Sentences with phrase «value of insured»

This is the market value of the insured's investment.

In the insurance industry, «replacement cost» or «replacement cost value» is one of several method of determining the value of an insured item.

This is when the costs to repair damage to a vehicle or property exceed the market value of the insured vehicle or property.

Total loss is any loss that requires repairs or replacement parts that cost more than the total value of the insured item.

Many experts recommend doing so when the value of the insured vehicle is less than ten times the premium for collision.

When you look specifically at the terms of your policy, at least two areas of coverage are directly tied to the dollar value of the insured car.

The face value of life insurance policies must not exceed human life value of the insured, otherwise the indemnity principle would be violated, creating moral hazard.

Besides this, loyalty additions are also provided under SBI Life Smart Privilege to boost the fund value of the insured.

Under insurance: If actual value of insured property at the time of loss under fire benefit is greater than the sum insured opted then the claim is reduced in the same proportion.

Plus, the value of the insured's estate will essentially go up the minute that they purchase the insurance policy.

This amount is expressed as a percentage of the value of your insured property.

A stated amount is the value submitted by the insured as representative of the current value of an insured vehicle, after accounting for depreciation and including the value of any special or permanently attached equipment.

Most standard homeowners insurance policies cover the replacement cost of your home's physical structure and the actual cash value of the insured's personal property.

The cost of the coverage would depend on a number of factors, including risk, location, and the value of the insured plants.

Initial estimates put the value of insured losses in the tens of millions of dollars.

The cash value of the insured personal belongings in the event of property loss is the original cost of the property item, minus devaluation.

This second type of payment takes into account the depreciation in value of the insured items over time.

In cases where the potential repair costs will exceed the value of the insured vehicle, Bountiful vehicle insurance collision protection will opt for totaling the automobile and write you a check for the loss rather than repair it.

The Appeals Court approved the trial judge's analysis and dismissal of all of the insured's claims, premised on his observation that as used in Massachusetts standard fire insurance policies and G.L. c. 175, § 99, the term «actual cash value» did not import a single standard for determining the value of insured property.

There are $ 9.7 billion in market value of insured Puerto Rico bonds that are tracked in the S&P Municipal Bond Insured Index.

If the car is irreparable, collision coverage will pay you to the cash value of the insured car.

Month to date as of June 12, 2017, the S&P Municipal Bond Insured Index tracking over $ 148billion in par value of insured bonds has performed in sync with the overall market.

The statement represents an agreement between you and your insurer that the values you have listed are the actual values of the insured property.

They have almost no knowledge of the value of insuring their balance through life insurance.

Not exact matches

The cost of the insurance usually runs about 1 percent of the insured value, although this varies with the type of goods and method of shipping.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

You may insure those items for Replacement Cost or for Actual Cash Value, which pays only for the depreciated value of the propValue, which pays only for the depreciated value of the propvalue of the property.

If you lease some of the equipment at your business, the leasing company may require that you insure the property at replacement value.

Converting a typical U.S. monthly rate to a lump - sum premium using the rate schedule of PMI Group, the second - largest mortgage insurance firm in the U.S., an American customer with a fixed - rate 25 - year mortgage can expect to pay 1.15 % of the loan value to insure a mortgage with 10 % down.

In addition, stock certificates should be insured for 1 % of their market value which is the likely cost to replace certificates if they become lost.

Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency May Lose Value Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate.

While rates vary depending on where you live, most people will find their insurance cost to be 1 to 2 percent of the value of the jewelry being insured.

Many banks will also require a borrower to insure an asset being purchased over the course of a loan (with an insurance policy acquired for that purpose), to protect the value of the asset being purchased with the loan proceeds.

¹ Access to cash values through borrowing or partial surrenders will reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.

All have round - the - clock armed physical security and state - of - the - art electronic protection, and all are insured for the full value of their contents stored on your behalf.

Many of the dollar values are drawn from insured properties, which represent only a fraction of the devastation.

Not only that, it is fully insured at replacement value by Lloyd's of London.

Investments are not FDIC - insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Not Insured by FDIC or any Federal Government Agency May Lose Value Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate.

If you're putting less than 20 % of the home value down, your lender will want to insure your mortgage in case you run into trouble keeping up with the payments.

Here's exhibit «A»: One of the largest mortgage insurance companies in the U.S. said it will now insure loans with a loan - to - value (LTV) ratio up to 97 %.

With an FHA - insured loan, first - time home buyer down payments can be as low as 3.5 % of the purchase price or appraised value (whichever is less).

«Private companies insure receivables and add value to the process to make it smoother and safer and to help exporters better manage their portfolio of buyers,» says Braun.

According to the Florida Citizens Property Insurance Corporation, QBE's insured value exposure to commercial residential property in Florida is $ 17 billion, around 10 per cent market share of this class.

Insurance companies charge these, which often run about 1.25 % of your account value, to cover the costs and risks of insuring your money.

One area that remains a major concern for the central bank is the growing share of uninsured mortgages, those with loan to value ratios at or below 80 per cent, which is being fuelled by higher Toronto and Vancouver home prices and tighter qualification rules for insured mortgages.

Securities products are not FDIC insured, are not guaranteed by any bank and involve investment risk, including possible loss of entire value.

Whenever you need a mortgage loan that is greater than 76 % to 90 % of the current market appraised value of your home it is considered a high ratio or insured mortgage.

If a corporation owns life insurance and the insured dies, then the death proceeds become part of the general assets of the corporation and the value of the stock owned by each surviving shareholder will be increased by an amount proportionate to his or her interest.

All shipments are insured for their full transactional value (shipping and insurance is included in the price if you selected delivery at the time of purchase).