Sentences with phrase «value of the cash value»

These two factors and the obvious gaining of value of the cash value of the policy make these type of Michigan life insurance especially expensive.

This means that the value of the cash value account can increase and decrease depending on the performance of the market.

On many policies you can borrow to as much as 75 % of the value of the cash value that has accumulated over the years that you had the policy.

The cash values are invested into bonds, mutual funds or money market accounts to try to increase the value of the cash value.

There are much equity indexed universal life policies that may offer a guarantee that the value of the cash value component won't fall below a certain amount, such as zero if the underlying index falls dramatically.

What this means is that even if the underlying index performs quite well, the value of the cash value component can not rise above the stated cap.

Instead of earning interest from the insurance companies general account, or from a calculated rate associated with LIBOR, the value of the cash value in a variable life insurance policy is associated with the performance of equity markets.

While the true accumulation value of an investment account can be higher than the accumulation value of the cash value, other factors must be considered.

If you do this, you will restore the value of the cash value and turbo charge the policy.

Not exact matches

The prevalence of public pensions in the U.K., which require ongoing cash streams to service their obligations, has helped to create a market culture that values higher yields.

The same follows for annuities and the cash value in your life insurance policy, said David E. Hultstrom, co-founder of Financial Architects in Woodstock, Georgia.

The CEOs tend to be unassuming folk who ignore management trends to concentrate on the nuts and bolts of running a business — focusing on earnings per share instead of worrying about top - line growth, for example, and working to preserve cash flow instead of increasing earnings to build shareholder value.

It's not the fairy - tale ending many wanted, but it gave shareholders $ 4.50 a share in cash (up from a low of $ 2.19 in January) and demonstrated the value of knowing when to abandon a dream, take the money, and move on.

Bitcoin's down today, but with its recent rebound in value, holders — even the enthusiasts who want to bypass banks — could find it hard to resist the potential to hold onto their Bitcoin in hopes of seeing substantial cash returns.

When the Bitcoin price peaked at $ 20,000 in December, the value of Mt. Gox's assets (by then including Bitcoin derivatives such as Bitcoin Cash) ballooned to $ 4.4 billion — nearly 10 times the amount Mt. Gox said it lost in the first place.

If you're running on fumes, financially speaking, but you have some money coming your way soon, consider pawning something of value to borrow fast cash.

The aggregated value of cash only takeovers so far in 2018 has risen by 33 percent year - on - year while the value of deals using cash and stock has risen by 221 percent, as companies look to exploit their buoyant share valuations.

If you have any valuable assets (i.e. inventory, equipment, vehicles, electronics, property, contracts, pending invoice payments, etc.) you may be able to sell some of these at market value to generate quick cash, or use them as collateral in obtaining a secured loan.

That means weighting stocks in an index by qualities such as earnings, cash flow, dividends and book values rather than the sheer size of their market caps.

In some cases, unscrupulous brokers hold «free lunch» seminars in which they offer reckless advice, like recommending retirees cash out of their 401 (k) planor take a lump - sum payment for the cash value of their pension and use the money to open an IRA through them.

«Japanese companies have a lot of extra cash at hand because when there's deflation, the value of cash won't diminish even if they keep the money and not spend it on capital expenditure,» Iwata told Reuters in an interview in January.

But, Jason said, for the next decade they plan to restrict themselves to just living on the cash flowing from investments and ignore any capital or market increases in the value of properties, pensions, and shares.

Should the policy offer attractive guaranteed rates of return, over time the cash value will grow to a reasonable level without being subject to market volatility or capital gains taxes.

The card earns Membership Rewards points, the currency in Amex's loyalty program, which can be exchanged for statement credits or cash back, used to book travel through Amex's travel website, or, to get the most value, transferred to any of 17 airline and three hotel transfer partners (transferable points are among the best).

It's currently trading at 5.5 times enterprise value - to - estimated 2014 cash flow, which is below its group average of 7.2 times.

For instance, companies participating in Blue Startups, an incubator from Honolulu - based Blue Planet Software, receive $ 20,000 in cash and a variety of professional services valued at more than $ 500,000.

United Airlines — United has donated $ 1.1 million between cash contributions, food and amenity donations and value of relief flights.

The deal is valued was approximately $ 155 million in cash, with Evercore managing the process. www.bgfoods.com National CineMedia Inc. (Nasdaq: NCMI) has agreed to acquire Screenvision, a New York - based provider of in - cinema advertising, from Shamrock Capital for $ 375 million of cash and stock.www.ncm.com Recall Holdings Ltd. (ASX: REC) has acquired CitiStorage LLC, a New York - based records management company, for $ 47.2 million.

The talks are advanced and would likely see Aetna valued at between $ 200 and $ 205 a share and be comprised mainly of cash, the Journal reported.

The Alberta government's responsibility is to maximize the value of the resource, and so they must recognize that in - kind oil has a value, and treat it as they would cash.

The point is that the nation has received zero value from trillions in quantitative easing, and so if even 10 % of the 130 million households do something useful with their $ 10,000 in cash then that would be one heck of a lot more than we've gotten from the trillions thrown down the rathole of a venal, corrupted, insolvent banking sector.

Purchases of usage subscriptions (including credits, points, and / or virtual currency) or any virtual items made available on the online services are nonrefundable, have no monetary value (i.e., are not a cash account or equivalent), and are purchases of only a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable right to use, even if such came with a durational term (e.g., a monthly subscription).

The acquisition, expected to close in the first quarter of 2016, values Broadcom at $ 54.50 per share in cash — well higher than Broadcom's $ 47.06 per share closing price on Tuesday, but below Wednesday's media - fueled closing price of $ 57.16.

Phoenix Gold has reiterated shareholders should reject a cash and scrip takeover offer from Evolution Mining, even though a rise in Evolution's share price has boosted the value of the deal.

The tussle for control of Phoenix Gold intensified today after Zijin Mining Group struck a pre-sales agreement with one of the miner's largest shareholders, boosting its interest to 17.9 per cent ahead of announcing a cash takeover bid that values the business at $ 47 million.

The First - Time Donor's Super Credit will increase the value of the existing tax credit by 25 % on cash donations of up to $ 1,000 if neither the taxpayer nor their spouse has claimed the credit since 2007.

In Toronto, adult VIP and IMAX admission generally has a cash value of $ 19.99, AVX and 3D are $ 15.99, D - Box are $ 20.99 and general admission are $ 12.99.

It aims to arrive at the fair market price of a company by calculating anticipated future cash flows at the present value.

The most obvious way migrants could use blockchain technology to securely store money while traveling would be to convert cash into digital currency, but Soros dismissed the value of cryptocurrency, making clear he believed its primary appeal was «for tax evasion» and «the rulers of dictatorships.»

That increases the shares outstanding and dilutes the stake of existing shareholders, since shares issued by the company through the exercise of options are not sold in exchange for cash at fair market value but are exercised at a discount.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

And if you take a loan that is equal to the cash value of the policy, the insurance company will force the policy to lapse and you will be hit with a large tax bill.

You are also able to take money out of your cash value as a tax - free loan.

I prefer to start with the discounted present value of the after - tax cash flow and compare that to recent sales of similar firms.

As a simple rule of thumb, if the value of each point is less than 1 cent, use cash and keep your points for a higher - value opportunity.»

The cash - and - stock deal values Andeavor at about $ 152 per share, representing a premium of about 24 % to Andeavor stock's close on April 27.

The company's stock market value is down to just $ 1.1 billion — and that's with cash and marketable securities of almost $ 700 million on its balance sheet at the end of 2017.

Companies don't want to just sit on money, much for the same reason that investors don't like holding piles of cash either: Inflation erodes the value of the cash, so putting it to work makes sense.

If you choose instead to take the entire cash prize at one time, you get much less money up front: The cash payout value at the time of writing is $ 411.7 million.

For Musk to truly cash in to a tune of $ 50 billion, Tesla's market value must reach $ 650 billion.