Sentences with phrase «value key person»

Posted in business life insurance, buy / sell life insurance, cash value, CEO life insurance, death benefit, insurable interest, key man insurance, life insurance, term insurance Tagged business life insurance funded with term life insurance, cash value key person life insurance, cash value retirement bonus, ceo life insurance, CEO's come and go, company financial stability, company prudent financial planning, executive life insurance, insurance, key person life insurance, life insurance, long career with same company, revolving door careers, showing employees appreciation
The goal when valuing a key person for life and disability insurance is to get the correct amount of coverage based on the specific needs of the business but that also corresponds to the realistic loss associated with the death or disability of the key employee from the insurance company's viewpoint.
The goal when valuing a key person for life insurance is to get the correct amount of coverage (not under - insured or over-insured) based on the specific needs of the business.

Not exact matches

For instance, sending key personnel to trade conferences and seminars is not only a great investment in training your people, but it also shows how much you value continual learning.
The key is to develop and deliver a discoverable product, and then make your value proposition strong enough, so that when you are discovered, people will visit you, transact with you and consume what you're offering now and into the future.
«For example, if you intend to do an offline community or organization, invite a few of the people whom you wish to connect with one another for a dinner or some other type of low - key activity to test your thesis about the potential value of the community.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
That is one of the key things which builds different customer bases — the intangible value that people get when going to a business.
In this video I'm going to show you a great way to get better keywords out of the Google Adwords Keyword tool if you haven't seen the previous video you'll want to watch that video where I show you how to get better search volume numbers from both google adwords as well as some other sources to get better estimates for the amount of times that keyword is searched each month i'll put a link in the video here so that you can click that video if you haven't seen that yet let's get started now if you want better results from the Google Adwords Keyword planner you have to work a little differently than everyone else so most people come to the Google Adwords Keyword planner and they simply click on this search for new keywords using a phrase, website, or category and then they just paste a bunch of keywords into this text box so let's say as an example that these were our starting keywords ok so let's say we have the keywords «fishing tips» «fishing tackle» «fishing for bass» «fishing rod» and «fishing reel» what most people do is that they would simply come here and they would copy this they would paste it into this field and they would hit Search and they would get back their results and that's fine but one little tip that will help you get much better results is only paste in one key word at a time so instead of pasting all these in just paste in the single keyword «fishing tips» and then proceed from there to pull that those results up and you'll get this back if you click right here you can download the ideas you'll notice they're 701 here listed so if we download these ideas will download them to a CSV file comma separated value file you can open that with notepad you can open it with excel open office when you're finished putting all your ideas and individually you will now have a bunch of different common separate value files containing the keywords and the search volume I've already gone ahead and done that just to save time on the video but i want to show you what happens when you use this method versus just pasting in the keywords like most people do so here you'll see this column here represents these two columns here represent if we had pasted in all of the keywords at once and click search at google adwords keyword tool is one that showed you and you'll see we have a total of 706 results we got back when we did that this column this column here represents what happens when we paste one key word at a time and then download the file paste the second keyword download the file and then we just simply grab those terms and copy them and you'll see now we have a total of 1,915 keywords now what I've done with the highlighting here is to show you anything that's not highlighted in this column is a keyword we would not have gotten back had we pasted in all the keywords at once you can see there's lots and lots of keywords here we would not have seen know your competitors and the company's you're competing against they're using probably the simple method just pasting a bunch of keywords sitting search and then looking through those terms to find their terms if you will take the extra few minutes it takes doesn't take long to simply go in and paste one key word at a time you will get back a ton of great keywords that others aren't seeing because they're using this other method and in actuality when I ran the numbers there's a total of 3.8 million searches represented by these keywords here that you would miss if you simply just copied and pasted those five terms and hit search the Google Adwords Keyword planner once you've used the google keyword planner to find lots of new keyword ideas what do you do with all those keywords the biggest problem is that you can there are so many keyword tools out there you can get hundreds of thousands of keywords by spending a day using the different keyword tools but what you do with all that information the answer is a cool tool called keyword grouper pro and Keyword Grouper Pro is completely free there's not even an opt in you just simply download the tool now at the top of this video there's a link if you click that i'll show you exactly how to use keyword grouper pro doesn't matter where you got your keywords from i'm going to show you how to take those keywords group them into tight groups and then you can set up your campaigns and know exactly which groups represent buyers and once you know where the buyers are at you can simply focus your marketing in that area to make more profit in your business
(CNN)- While the Bible Belt is known for its devotion to traditional values, Southerners don't do so well on one key family value: They are more likely to get divorced than people living in the Northeast.
In this interview, Kwasniewski explains the vision behind the book, which recovers key sources of the Church's anti-liberal tradition, at a time when more people are questioning the foundations and value of liberalism.
«Our intent is to continue on the path we have been on, [and] invest in our people, infrastructure, service solutions and product development so we can continue to maintain our position as a valued partner to key customers,» Siddons says.
The presentation will explore Lucozade's desire to entice more people to buy its sports drink by designing a revolutionary drinks bottle, pinpointing the consumer's need for a lightweight yet strong bottle, addressing three key barriers to purchase; efficacy, value and relevance.
Although the current Daily Value for vitamin D is set at only 400 IU, many experts are concerned that this amount grossly underestimates our need for Vitamin D and are recommending that all people, and especially lactating women, increase their daily intake of this key nutrient.
Although the current Daily Value for Vitamin D is set at only 400 IU, many experts are concerned that this amount grossly underestimates our need for Vitamin D and are recommending that all people, and especially lactating women, increase their daily intake of this key nutrient.
That's because the people who created BOZ are committed to developing entertaining stories that help reinforce key educational concepts and foundational faith values that you're teaching your preschool children.
In a democracy, needless to say, that the philosophical disposition, values and political orientation of people brought in to serve in various capacities is key.
Another key point to realize in the particular case of the United States is that lots of wealth of most wealthy people takes the form of capital gains, i.e. appreciation in the value of property like real estate and business stock, that has never been subject to any income taxation.
«We've go to show people we're an effective opposition with genuine Labour values,» says a key adviser.
Here's the key section: character and values are what people want to know about, he says.
It was changed to a much more accurate summary of the key question point, but edited back to the misleading form, which is circular (it's valuable because people value it...) and does not describe the question much at all.
In keeping with the Green Key Values of diversity, social justice and feminism, we support full legal and political equality for all persons, regardless of sex, gender, sexual orientation, or gender identity, characteristics, and expression.
Judicial outcomes must add some value to the people who come to the courts and many times, the timeliness of delivery of justice is key
«The key message is that activity — social, physical, individual, anything that fits the values of the person themselves — is beneficial for people with depression,» he says.
Our Compatibility Matching System ® uses a number of key factors like your family and career values, interests, and activities to connect you to like - minded people who are interested in local dating in Virginia Beach.
Our Compatibility Matching System ® evaluates key factors like your family attitudes and values, career goals, interests and activities, and overall lifestyle to connect you with the most compatible local singles: People who are also looking for a lasting, meaningful relationship.
Singles like you are evaluated using our Compatibility Matching System ® for key things like career and family values and goals, activities, and lifestyle, so that we can connect you to only those people you're most compatible with.
Key recommendations for government in the report that won API support were: for play to be embedded within a Whole Child Strategy under the aegis of a Cabinet Minister for Children responsible for cross ‑ departmental roll out and co-ordination; for government to require local authorities to prepare children and young people's plans including strategies to address overweight and obesity with its physical, mental and emotional consequences; for funding for play to be ring - fenced within local authority budgets; to address barriers to outdoor play for children of all ages and abilities; to extend the Sport England Primary Spaces and Sport Premium programmes to all schools with a broader scope to incorporate a wide variety of physical literacy activities including play; to communicate through public information campaigns to parents and families the value of active outdoor play, including risk or benefit assessment; and to improve public sector procurement practice for public play provision.
The english and maths departments have seen the impact on the attainment for these young people who are often hard to reach through traditional English or Maths interventions and therefore value the project as a key driver to their success.
«We believe that vibrant community - based organizations, led by the people most affected by social and economic injustice, are key to putting an end to the failed «on your own» mentality of the right and building a new politics based on community values
For all that schools continue expanding Euro - awareness of the value of indigenous culture and the culture of people of color; for the cultural expansion towards equitable roles between women and men; for the upsurging awareness of the equal rights of GBLTQQ folks; we're missing a key element in these conversations, and that's the cultural shoehorn known as children and youth.
If we do want all our young people to develop to their full potential, and to feel that their skills are valued, the opportunity to recognise achievement beyond the core curriculum should also be a key part of our accountability system — how well do the students play musical instruments, participate in competitive sport, contribute to their community, demonstrate leadership, or maintain the natural environment?
The key point is that the people of this state understand the value of investment (tax effort) in education in order to attain economic and social benefits in the future.
We now have a much greater understanding of how schools can make a difference, and, although there are still too many young people failing to achieve their potential, by underpinning our national system of schools with the values and the five key points outlined in this report, we believe both the learning of pupils and the professional development of teachers will benefit greatly.»
The key is to be subtle and make promotional tweets a small percentage of your overall communications, so people feel like they gain value from following you, not just a stream of sales pitches.
This is the key to their value: I requested to do a promotion for a Kindle Scout campaign I was running recently and they built me a custom promotion to reach thousands of people and get tons of nominations.
This is a concept of person that contrasts starkly with the discrete, self - determining individual, an artifact of eighteenth - and nineteenth - century Western European approaches to modernization that has become closely associated with liberal democracy.Examining the meaning and value of Confucianism in the twenty - first century, the contributors — leading scholars from universities around the world — wrestle with several key questions: What are Confucian values within the context of the disparate cultures of China, Japan, Korea, and Vietnam?
On the other hand, if your company decides to sell the key person life insurance policy, you may have to pay taxes, depending on the size of the settlement, cash value of the policy, and the amount that's been paid in premiums.
The business value protection rider allows owners to increase the death benefit as the value of the business increases, which may be suitable for buy - sell agreements and key person insurance.
It can be challenging to identify key persons and quantify a key person's value to the business in order to establish the amount of coverage needed to compensate the business for the loss.
Choices for key person insurance could then range from a simple term life policy to an indexed universal life policy (IUL) to a more traditional whole life policy (cash value life insurance).
When this happens, if a cash value life insurance policy was used to fund a key person policy, the amount of the cash value can be taken out in the form of an easily accessible life insurance policy loan, with no origination costs, tax free.
Funding your key person insurance with cash value life insurance simply and easily can resolve ALL of the above concerns.
... when your company provides a key person with cash value life insurance, in addition to the benefits discussed above, you will simultaneously be acquiring assets on your balance sheet in the same way that you'd acquire business equipment or real estate.
Value Investing for Smart People will show you the relevance of this key pillar of investing, and how it matters so much to the way you invest in stocks.
Sam's vision for how to treat people right, do what you say you're going to do, and add more value than any other credit repair agency has been a key formula for My Credit Guy's success.
If they can address this cost: income imbalance — realistically, that implies they fire people — they will be creating a potential cushion to absorb any additional losses, and this would also be the key to ultimately seeing the stock trading at a premium to its (eventual) book value.
Education is a key part of our core values, and many people ask why that is.
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