Sentences with phrase «value of lost»

Both spouses (stay - at - home or breadwinner) should carry enough life insurance to cover the lost income or the economic value of lost services that would result from their deaths.

In contrast, actual cash value coverage in a renters policy will give you the actual market value of the lost object.

Replacement cost policies are those that are going to pay for the full value of any lost possessions when you submit a claim.

Missouri renters insurance coverage helps you recover the value of those lost goods so you can work toward replacing them.

With an actual cash value policy, you will be receiving payouts that will give you the current value of any lost possessions.

Replacement value coverage pays out for losses based on what it will take to replace them with similar new items and not based on what the value of the lost items might be.

The Fire Insurance Exchange class action lawsuit challenges the method that Fire Insurance Exchange uses to determine the actual cash value of lost or damaged property.

An Actual cash value plan will not pay for the full value of your lost possessions, but will rather only pay for the actual cash value or the market value.

In general terms, replacement coverage gives you reimbursement covering the cost of buying a new item to replace the one lost, while actual cash value (ACV) coverage depreciates the value of the lost item based on its age and reduces payout accordingly.

These policies take into account depreciation, as well as other factors, in determining actual cash value of lost property.

Baggage delay and loss — Even if an airline loses your baggage, the airline typically won't cover the cash value of the lost items.

Depending on the type of policy you purchase, if your property is damaged due to a covered peril, your renter's insurance policy will reimburse you either the actual cash value or replacement cost value of your lost property.

This travel insurance coverage reimburses you (up to the maximum in the policy) for the value of lost, stolen, or damaged baggage and the personal effects inside the bag.

One thing you have to know is that compensation for lost luggage from airlines is often insubstantial, and you will probably get an amount that is far lower than the true value of your lost belongings.

In the event that your luggage is lost or stolen, you can show the photographs and receipts to your insurance company, so that they can calculate the exact value of your lost baggage.

You'll be reimbursed (up to a maximum limit) for the value of lost or stolen equipment, and be able to rent equipment (up to a daily limit) should checked items be temporarily delayed by the airline.

While some policies allow travelers to claim for the total value of their lost baggage, others only provide partial compensation.

If the cruise ship sinks and you lose your baggage and other belongings, the insurance company will pay you compensation amount that is close the total value of your lost possessions.

This coverage provides reimbursement (up to the policy maximum) for the value of lost, stolen, damaged, or delayed sporting equipment checked with the airline.

[Editor's note: Andres» policy used Actual Cash Value to settle the claim, which determines the value of a lost item after first depreciating it.

A permanent loss of luggage is covered under travel insurance baggage coverage, which reimburses the insured traveler (up to the policy limit) for the value of lost luggage and the personal items inside.

If disaster should strike, depending on the type of policy you purchase, you will be reimbursed either the actual cash value or replacement cost value of your lost property.

Accidents do happen with any freight carrier, and though claim rates are reported to be fairly low, you don't want to be among those 5 % whose shipped items were damaged or lost on the way, and certainly you don't want to be paid out only a minimal amount, which is much less than the value of the lost item.

Less dramatically, a fire that destroys inventory for a direct - sales business will also allow a claim on your home insurance for the value of the lost product.

An actual cash value policy is one that is going to give the actual value of any lost possessions at the time that they were lost.

Determining the value of lost items and what is salvageable after a devastating property loss can be extremely difficult.

When doing so, however, he or she must be able to establish the value of these lost wages.

The law in Ontario on the issue of benefits was settled by the Court of Appeal in Davidson v. Allelix Inc. (1991), 7 O.R. (3d) 581 (CA), wherein the court stated that a wrongfully dismissed employee may claim, in addition to lost salary, the pecuniary value of lost benefits flowing from such dismissal.

Business interruption coverage will be limited and may not reflect the true value of the lost business.

The parties settled Teal's compensation under the Revitalization Act for the value of the lost harvesting rights.

We can help families to recover the value of lost support and services from the date of the injury to the death of loved one, with interest, and future loss of support and services.

We look at the value of lost income, damage to the family as a group, and the grief, bereavement, emotional pain and suffering.

An apprentice wrongfully dismissed may, at common law, recover damages for the value of the lost qualification.

[62] There is authority for the plaintiff's submission on benefits to the effect that «the compensatory principle requires that the full value of lost fringe benefits must be taken into account when computing loss of working capacity» (Ken Cooper - Stephenson, Personal Injury Damages in Canada, 2nd ed.

Again, there is no evidence of the value of lost benefits.

All: Each survivor may recover the value of lost support and services from the date of the decedent's injury to her or his death, with interest, and future loss of support and services from the date of death, reduced to present value.

The options expired worthless and the plaintiff, on Schnader Harrison's advice, brought an arbitration against MasterCard and its plan administrator to recover the value of the lost options.

The value of any lost benefits that the injured plaintiff will no longer receive, in addition to lost wages;

When evaluating the value of lost financial support, courts will take into consideration the surviving relatives» relationships to the decedent, the decedent's projected and probable net income, and their life expectancy, among other factors.

The victim and the defendant may be at odds regarding the value of lost earnings.

Economists and other expert witnesses may be required to help shed light on the value of the lost wages, benefits and earning capacity.

Gather all necessary evidence, review medical records, interview witnesses, photograph the scene of the accident, and evaluate the economic value of lost wages and earnings

■ Indirect Costs: The value of lost wages when a person dies early, can not work, or is limited in the amount of work he or she can do.

If this is true for you, you can seek the full value of your lost wages, benefits, and future earning capacity related to your injury, past, present, and future.

These damages are strictly financial in nature and may include reimbursement of medical and funeral expenses, as well as the value of lost support, services, guidance, and prospective inheritance from the decedent.

One - third of Africa is threatened by desertification, and land cover changes since 2000 are responsible for half to three - quarters of the value of lost ecosystem services.

Unfortunately, the Joan Mitchell Foundation can not grant funds towards the retail value of any lost or damaged artwork.

But if you have an «actual cash value» policy, the value of a lost item will be depreciated.

However, if someone suffers a home - related loss and is only partially reimbursed by their insurer they can deduct the remaining value of their lost property that was not reimbursed.

The analysis examines the methane that is burned off, vented, or leaked from the oil and gas supply chain in New Mexico and quantifies the economic value of that lost gas based on market prices.