Sentences with phrase «value of a policy does»

Unlike permanent life insurance policies, the option to access the cash value of a policy does not exist with term life insurance coverage.

This investment option comes at a lower premium cost because the cash value of the policy does not increase with time, and is often more in tune with a person's budgetary restrictions.

Here, no questions are asked regarding health but the downside is that the value of the policy does not take effect until two or even three years after the policy is opened.

Not exact matches

He obviously didn't have much to say about the value of «innovation clusters» or the appropriate tax policy when it comes to stock options.

Property and casualty insurance companies invest a substantial percentage of book value and policyholder «float,» which is money they hold until policy claims are paid out but do not own, in investment - grade bonds, particularly corporate bonds.

If you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plan.

«What I would really like to do is find a way to get our policies set in a way that reflects the values of the community, so I am not the one making those decisions,» Zuckerberg said.

For Minister Moore to utter the words that he did, then, seems symptomatic of Harper government policy in general, not to mention its basic moral values.

«I've had clients for 20 years thank me for advising them to convert from term life to permanent life insurance when they did... The value of the policy can grow significantly,» he said «It's a very useful planning tool.»

Of course we did have Powell and little brainer discuss head wins to tail wins which is on the growth of the international economy but everybody goes through currency value when discussing interest policieOf course we did have Powell and little brainer discuss head wins to tail wins which is on the growth of the international economy but everybody goes through currency value when discussing interest policieof the international economy but everybody goes through currency value when discussing interest policies.

Oh, and don't tell me how the «leaders» of the values voters objected to those tax and spending policies and that war.

When policies do not presume or promote objective values, the resulting moral relativism, instead of leading to a society that is free, fair, just and compassionate, tends instead to produce frustration, despair, selfishness and a disregard for the life and liberty of others.

Muslims should do the same, seeking to bring forward policy proposals «that are grounded in the vision and values of Islam.»

Election returns and public - opinion studies indicate discontent with some serious imperfections in recent liberal political policies and programs; studies also show that the general population does not want to give up the values of such programs and still wants additional selected government services.

The Policy sets minimal nutritional standards for such foods and additionally requires local wellness policies to address the following in greater detail: limiting and eventually eliminating the frying of foods; portion sizes; eliminating «for sale» or free foods and beverages that do not meet the state's Nutrition Policy Guidelines; eliminating foods of minimal nutritional value; and programs such as school gardens and farm to school.

These incentives and policy instruments could be financial, but they could also be lighter - touch regulatory and market mechanisms that help SMEs (unlike mechanisms such as auctions that are barriers to small players who do not have corporate back - up and who need to know the value of their product in advance if they are to raise funds).

As someone working somewhere in the midst of that nexus of «science, values, ethics and politics» you describe (economics, international relations, technology... the climate policy list goes on), I do recognise what you're talking about, but I really don't see that we should very much care.

We want a government that values all individuals and reflects this in policy and legislation and which does not privilege the demands of religious people over the needs and rights of others.

This doesn't just harm the families caught in the chaos of President Trump's draconian policies — it's diametrically opposed to our values, and makes us less safe.

If Parliament votes on a matter agreed as a «non party political» vote, where no party has a policy on the matter, the system of MPs party vote values does not apply.

She is also to promise to use the speech to identify a large number of other current policies that do not comply with Labour's «fair and reasonable values» and which will be altered or discontinued.

A Labour policy rooted in those values might be that no state - funded school should be allowed to select pupils on the basis of the professed faith of their parents, or privilege children of the same religious background over those whose parents do not believe in a god.

I think in fairness to Steve Hart, Unite's strategy makes union backed candidates from a broader social background part of their political strategy, but certainly not the end of it: At the Unite meeting at Labour Conference, Jon Trickett & Len McCluskey made the case for Unite & Labour developing MP's from down to earth backgrounds, but linked this very much to having policies that adress the needs of working class voters: The Unite strategy is fairly broad, including recruitng union members to Labour, developing MP's (who as McCluskey are backed because they «reflect the values of the union movement» — rather than just being from a particular social class), and supporting the CLASS think tank to develop policy — I did a write up of this meeting for the Morning Star (and a rival Progress one), which may be of interest (I think it will appear if you click on my name)

Writing for the ConservativeHome website today, he said: «The objective of any new migration policy must be to get this into balance, so that the UK can continue to be able to attract those needed to work, but do so at a sustainable rate that can be absorbed whilst adding value to the economy.»

His elder brother appeared to raise his eyebrows at this point, as he did when Ed Miliband implied there has been a lack of «values» in foreign policy under Labour.»

Yet the global policy and science communities do not differentiate among the relative values of different types of forest landscapes — which range from highly intact ones to those which are heavily logged, fragmented, burnt, drained and / or over-hunted — due in part to the lack of a uniform way of measuring their quality.

They report that educators, program designers, policy - makers or others typically do not view 10 to 14 year olds as a priority because the long - term benefits and value of investing in them goes unrecognized.

Daan du Toit, Minister Counsellor, Senior Science & Technology Representative to the European Union, South African Department of Science & Technology «Mr Gilligan is an experienced science communicator and as a partner we have come to value and appreciate his strategic insights with regard to science and technology policy, extensive knowledge of the European research and innovation landscape including his network of personal relations with influential interlocutors and not least the energy and commitment he has displayed to our partnership initiatives».

In deference to that I want to take a pause from the facts and figures that build the body of evidence that compels us forward — with which you are no doubt more familiar than I at this point — and step back from the complex policy issues that occupy our debate, to focus on the foundational values that support what we do and why we do it.

There are several possible explanations for our findings, including that (a) teachers do not greatly value, and / or do not fully understand the values of their pensions, and (b) the policy was poorly targeted.

Even if you don't accept all of these guidelines as appropriate in your situation (you know more about your values, goals and kids than I do), I hope they will encourage you to think of yourself as the one capable of developing the domestic digital media policy for your home.

Philadelphia — Evangelical Christians who teach in the public schools should do all they legally can to impart their religious values to students, a group of Christian educators said here at a meeting attended by President Reagan's domestic - policy adviser.

The value in reviewing policies regularly is that, in the event of litigation, such evidence can go a long way in convincing courts that educators are doing their best to be up - to - date in maintaining safe, orderly schools while safeguarding the rights of all in school communities in the face of rapid changes in the world of technology.

EW: You write that corporate America talks about family - friendly policies, and policy makers promote family values, but in reality, corporate America expects its workers to work long hours of overtime and policy makers expect students to do lots of homework.

Behind closed doors, insiders may or may not have exchanged their opinions on value - added evaluations, but since the evidence required for a meaningful debate over the real world effects of those evaluations did not exist, I wonder if the lack of research on the policy implications of value - added was considered.

While state education policy makers differed by party in their responsiveness to teacher voices, they did not discriminate between the value of individual and organized voices of school leaders.

The policy requires that at least 40 percent of teachers» evaluation be based on a value - added model (VAM)-- a model that comprises a bewildering formula that incorporates test data from students they do not teach or from subjects they do not teach.

«The most important piece,» she says, «is the value of the coalition building we did prior to implementing any sort of policy change.»

In the process of sanctioning and dismissing low - performing teachers, do value - added - based accountability policies sap the creativity and motivation of our best teachers?

The Secretary's apparent brushing aside of the limitations of value - added modeling illustrates a very important point: If policy makers do not understand the research concerning the technical limitations of this tool, they will support policies that rely on the models to produce valid and reliable numbers for individual educators.

Frederick M. Hess, director of education policy studies at the American Enterprise Institute in Washington, D.C., said he does not believe the study says much of value and worries it will only confuse the issue.

At face value, the analysis of the curriculum goals of the Teachers College, as described on the program website, does not reveal a policy of standards - based technology integration.

He shouldn't have been: For the most part, the group is a collection of education policy insiders with a big bias toward government «doing something,» and the moderator made certain that asking whether the feds actually can do something — at least of value — was off limits.

Kane doesn't give many details about his model, but if we look at Mathematica Policy Research, which creates the value - added for Washington, D.C., they write «for teachers with the lowest possible IMPACT score in math — the bottom 3.6 percent of DCPS teachers — one can say with at least 99.9 percent confidence that these teachers were below average in 2010.»

While DeVos acknowledged that not every state will choose to implement programs that give parents the most choices, she noted that the federal government will encourage such programs, and she emphasized the value of federalism, regardless of what states choose to do in the realm of education policy.

A must read for policy makers enamored of the idea that value added assessments will do what is claimed for them.

We have been, and will likely continue to be, subject to public policy lawsuits filed against virtual and blended schools by those who do not share our belief in the value of this form of public education.

They did this using a value - added model as per current federal educational policy imperatives to assess the measurable effects of teacher education programs on their teacher graduates» students» learning and achievement as compared to other teacher education programs.

Do school or district policies and programs emphasize the values of performance, status, and extrinsic rewards; or do these policies recognize effort and growtDo school or district policies and programs emphasize the values of performance, status, and extrinsic rewards; or do these policies recognize effort and growtdo these policies recognize effort and growth?

For its part, HarperCollins said that it «did not violate any antitrust laws» and maintained that its «business terms and policies have been, and continue to be, designed to give readers the greatest choice of formats, features, value, platforms and partners — for both print and digital.»