Sentences with phrase «value loan amount»

Not exact matches

Before the economic and credit boom of the 2000s, traditional lenders for commercial real estate capped their loan amounts at 65 percent of the value of the property.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

SBA loans are secured by both business and personal assets until the recovery value equals the amount of the loan.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

In California, for example, the disclosure must identify the dollar amount of the payments being sold, the present value of those payments based on a federally established interest rate, the amount being paid to the seller, and the interest rate calculated as if the transfer were a loan and not a sale of the payment rights.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

The annual mortgage insurance premium rate for FHA loans depends on your loan - to - value ratio as well as your total loan amount and repayment plan.

You also have the option to purchase an owner's policy if you'd like to be covered for the full home value, not just the loan amount.

For homeowners who owe more on their mortgage than their house is worth, or whose mortgage amount is more than 80 % of their home value, HARP provides a way to switch into a more affordable loan.

Because the loan is secured, the loan value can not exceed the amount of money in your account.

When borrowers request a loan for an amount that is at or near the appraised value, and therefore a higher loan - to - value ratio, lenders perceive that there is a greater chance of the loan going into default because there is little to no equity built up within the property.

Your title loan size may be determined by the amount of cash you need, your vehicle's value, and your ability to repay.

take a small amount of financing either through a government grant program, a loan, or by selling an ownership interest in the technology to a third party; do this in order to further develop the technology and increase the likelihood of a successful licensing outcome (or to maximize the value of a licensing deal)

The policy loan provision stipulates the amount you can borrow against your cash value, the rate of interest, and other terms for policy loans.

The annual premium is based on your loan amount, the loan - to - value ratio and the term of your mortgage.

The displayed rates and APRs assume a loan amount of $ 260,000, an owner occupied single family detached home located in Pennsylvania, first time usage of VA eligibility, a loan - to - value ratio of less than 80 %, a credit score of at least 740, and a debt - to - income ratio of less than 50 %.

First choose the company loan you want to invest in, then simply enter the amount you want to buy, from a minimum of # 20 up to the entire available investment value.

The amount of the loan will largely be dependent on the value of your underlying asset and how easily they can be converted to cash should the need arise, although not desired.

The value of housing loan approvals peaked at around $ 15 billion a month in October 2003 and has now fallen in each of the four months to February, to an amount currently around $ 12 billion a month.

The higher the loan amount compared to home value, the higher the LTV.

This is the total amount of your loans as a percentage of your home's total value.

Most lenders require that borrowers have a policy through the company (which covers the loan amount), but you can also buy an additional owner's policy to cover the home's entire value.

Customer further acknowledges their personal responsibility for the negative equity on their trade - in (calculated as the difference between the actual cash value of the trade - in and the amount owed on the loan).

This is an important factor for refinance loans that require a minimum loan - to - value (LTV) percentage and for cash out refinances where you want to take a specific amount of cash out of your existing equity.

Loan - to - value (LTV) is the amount of money you owe on your home in relation to how much the home is worth.

Please note that the policy's death benefit and cash value will be reduced by the amount of any loans or withdrawals you take.

We also allow customers to enter loan amounts higher than their home value, so they can see possible HARP loan quotes (and call our loan officers for more information about qualifying).

The lender's maximum loan amount is based on appraised value if it is lower than the purchase price.

The final dollar amount depends largely on your home's value and the loan amount.

However, if the loan amount exceeds the cash value, the policy might lapse and you would have to pay taxes on the loan.

If your loan amount is 80 % or less of your current value, you do not incur new PMI.

Your rate is calculated based on a variety of factors, including credit qualifications, loan - to - value, loan amount and other criteria, but will generally be about the same as other fixed rate and adjustable rate mortgage loans.

Additionally, qualifying for a cash - out refinance will be more difficult because the larger loan amount will raise your loan - to - value ratio and put increased pressure on your debt - to - income ratio.

Home values are rising, and FHA loan holders should consider getting rid of an expense that often amounts to hundreds of dollars per month.

Your rate is calculated based on a variety of factors, including credit qualifications, loan - to - value, loan amount and other criteria.

Your rate is calculated based on a variety of factors, including credit qualifications, loan - to - value, line loan amount and other criteria, but generally may be higher than a conventional loan interest rates.

The following payment example assumes a loan with points and that the purpose of the loan is to purchase a property, with a loan amount of $ and an estimated property value of.

The following payment example assumes a loan with points, a loan amount of $ and an estimated property value of.

The guarantee fee is based on the loan's repayment terms and the dollar amount guaranteed, not the total value of the loan.

Your LTV ratio is your mortgage loan amount divided by your home's purchase price or appraised value.

Loan amounts based on NADA average value.

Though there may be some risk that the value of the house, the income from a business, or the return on stocks will not turn out as hoped, the loan will be paid off in a specified amount of time, and the interest rate will be locked in for the term.

The bank or lender would base the renovation loan amount on the estimated property value after improvements ($ 260,000 in this case), minus any down - payment requirements they have.

The amount of loan given will be largely dependent on the value of the underlying asset.

Also, going to court over such a small amount of money might cost more in administration and fees than the value of the loan.

In December of 2016, HUD officials announced that they would be increasing the maximum loan amount for most counties across the U.S., in response to home value increases during 2016.

Once you have gotten the future value of the loan using the compound interest formula above, you can now deduct the principal loan amount from it to get your compound interest.

If the loan is for more than the fair market value of your home (i.e., if your mortgage is underwater), then the loan amount that is over the fair market value counts as a liability under the net worth test.