The value of his actual life might increase as other events occur and are added to the accumulation of the whole.
Not exact matches
Of course,
actual payments depend on your home
value and where you
live.
Your
life insurance net cash
value is the «
actual» surrender
value of the policy, and you will typically find it listed separately in your
life insurance statements.
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation
of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying
value of goodwill or other indefinite -
lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution
of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market
value of all or a portion
of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts
of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss
of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts
of the Company's international operations; the Company's ability to leverage its brand
value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment
of the carrying
value of goodwill or other indefinite -
lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution
of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market
value of all or a portion
of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's ability to protect intellectual property rights; impacts
of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact
of future sales
of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements
of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's business and operations and that may cause
actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation
of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment
of the carrying
value of goodwill or other indefinite -
lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution
of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations
of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility
of capital markets; increased pension, labor and people - related expenses; volatility in the market
value of all or a portion
of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation
of data or breaches
of security; the Company's inability to protect intellectual property rights; impacts
of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
This has been widely recognized, but we wish to go further and claim that the actuality required is provided supremely by, the
living immediacy
of the finite occasions, the exclusive sharpness
of the very act
of decision whereby one
value becomes
actual.
Nietzsche's influence may account in part for the dynamism
of Buber's philosophy, for its concern with creativity and greatness, for its emphasis on the concrete and
actual as opposed to the ideal and abstract, for its idea
of the fruitfulness
of conflict, and for its emphasis on the
value of life impulses and wholeness
of being as opposed to detached intellectuality.
Not everything that can be is, and the «equal
value of the
actual and the possible» is not an axiom that anybody
lives by or could
live by.
It calls every member
of the Church • to renew their faith; • to make an
actual effort to share it; • to recognise, certainly, a growing awareness
of people to the changing circumstances
of life today; • to
value what is positive in every culture, while at the same time purifying it from elements that are contrary to the full realisation
of the person according to the design
of God revealed in Christ.
As «social» as the coordinate processes
of weaving one's own
life from strands taken from the
lives of others and giving one's own
life as a strand to be woven into their
lives, and as the universal essence
of actual events, the single principle
of love is the master key to the understanding
of both facts and
values.37 He denies that any human institutions, churches included, could be infallible; but he affirms that we can infallibly know «the appropriateness
of love.
It is a symbolic way
of talking about attitudes and
values of actual persons who have been caught up in devotion to one in relation to whom they have found a new and ultimately satisfying kind
of life.
The
actual character
of this person, the course his
life had taken, and the
values he soon came to hold for the members
of the community led also to a new definition
of the word «Messiah.»
Moreover, the basic principle
of motivation — in fact, the «glue»
of the whole universe — is the «intrinsic
value of experiencing,» «the appeal
of life for
life, or feeling for feeling,
of experience for experience, consciousness for consciousness — and potential enjoyment for
actual enjoyment» (BSI 203).
«In the Age
of Trump there are millions
of people
living in
actual fear
of what is going on in this country,» said Bill Lipton, the New York director
of the Working Families Party, «and they want to see politicians base their actions on a set
of deeply held shared
values.»
Your
life insurance net cash
value is the «
actual» surrender
value of the policy, and you will typically find it listed separately in your
life insurance statements.
While your VA would be worth $ 80,000 to your beneficiary if you died (thanks to the
life insurance), if you cash it in while you're alive, you will only receive the
actual market
value of $ 60,000.
New cars lose a lot
of value in the first few years
of their
life, so it can take that long to balance out the loan and bring what you owe in line with the
actual market
value of the vehicle.
This is one
of the big reasons why term
life insurance is a better
value than whole
life — you can match coverage with
actual financial need.
For example, a common arrangement is for the employee to pay the cost
of term insurance relative to the policy and if the policy is permanent
life insurance, such as a cash
value life insurance policy OR indexed universal
life, the cost
of term may be substantially less than the
actual cost paid by the employer.
First vilified as killers in
life and fable, then romanticized as symbols
of freedom and environmental purity, wolves stir up love - hate relationships that may have little or nothing to do with their
actual character and
value to the precarious balance
of nature.
So don't insist on introducing unreal
values from a model trying to change a well - developed algorithm deduced and established by physicists from experimentation and observation, who have dedicated their
lives to the study
of the
actual radiative heat transfer.
In my view, this is a fact
of modern
life but I would simply prefer to see more honesty and transparency about it so that corporate pronouncements and high - minded statements
of purpose and
values and consistently matched by
actual behaviours.
The present threshold as to «serious impairment
of important body function» requires an observable or perceivable impairment from
actual symptoms or conditions, that affects a body function
of value, significance or consequence to the injured person, and that influences some
of the victim's capacity to
live in his or her normal manner
of living.
* In most whole
life policies you can only borrow up to 90 %
of the cash
value, so
actual cash
value in example above available for loan would be closer to $ 900.
Some policies also pay for additional
living expenses if your home is uninhabitable and pay for replacement, versus
actual value,
of belongings.
A portion
of your premium payment goes to pay for the
actual whole
life insurance coverage that is an amount equal to the face
value of the policy.
Depreciation for
actual cash
value calculations is worked out by establishing what the «useful»
life of a vehicle is, and how much
of that
life remains.
For example, if the
life expectancy
of your roof is 20 years and your roof is 15 years old, the cost to replace it in today's marketplace is going to be much higher than its
actual cash
value.
Actual cash
value is computed by subtracting depreciation from replacement cost while depreciation is figured by establishing an expected lifetime
of an item and determining what percentage
of that
life remains.
Your
life insurance net cash
value is the «
actual» surrender
value of the policy, and you will typically find it listed separately in your
life insurance statements.
Suze Orman is also
of the opinion that permanent
life insurance is way over priced when it comes to the
actual value you receive for the money you invest in
life insurance.
That means when a premium is paid, a portion
of the premium pays the
actual cost
of life insurance, and the remainder
of the premium is applied to a sort
of built - in savings account in the policy known as the cash
value.
Because whole
life premiums in the early years are higher than the
actual cost
of insurance, the build - up
of the cash
value in the policy reduces the risk to the insurance company, allowing for lower premiums in later years than would be paid in a term
life policy.
While the
actual cash
value of your
living room furniture is going to hundreds or thousand less than your paid for it, due to use and depreciation, the replacement cost may be higher.
In all
life insurance plans, the
actual cash
value of the policy is not owned by the policy holder.
In a post not long ago I mentioned that New York was poised to approve the sale
of indexed universal
life, a form
of universal
life that uses market indexes to determine
actual cash
value above the guarantee.
This is a basic permanent
life insurance policy that provides an accumulated cash
value in addition to the
actual face
value of the policy.
What differentiates an Indexed UL policy from other types
of permanent
life insurance used for cash accumulation is that the growth
of the policy's cash
value is based on the performance
of an equity index (usually the S&P 500), excluding dividends, collared by a cap and a floor — rather than based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «current assumption universal
life»), based on a flat dividend rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «whole
life»), or based on the
actual investment returns
of specific equity investments (a product referred to as «variable universal
life»).
With a few good choices on how the premiums are invested, a variable
life policy has the potential to generate a much higher payout than the
actual face
value of the policy.
However, compare these flagship killers to any
actual flagships and the difference is hard to deny, whether you
value build quality, mobile photography, customer service consistency, or just general quality -
of -
life features such as waterproofing and wireless charging.
Determine whether or not a fee is incurred if a specific policy is cashed in or surrendered and the
ACTUAL cash value of such, especially in the case of a life insurance policy as that would be «marital property» certain to be divided via the actual divorce pr
ACTUAL cash
value of such, especially in the case
of a
life insurance policy as that would be «marital property» certain to be divided via the
actual divorce pr
actual divorce process.
The advantages
of EIUL or equity indexed universal
life are that the components
of 1) admin costs, 2) cost
of actual life insurance, and the cash
value are all segregated so you can see how they are growing and what you'll need to earn in order to pay for your cost
of life & admin each year.
By creating an arbitrary and discriminatory cost recovery system that is disconnected from the economic
life of actual structures, the proposed reforms would reduce real estate investment and development, result in lower real estate
values, and stifle the real estate industry's ability to continue creating new jobs as the economic recovery picks up steam.