Sentences with phrase «value of financial planning»

We believe in the value of financial planning and put your financial goals at the center.

This is where the value of financial planning becomes apparent.

The value of your financial plan, on the other hand, can grow over time as you follow these maintenance tips.

Not exact matches

This financial strength supports 2018 plans to continue exploration and other work to increase the value of the Northern Ireland Properties, while simultaneously moving Curraghinalt through the permitting process.

We plan to track the value, as well as other pieces in their collection, to determine if donating any of them in the future makes financial sense.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

April 10 - Chinese billionaire Jack Ma's online payments business Ant Financial now plans to raise $ 9 billion in its next planned round of funding, potentially valuing the company at $ 150 billion ahead of an expected stock market flotation, the Wall Street Journal reported on Tuesday.

April 10 (Reuters)- Chinese billionaire Jack Ma's online payments business Ant Financial now plans to raise $ 9 billion in its next planned round of funding, potentially valuing the company at $ 150 billion ahead of an expected stock market flotation, the Wall Street Journal reported on Tuesday.

(In Obamacare, a benchmark plan comes with an actuarial value of 70 %; a benchmark plan under the Senate's bill would have actuarial value of just 58 %, essentially putting far more financial onus on patients.)

Traditional financial plans say you can withdraw 4 % of your initial portfolio value every year (with inflation adjustments).

¦ The Wagadarikars should have a financial plan prepared that projects their lifestyle needs, their savings and the value of all their assets.

Just consider the financial risks entrepreneurs run, for example, if they give company stock to their children as part of a long - term estate - planning strategy — only to have the IRS step in years later and challenge the claimed taxable value of the gifts.

In the right client situation, BMO SmartFolio allows brokers to spend less time on administration and reviewing client accounts, and more time on value - added activities like financial planning and estate planning, says Silvio Stroescu, head of digital investing at BMO Financifinancial planning and estate planning, says Silvio Stroescu, head of digital investing at BMO FinancialFinancial Group.

After nine years of a bull market, your 401 (k) retirement plan is likely your largest financial asset, perhaps even dwarfing the value of your home.

An innovative, cost - effective retirement platform that empowers plan participants and highlights the value of an independent financial advisor's advice and guidance.

FPA offers resources designed to help individuals understand the importance of financial planning and the value of objective advice from a financial planner.

Among other things, these forward - looking statements may include statements regarding the proposed combination of ILG and MVW; our beliefs relating to value creation as a result of a potential combination with ILG; the expected timetable for completing the transactions; benefits and synergies of the transactions; future opportunities for the combined company; and any other statements regarding ILG's and MVW's future beliefs, expectations, plans, intentions, financial condition or performance.

Now more than ever, self - funded employers are seeking financial value from the health benefits plan they provide while still maintaining quality of care.

One caveat: If your child is the beneficiary of a 529 account that belongs to someone outside the immediate family, the value of the plan doesn't get factored into the federal financial aid formula, but withdrawals are treated as student income.

The DOL fiduciary rule has provided an impetus for change in much of the financial planning world — and the variable annuity marketplace is one area that may be evolving in such a way that the new fee - based products may actually add value for clients who are interested in variable products.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Creative Planning now owns 37,340 shares of the financial services provider's stock valued at $ 1,626,000 after acquiring an additional 2,850 shares during the last quarter.

Mark's primary areas of expertise include: assisting clients with substantial private businesses manage the growth from a financial and strategic perspective advising high net worth clients on succession and estate planning issues helping clients achieve the optimal value for their business upon disposal on an after tax basis analysis of business performance assisting clients with debt raising issues structuring client's affairs for maximum tax benefits.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

The Vancouver Waldorf School (VWS) Strategic Planning & Visioning Committee was formed in 2016 to facilitate the creation of a 3 - Year VWS Strategic Plan that includes vision, mission, values, strategic priorities, measurable actions and financial projections.

During a second public hearing, the Park District Buildings and Grounds Committee discussed security, noise, the likely impact of the hockey facility on property values and the financial viability of the $ 12 million plan.

If this were the case, the plan's financial resources would not be sufficient to provide the full value of benefits, which would need to be very significantly reduced.

Financial Planning Misunderstanding Variable Universal Life Can Lead to Adverse Consequences Bad market conditions can cause the cash value of these policies to be much lower than forecast.

The evidence shows that advisors often have plenty of scope to add value in both the management of investments and the larger realm of financial planning.

The nature of the workout plan will depend upon the seriousness of the default, whether your financial problems are short - term or your payment ability has been impaired for the foreseeable future, your prospects for obtaining funds to cure the default and the current value of your property.

So, it is important to consider the withdrawal of cash value as part of your financial and estate planning strategy.

This means that each year you will have to earn, on an after - tax basis, enough to equal the after - tax value of that year's annuity payout, according to an August 2004 article on the Financial Planning Association's website.

Mattu: There are two key components of assets in every participant's portfolio: 1) financial assets (both inside and outside the DC plan) and, even more importantly, 2) the value of human capital in excess of consumption — i.e., the present value of future savings over the participant's working career.

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Dear Nikhil, Kindly go through my articles, download the calculators which are available in the articles to calculate the required average investment for your goals; Calculate Future Value of your investments Calculate how much to save for your Kid's education goal Retirement Planning in 3 easy steps Financial Planning Pyramid

See these financial planning and investment management personal efficiency articles about the value of your time, which are also published on our sister website, The Skilled Investor:

Cash value life insurance is an asset and should be part of anyone's holistic financial plan.

So there you have it... 5 reasons to ignore the naysayers and learn more about the power of utilizing cash value life insurance for wealth building, financial security and legacy planning.

Financial Planning Association of Greater Hudson Valley Technical Aspects in Evaluating Cash Value Life Insurance Policies, 11/13/01.

So if passive income is going to be an issue you may want to ask your tax expert or financial advisor about the benefits of an Individual Pension Plan (IPP) or cash value insurance.

[Biotechnology Value Fund] believe that the investment community clearly lacks confidence in such a plan, as evidenced by recent reports from stock analysts and by the $ 0.61 per share closing price of [AVGN]'s common stock on October 30, 2008, reflecting only 31 % of [AVGN]'s financial assets as of September 30, 2008.

One of the financial planning firm's brokerage commissions were 1 % of the trade value.

So, this section is more of a financial planning overview for seniors and how cash value life insurance can help in wealth accumulation.

Value investments: Look beyond financial indicators When they first set out to formulate a plan, many investors decide to base investment decisions on a handful of measures.

Learn more about the value of having a financial plan, defining your personal goals and putting it in writing.

To help increase the value of your plan and improve employees» financial decisions, we incorporate behavioral finance concepts in your plan design.

Recently there has been an explosion of articles in financial planning journals and blogs touting the value of a Reverse Mortgage in enhancing retirement planning.

About Site - Debt Free is a community for Redditors seeking to take control of their finances, learn the value of budgeting and financial planning, and escape the slavery of debt.

This allows you to do the detailed calculations, then just input the property's annual market values and net income into financial planning software (so it can be part of a comprehensive financial plan).

Instead of worrying about picking stocks or ETFs, advisers can add value through tax advice, financial planning and the rest of it.