Sentences with phrase «value investment component»

Unlike regular universal life insurance policies, it does not have a cash value investment component.

However, if you are interested in the cash value investment component, there are many types, from whole life insurance policies (best for beginners) to universal and variable life insurance policies (for the more advanced investors).

Generally in my experience life insurance policies that have a cash value investment component are often relatively expensive if used for this purpose.

Not exact matches

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

Whole life products have an added investment component along with their pure insurance or death benefit function; these policies build cash value over time.

Land is still its largest component — and some 80 percent of «capital» gains in the U.S. economy are land - price gains Site values are increased by public investment in streets, water and sewer facilities and transportation hubs, in school systems, by zoning restrictions, by the general level of prosperity, and most of all, by whatever bankers will lend.

Determining your risk tolerance — generally defined as the ability to stomach large swings in the value of your investment portfolio — is an important component of investing.

Since there's little cash value component to it, guaranteed universal life insurance is typically the best option if you're interested in permanent coverage without an investment component.

The majority of permanent life insurance policies also have a cash value component, which is similar to an investment account.

Permanent life insurance policies with a cash value component typically only make sense if you need lifelong coverage and have a large investment portfolio that you want to diversify.

Within the equity component, we utilize a value approach to stock selection, applying bottom - up, fundamental analysis to all investment decisions.

It is used as one component to determine the value of investments, and is typically represented by the yield of a Treasury bond.

Wind turbine blades represent one of the most valued parts of the wind energy supply chain at the moment, with more research & development (R&D) and investments being dedicated to wind blades than any other component in wind turbines.

At a $ 97 value for this 3 - month complete program manual, this component alone makes the entire investment a deal.

Your leaders will account and measure the tangible components (learning technology, Learning Management System) as an investment using specific financial calculation (e.g. net present value, payback, etc.).

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

The investment component builds an accumulated cash value the insured individual can borrow against or withdraw»

Even if some policies have a cash - value component, you run into the same problem as other cash - value policies like whole life insurance, where you may end up with a sub-optimal investment option.

Dave says that just like in multi-family investing, a key component of a profitable investment is purchasing a property with value - add opportunity.

These policies have a cash value component that grows over time and in some cases can be a better investment.

People often think of permanent life insurance, which carries a cash value component, as an investment vehicle — but a lot of that you put it into that is supposed to be for the «investment» side of it is spent on fees.

Given the high costs, these policies generally require that you take advantage of the cash value component of the account, or use the policy as a part of an estate plan, in order for the investment to make sense.

Protection against downside risk is a key component of the value investing approach, as the primary investment goal is preservation of capital.

Cash component riders: Some insurance policies, like whole life, have a cash component — one part of your premium goes towards life insurance and another part towards accumulating cash value via investments.

Surrender value is the amount that a person will receive from the insurance company if s / he decides to terminate a life insurance policy (with an investment component such as money back, endowment or ULIP) before its maturity date.

Similar to whole life insurance except it allows more investment options for the cash value component.

Permanent life insurance has a savings or investment component called a «cash value,» which, true to its name, accrues value over time.

You're entitled to go fishing (for eligibility requirements): A traditional fully underwritten whole life or universal life policy gives you coverage for life, pays out the insurance benefit upon your death and includes an investment component of accumulated cash value.

The policy builds a cash value in this investment component which you can borrow against or cash out after a certain time.

Investors who want to know how to make good investments need to focus on five strategic components: investment style, compound interest, smart ETF picks, hidden assets, and stocks with a history of value We advise investors to look for stocks that are likely to pay off... Read More

Term life insurance is usually limited to income replacement, while whole life insurance also includes an investment component and builds cash value against which you can borrow.

Not only would your beneficiary receive the death benefits, or «face value» of the life insurance policy, but you are also accumulating a «living» benefit — the cash value that accumulates in the saving / investment component of your policy.

They also have a cash value component that can gain or lose value over time and which you can tap into, like an investment.

An important component of the eventual liquidating proceeds, and something investors mostly overlooked (a hidden value), was that City's investment in the stock of Pace Industries, Inc., was at the time almost certainly worth more than historical cost.

Whole life insurance also has a cash - value component that works sort of like an investment account.

Variable life insurance is another form of permanent life insurance that offers an investment component that builds cash value.

Cash - value insurance — this type includes universal, whole and variable life insurance, all of which have an investment component affixed to them in the form of a cash value.

Permanent policies also have a cash value component that acts as a sort of investment vehicle that can be borrowed against.

Under the SEC proposal, an ETF would be defined as a registered open - end management investment company that: • Issues (or redeems) creation units in exchange for the deposit (or delivery) of basket assets the current value of which is disseminated per share by a national securities exchange at regular intervals during the trading day; • Identifies itself as an ETF in any sales literature; • Issues shares that are approved for listing and trading on a securities exchange; • Discloses each business day on its publicly available web site the prior business day's net asset value and closing market price of the fund's shares, and the premium or discount of the closing market price against the net asset value of the fund's shares as a percentage of net asset value; and • Either is an index fund, or discloses each business day on its publicly available web site the identities and weighting of the component securities and other assets held by the fund.

You also don't have control over your investments when it comes to the cash value component of a permanent life insurance policy.

That's because permanent life insurance has a cash value component — an investment aspect that can gain value.

Because the cash value component of a life insurance policy is essentially an investment, you can do many of the same things you can with a traditional investment vehicle, like withdraw money from it.

The cash value accumulation has a more distinct investment component than other types of permanent life insurance because it allows you to choose from a variety of investment options.

But again, this fair value estimate is a much less important component of any analysis & investment — it's all about Alphabet's ability to continue growing revenue & compounding earnings / value.

Permanent policies typically have an investment component as well as the insurance, and a «cash surrender value» if you cancel them.

Finally, there is a third component of IP, IPc, that represents the value of the IP asset from investment in R&D between when I made my final purchase of shares and now.

It doesn't expire, and it has an investment - style cash value component.

The policyholder of a variable life policy also has a great deal of choices in the underlying investments that are chosen for his or her cash value component.

Just as with the cash value component of other types of life insurance policies, the funds that are in the investment component of a variable insurance plan are allowed to grow on a tax - deferred basis, meaning that the money will not be taxed until the time of withdrawal.

In other words, it has no cash value or investment component, as do the various types of Permanent Life insurance.