Sentences with phrase «value of dividend accumulations»

If the policy is surrendered, it pays the net cash surrender value plus the value of the dividend accumulation account.

Not exact matches

The additional cash value growth is further compounded through the accumulation of annual dividends paid by the carrier.

In the long term, many infinite banking practitioners suggest that whole life is far superior for cash value accumulation and usage because of the stability and predictability of the policy; and, we haven't talked about dividends yet.

However, many permanent policies have a sizeable amount of cash value accumulation, particularly policies that employ the use of a paid up additions rider for reinvesting life insurance policy dividends.

Gain on a full surrender Gain on partial distributions IRA distributions TSA / ORP distributions Correction of excess contributions to IRAs Conversion of IRA assets to a Roth IRA Gain on surrender of Paid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does ndividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does nDividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does nDividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apply

Penn Mutual's participating whole life insurance policy provides all the guarantees of whole life, with an opportunity for increased cash value accumulation through annual dividends paid to policyholders.

Cash value accumulation is accomplished by the payment of life insurance dividends which can be added back to the cash value in your policy.

MTL knows IBC, having designed a proprietary dividend option geared towards the idea of maximum cash value accumulation.

Total Cash Value In whole life insurance, Total Cash Value generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend AccumulatValue In whole life insurance, Total Cash Value generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend AccumulatValue generally consists of the policy's Guaranteed Cash Value, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend AccumulatValue, if all premiums due have been paid; the cash value of any Paid - Up Additional Insurance; or any Dividend Accumulatvalue of any Paid - Up Additional Insurance; or any Dividend Accumulations.

Cash value accumulation potential based on the performance of at least one market index (excluding dividends and subject to caps and floors)

Case in point: life insurance dividends, payouts, and cash value accumulation aren't taxable most of the time.

Instead of using dividends to augment guaranteed cash value accumulation, the interest on the policy's cash value varies with current market conditions.

In addition to offering lifetime protection and cash value accumulation, Familylife includes a variety of features to help families plan for every stage of life including convenient pay periods, dividend options, and built - in children's term insurance.

However, many permanent policies have a sizeable amount of cash value accumulation, particularly policies that employ the use of a paid up additions rider for reinvesting life insurance policy dividends.

Dividends will significantly increase the rate of cash value accumulation in a whole life insurance policy, or can be paid directly to policy owners as income.

(cash value accumulation, loan rates, dividend payments) Cash value growth is essential to the Infinite Banking Concept because the cash value is the pool of money that provides the funding for all your banking needs.

Dividend Accumulations — leave it within the policy and let it accumulate cash value at a guaranteed minimum of 1.5 %

Adding to the power of tax free accumulation of cash value in IUL and VUL policies, a participating whole life policy adds tax free dividend payments to the equation.

In the long term, many infinite banking practitioners suggest that whole life is far superior for cash value accumulation and usage because of the stability and predictability of the policy; and, we haven't talked about dividends yet.

You can also get the same coverage through a whole life insurance policy at a premium of $ 10,000 per year, but it will also include a cash value accumulation and investment provision with dividends and all kinds of other goodies.

What differentiates an Indexed UL policy from other types of permanent life insurance used for cash accumulation is that the growth of the policy's cash value is based on the performance of an equity index (usually the S&P 500), excluding dividends, collared by a cap and a floor — rather than based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «current assumption universal life»), based on a flat dividend rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «whole life»), or based on the actual investment returns of specific equity investments (a product referred to as «variable universal life»).