Sentences with phrase «value of collateral in»

Loan approval is not guaranteed and all loan applications are subject to verification of acceptable credit, income, employment, lien position and value of collateral in the sole discretion of Hanover Mortgage Company.

In general, bridge loan lenders will provide bridge financing worth up to 80 percent of the combined value of the collateral in the case of real estate.

For example, to keep a car the debtor may choose to redeem the debt (pay the secured creditor the value of the collateral in exchange for a release by the creditor of their lien) or reaffirm the debt (sign a reaffirmation agreement and continue to make car payments).

It will provide funding for banks over an extended period of several years, lending against a much greater value of collateral in the form of loans to the real economy.

Not exact matches

If you have any valuable assets (i.e. inventory, equipment, vehicles, electronics, property, contracts, pending invoice payments, etc.) you may be able to sell some of these at market value to generate quick cash, or use them as collateral in obtaining a secured loan.

She likes to write press releases, e-mail marketing, social media, direct mail, creation of collateral... You will be more valued in smaller organizations who need their employees to wear a lot of hats.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

In general, bridge loans are granted based upon the value of the property that serves as collateral rather than on the credit score of the borrower.

Thus, they can not rely as much on the value of the housing collateral in securing their mortgage loans, and consequently now put more weight on the credit histories of the borrowers.

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

With that in mind, if you have a healthy business, but aren't sure about the value of specific collateral, consider applying for an OnDeck loan.

He said, «I made two major discoveries in the course of writing: one is a reflexive connection between credit and collateral, the act of lending can change the value of the collateral, the other is a reflexive relationship between regulators and the economies they regulate.»

With that in mind, it's important to understand what collateral is, how lenders evaluate and value your collateral, and what some lenders use instead of specific collateral to secure a loan.

Even if income does not change by much, wealth can rise or fall because of changes in the attitude of investors toward risk, and declines in the value of collateral behind debt.

If a billionaire has pledged as collateral shares he or she holds in a public company, the value of those shares or the value of a loan taken against them is removed from the net worth calculation.

If Treasuries decline in value, participants could be asked to put up more collateral, which could cause selling across a broad swath of the markets.

A new generation of appraisers has emerged to meet the growing need of ABLs to value collateral and execute on transactions, with growing access to actionable data, along with associated offerings that mitigate risk and unleash value in a constricted marketplace.

As yields go out, it lowers the collateral value of the bonds and as we were saying earlier before we began the show, Richard, the global swaps marketplace is over $ 600 trillion and at least $ 400 trillion of that is in bonds.

Collateral Maintenance - A fall in the value of your portfolio may result in a situation where the value of your collateral no longer covers the outstanCollateral Maintenance - A fall in the value of your portfolio may result in a situation where the value of your collateral no longer covers the outstancollateral no longer covers the outstanding loan.

Kroenke is accumulating money in the reserves to boost the value of his stake and so that he can Shares in Arsenal as collateral to get a bigger loan to fund his American football stadium.

It may be pertinent to mention that the book value of the power plant which is currently estimated at USD 325 million after five (5) years, with a life cycle of around 15 -20 years, will be handed over to the Government as a debt free asset which can be used to leverage and raise financing as a collateral or else the Government may choose to sell the operating asset to any investor who may not like to take any development risk, hence the plant being operational and in its best conditions.

The film, also starring Helen Mirren and Barkhad Abdi, is one of the few movies — Fruitvale Station comes to mind — that allows the audience to come to know victims before tragedy strikes, giving high value to a single life; in this case, it's a little girl selling bread who's in danger of becoming «collateral damage.»

His violent behavior still seems to be condonable though, as evidenced in the dozens of on - screen and off - screen shootings, hard - hitting hand - to - hand confrontations and car chases — all of which place no value on the lives of innocent background civilians who become collateral casualties amidst the mayhem.

[171] In addition, as part of the DOT's creditworthiness assessment of a project and an applicant prior to awarding credit assistance, the DOT must have made a determination that the credit assistance can reasonably be repaid, which determination can be based on the value of any collateral pledged.

All taxes and fees must be paid in full in order for vehicle to be titled and registered.A documentation and preparation fee of $ 98.00 will be added to the final auction value or Buy - It - Now price.Vehicle titles may be held by banks or lenders as collateral for loans.

However, in some states, the creditor may then sue for a deficiency (the difference between the value of the collateral and the amount of the debt).

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

ninety LTV Refinance Analyzed top rated list of Refinance Loan companies from Evaluations If you wish to determine how much lendable collateral you have in your house based on a loan to worth all you have to get it done take your property value, multiply this by the personal loan to worth (the percentage you need to borrow) then subtract any kind of mortgages owing against the property and also residence tax or some other liens / encumbrances.

Secured loans, like mortgages, auto loans or payday loans require some form of collateral (property, like a house, car or other item) in case you go into default and the lender needs something of value to compensate for the loss.

Part of the deal was that as the bonds declined in value AIG had to deposit «collateral», i.e. cash, with Goldman to make up the difference between the face value and the market value of the bonds.

When the value of the equity gets close to the value of the loan, the broker will notify the investor that he needs to add more collateral in the form of cash or more securities.

When you borrow against your policy (use your cash value as collateral), you are still receiving dividends on your full cash value, AND you get the use of the cash on loan to invest in something else.

In many cases, lender's security interests are only protected to the extent they are consistent with the value of the collateral securing the loan.

Bear in mind that this will require you to put up something of value as collateral, usually either the title to your vehicle or deed to your home if you are the owner.

They insist that all collateral be valued at 105 % of the securities loaned, and that «this amount must be in cash and cash equivalents, and can not be invested in riskier securities in effort to generate higher returns.»

At the core, we believe that when someone is in need of cash someone should be there to help them and a simple way to make it work is by utilizing the value of their vehicle as collateral for a loan.

The reason why secured loans are preferred is that they come with collateral, an item that matches the value of the loan that the lender can claim in compensation should the loan be defaulted upon.

Some partially secured creditors may have requested collateral that they knew would only cover some of the debt while others may have secured their loans with collateral that dropped in value, such as real property.

The fact that there is equity available on a property provides tranquility to a lender even if the property is not used as collateral because the lender knows that in the event of default, even though the mortgage lender has privileges over the property, he can still collect from the remaining amount produced by the sell of the property if the balance on the secured loan does not exceed the value of the property.

Jay Hill: We try to buy companies at two thirds or less of a conservative estimate of what Benjamin Graham called intrinsic value, with intrinsic value defined as what the business would be worth in an acquisition or by estimating the collateral value of its assets and / or cash flow.

Lynn Turner, chief accountant of the SEC from 1998 to 2001, says the SEC will likely look into money market funds investing in CDOs, particularly because the value of subprime collateral of CDOs can collapse suddenly....

They specialize strictly in bad credit loans with collateral; you can borrow as little as $ 300 and as much as $ 50,000 based on the value of your vehicle.

Home equity loans are a good example of this type of credit: As a homeowner, you can put your house up as collateral in exchange for borrowing against some of the value it has accrued over time to cover things like medical bills, major repairs or other unexpected expenses.

When considering loan approval, North Coast Financial is most concerned with the current value of the property used as collateral as well as the amount of equity the borrower has in the property.

If the securities in your account decline in value, so does the value of the collateral supporting your loan.

You may have to agree not to apply for C or use C any additional credit while you're participating in the plan, and a DMP is likely of little value if your problems stem from or involve your secured creditors holding your car, truck or home as collateral.

With a variable life insurance policy, you can make a series of withdrawals from the policy's cash value, make a single large withdrawal or simply use the cash value as collateral in a policy loan.

If the value of the property can not be sufficient to pay off the mortgage in case of default on the part of the borrower, then the purpose of using the property as collateral is defeated.

For those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance company.

As you build up a nice amount of cash in your policy, you are now able to utilize that cash value as collateral through a policy loan.