true to our core values in the care that is provided to our patients.