Sentences with phrase «value of financial assets»

Depending on the value of your financial assets, you may even want to have the extra protection that a personal umbrella liability policy provides.
The Theory of Investment Value by John Burr Williams Originally written as a Ph.D. thesis at Harvard in 1937, this book is still considered the authoritative work on how to determine the value of financial assets.
Fourth, consumption responds to fluctuations in the market value of the financial assets because the dollar amount of the drawdown is based on the portfolio's current market value.
Assets Under Management (AUM): The aggregates market value of all financial assets held in an investment fund.
The blue line has accelerated mainly because the value of financial assets grew by nearly $ 34 trillion since mid-2009, versus only $ 10.5 trillion growth in non-financial assets.
The behavioral economist George Loewenstein and his research colleagues have shown, using data from Vanguard Group, that investors check the value of their financial assets much less frequently, on average, in down markets — a behavior the researchers call «the ostrich effect.»
One way to observe the effects of Fed - induced yield seeking speculation is to examine the value of financial assets held by households (the Z. 1 flow of funds data include nonprofit organizations here), relative to disposable household income.
Now, one might object that a high value of financial assets relative to disposable income is actually a good thing, and that it reflects greater saving by households.

Not exact matches

Their research also found that industries such as financial services, healthcare and manufacturing experience the highest level of attacks given that they have massive financial assets, a rich vein of personal data to be tapped, and physical inventories that hold significant value.
Mostly, that's because the richest households tend to hold most of their wealth in financial assets, whose value increased rapidly after the downturn, while poorer folks have a much larger share of their net - worth tied up in real estate, whose value didn't bottom out until the end of 2011, Pew researchers note.
In fact, this kind of negotiated tax increase might be a far preferable outcome for the world's savers, investors and high - income earners than the increasingly likely alternative: persistent uncertainty over the global financial system or the consummation of that uncertainty in an asset - value - destroying economic downturn.
Following the financial crisis, I argued that regulators should look into whether or not the mutual fund rules and current accounting rules were appropriately structured given the growing presence of firms like Berkshire Hathaway (BRKA), which get a pass from daily net asset value calculations and other requirements.
¦ The Wagadarikars should have a financial plan prepared that projects their lifestyle needs, their savings and the value of all their assets.
Barry Silbert, the founder of online financial exchange SecondMarket, created the Bitcoin Investment Trust, which currently has a net asset value of $ 61.4 million.
We seek to offset the erosion of financial assets by inflation, to realize appreciation so that the real value of assets is maintained.
And despite America's spending habits, the greenback is still seen as a safe haven whenever financial crises — including ones caused by Americans — hit because most major countries want to maintain the value of their national reserves, which include dollar - denominated assets.
An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.
Cowen Special Investments («CSI»), an unregulated merchant banking affiliate of Cowen, is an investor and dealer whose primary function is to assist clients in monetizing illiquid, difficult to value, uncorrelated, non-cusip, financial assets.
The cascading effect of the sharp increase in mortgage delinquencies and the resulting steep decline in the market value of mortgage assets was a key contributing factor to the financial crisis.
The Congressional Budget Office defines asset bubbles as: «An economic development in which the price of a class of physical or financial assets (such as houses or securities) rises to a level that appears to be unsustainable and well above the assets» value as determined by economic fundamentals.
After nine years of a bull market, your 401 (k) retirement plan is likely your largest financial asset, perhaps even dwarfing the value of your home.
They include publishing audited financial statements like public companies do, the establishment of conflict committees and disclosing on a quarterly basis the extent of their hard - to - value assets.
These financial products track the price of an underlying asset (in this case, bitcoin) and gain or lose value relative to that base asset.
Once again, there is minimal demand for autos and housing, and that is partly because the market is still saturated with both of these credit - sensitive big - ticket items after an unprecedented credit and consumer bubble that went absolutely parabolic in the seven years prior to the collapse in the financial markets an asset values.
Most of the stuff that this guy brings out; Old capitalism versus new capitalism, Financial intelligence and education and the importance of both, the possible pitfalls of the American social security system and medicare, Taxation system - who it favors and who it hurts the most, all the stuff about residential homes not being assets, the dollar and how it continues to decline in value and the rest all this stuff is absolutely true.
The pro forma financial information was prepared using the acquisition method of accounting, which requires, among other things, that assets acquired and liabilities assumed in a business combination be recognized at their fair values as of the completion of the acquisition.
A derivative instrument is a financial instrument that derives its price from the value of an underlying asset.
If done correctly, with an eye not to achieving political or regulatory objectives but rather to eliminating financial distress costs, these can improve the enterprise value of the borrower; to the extent that the lender participates in the upside (and if the performances of the various equity positons emerging from these swaps are uncorrelated), the lender's net asset position can also improve.
«Financial intermediaries, such as asset managers and fiduciaries, can make use of our new offering to successfully differentiate themselves in the market and add value for their clients.»
2008 global financial crisis, world HNW and MC's, flooded back into US, driving USD strength, flatlined global economy, decelrating trade, collapse of commodity values, reduction in opportunity horizon of Manufacturing and Productive EM, along with debt dynamics in China accelerating (Money Printing, Asset Bloat) and staid developed world horizons and Equity bloat in US.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
By contrast, net US Treasury positions rose during the financial crisis and are now net positive, as dealers have closed short positions (ie positions that rise in value when the price of an asset falls) and accumulated securities holdings (Graph 3, left - hand panel).
Since the fundamental value of an asset in a financial market is an aggregation of the stochastic stream of future dividends, trading at prices higher than the fundamental value is only profitable when there is a widespread belief that other traders will continue to buy at prices even further away from fundamental values.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
The carrying amounts of the Company's financial assets and liabilities, including cash, accounts payable, and accrued liabilities approximate fair value because of the short maturity of these instruments.
That's because financial assets include both stocks and bonds, while the red line features outcomes for stocks alone, so unlike measures like market capitalization to corporate gross value added, the chart below has a bit of «apples and oranges» at work.
Marathon Asset Management LLP now owns 3,176,770 shares of the financial services provider's stock valued at $ 138,757,000 after acquiring an additional 28,421 shares during the last quarter.
The analysis requires assumptions to calculate revenue, ownership, other financial metrics, or the value of cash and personal assets.
«These are also assets that may satisfy the emotional needs and passions of investors who are no longer comfortable putting more money into financial assets at zero return, but who face barriers to entry in acquiring high - value luxury items like art, or a 1955 vintage Porsche speedster or a vineyard.»
The great victory of the Federal Reserve in the half - cycle since 2009 was not ending the global financial crisis; the crisis actually ended in March 2009 with the stroke of a pen that changed accounting rule FAS157 and eliminated mark - to - market accounting for banks (instantly removing the specter of widespread insolvencies by allowing «significant judgment» in valuing distressed assets).
Step 3: As soon as the value of our underlying financial asset advances according to our predicted guess, you make an opposing investment.
Household sector financial assets increased by 1.7 per cent in the March quarter, a somewhat slower rate than in previous quarters, as a reduction in the value of direct equity holdings partially offset strong gains in the value of funds held in superannuation.
It is important to note that the value of real estate did not fall during the financial crisis because it is a volatile (less stable) asset class.
The rate at which money is used to bid up asset prices can be thought of as a «financial multiplier» and can be gauged by looking at the ratio of overall asset values to money.
The spotlight that private equity firms and hedge funds find themselves under in the current regulatory environment, as well as the changes in fair value rules for financial reporting, increase the scrutiny of alternative asset managers by investors, fund administrators, and auditors.
If that situation persists, many may decide that the financial burden of keeping up with monthly payments on a mega-mortgage for an asset that is declining in value is simply not worth it.
As a reaction against the 19th and early 20th centuries» rising trend of public regulation and money creation, this school describes money's value as based on its bullion content or convertibility, or on bank deposits and other financial assets.
And for Property we have our house, though I suppose I should argue that it's the value of the surplus house above our acceptable minimum that we should view as a financial asset.
More due diligence on asset values is determined before it enters into a commitment, and the liquidation values of assets are determined and an in - depth understanding of the financial position of your company is completed to understand the present circumstances.
Noting that monetary policy works in part by altering financial prices and asset values, and thus by affecting risk - taking and borrowing and saving decisions, it questions the notion that the monetary policy and financial stability goals of central banks can be neatly separated.
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