Sentences with phrase «value of the collateral securing»

In many cases, lender's security interests are only protected to the extent they are consistent with the value of the collateral securing the loan.

Not exact matches

If you have any valuable assets (i.e. inventory, equipment, vehicles, electronics, property, contracts, pending invoice payments, etc.) you may be able to sell some of these at market value to generate quick cash, or use them as collateral in obtaining a secured loan.

«While asset monetizations enhance our liquidity, sales of producing natural gas and oil properties adversely affect the amount of cash flow we generate and reduce the amount and value of collateral available to secure our obligations, both of which are exacerbated by low natural gas prices..

Thus, they can not rely as much on the value of the housing collateral in securing their mortgage loans, and consequently now put more weight on the credit histories of the borrowers.

With that in mind, it's important to understand what collateral is, how lenders evaluate and value your collateral, and what some lenders use instead of specific collateral to secure a loan.

The Secretary shall accept, for the purpose of making a finding with regard to adequate collateral for a public entity, the net present value on a future stream of State or local subsidy income or a dedicated revenue as collateral offered to secure a loan.

It is true that the interest rate is a bit higher, that secured personal loans let you borrow as much money as you want up to the whole value of the asset used as collateral and that the loan length can be extended up to 30 years.

This comes down to the fact that collateral must match the value of the sum borrowed, so secured loans can be for any amount.

Collateral consists of value property put up to secure the amount of the loan.

If it's a secured loan, Alice may be able to have Bob's heirs continue paying or else she seizes the collateral; but she still has the risk of the collateral losing value.)

Secured loans, like mortgages, auto loans or payday loans require some form of collateral (property, like a house, car or other item) in case you go into default and the lender needs something of value to compensate for the loss.

A secured loan is a sum of cash given to you but you have put something of real value as collateral, usually real estate, sometimes a vehicle.

Secured loans are obtained when you present an item of value to serve as the appropriate collateral for the amount you are borrowing.

The value of the collateral farmers use to secure loans — crops and land — is diminishing.

The reason why secured loans are preferred is that they come with collateral, an item that matches the value of the loan that the lender can claim in compensation should the loan be defaulted upon.

Some partially secured creditors may have requested collateral that they knew would only cover some of the debt while others may have secured their loans with collateral that dropped in value, such as real property.

The fact that there is equity available on a property provides tranquility to a lender even if the property is not used as collateral because the lender knows that in the event of default, even though the mortgage lender has privileges over the property, he can still collect from the remaining amount produced by the sell of the property if the balance on the secured loan does not exceed the value of the property.

Asking for collateral is also pointless when the person owns nothing of value to secure the contract.

Secured lenders shy away from deals where the value of the collateral is harder to estimate and verify.

Secured creditors must be paid at least as much as the value of the collateral pledged for the debt.

For example, to keep a car the debtor may choose to redeem the debt (pay the secured creditor the value of the collateral in exchange for a release by the creditor of their lien) or reaffirm the debt (sign a reaffirmation agreement and continue to make car payments).

You may have to agree not to apply for C or use C any additional credit while you're participating in the plan, and a DMP is likely of little value if your problems stem from or involve your secured creditors holding your car, truck or home as collateral.

A secured debt is backed by collateral, or something of real value.

Naturally, a secured loan would be easier to arrange, as the value of the collateral compensates a potential lender for the risk that you will default on your loan.

Traditional lenders, like banks, typically look for secure assets like real estate or equipment as collateral; although anything of value the lender can sell to satisfy your debt should you default might be accepted — depending on the lender.

Most traditional lenders require collateral with a small business loan, but there are other lenders that do not require a specific type or value of a particular asset to approve a loan, but do secure the loan with a general - lien on your business assets.

Again, this differs from futures which get «trued - up» typically daily by a comparison of the market value of the future to the collateral securing the contract to keep it in line with the brokerage margin requirements.

Collateral assignment secures a loan in case of the borrower's death, using the face value of the policy (rather than accrued equity, as is the case with whole life insurance).

There are many benefits to owning a this type of policy such as dividend payments, cash value, secured asset for loan collateral, cash payment for final expenses such as burial expenses, estate and probate taxes.

The collateral used to secure the loan has value, which makes you less of a risk.

The benefits of Whole Life Insurance include cash value, dividend payments, secured asset for loan collateral and cash payment for final expenses, such as burial costs, estate and probate taxes.

Unlike traditional loan options, title loans are not limited by your bankruptcy status as title loans are collateral based loans that rely on the value of your vehicle to secure a loan.

Your repayment plan must include plans to pay priority claims in full, pay secured claims at minimum the value of the collateral and pay unsecured claims up to the amount creditors would receive if your assets were liquidated.

As a result, even if you have less - than - perfect credit or don't have specific collateral of sufficient collateral value to secure a traditional small business loan, there are loan options available (provided you can demonstrate other healthy business fundamentals).

The fund may loan portfolio securities to qualified broker - dealers or other institutional investors provided: (1) the loan is secured continuously by collateral consisting of U.S. government securities, letters of credit, cash or cash equivalents or other appropriate instruments maintained on a daily marked - to - market basis in an amount at least equal to the current market value of the securities loaned; (2) the fund may at any time call the loan and obtain the return of the securities loaned; (3) the fund will receive any interest or dividends paid on the loaned securities; and (4) the aggregate market value of securities loaned will not at any time exceed one - third of the total assets of the fund, including collateral received from the loan (at market value computed at the time of the loan).

Secured loans, like mortgages, auto loans or payday loans require some form of collateral (property, like a house, car or other item) in case you go into default and the lender needs something of value to compensate for the loss.

The benefits of Whole Life Insurance include cash value, dividend payments, secured asset for loan collateral and cash payment for final expenses, such as burial costs, estate and probate taxes.

This cash value can be counted as an asset on the balance sheet and used for a variety of business purposes such as meeting cash flow needs, collateral for securing a loan or supplementing retirement programs.

Collateral assignment secures a loan in case of the borrower's death, using the face value of the policy (rather than accrued equity, as is the case with whole life insurance).

There are many benefits to owning a this type of policy such as dividend payments, cash value, secured asset for loan collateral, cash payment for final expenses such as burial expenses, estate and probate taxes.

Term policies are only insurance; they have no cash value or added savings feature.However, during the life of the policy, you may be able to secure loans using death benefit as collateral.

The amount of the Bitcoin Secured Loan depends, in part, on the market value of bitcoins that you want or can pledge and the loan to market value of the Bitcoin Collateral ratio required by Unchained Capital (the «Loan to Market Ratio»)(e.g., if Unchained Capital requires a loan to market value ratio of 2 to 1, and the market value of the Bitcoin Collateral is $ 100, then the amount of the Bitcoin Secured Loan would not exceed $ 50).

If the market value of your Bitcoin Collateral decreases below the required Loan to Market Ratio or the ratio specified in your Loan Documents, then you will be required to either (a) provide additional Bitcoins as collateral to maintain the required Loan to Market Ratio in accordance with the Loan Documents or (b) repay part of the Bitcoin Secured Loan to maintain the required Loan to Market Ratio as determined by Unchained Collateral in its sole dCollateral decreases below the required Loan to Market Ratio or the ratio specified in your Loan Documents, then you will be required to either (a) provide additional Bitcoins as collateral to maintain the required Loan to Market Ratio in accordance with the Loan Documents or (b) repay part of the Bitcoin Secured Loan to maintain the required Loan to Market Ratio as determined by Unchained Collateral in its sole dcollateral to maintain the required Loan to Market Ratio in accordance with the Loan Documents or (b) repay part of the Bitcoin Secured Loan to maintain the required Loan to Market Ratio as determined by Unchained Collateral in its sole dCollateral in its sole discretion.

Where notes were made and secured by RE, at times the value of the note was also for other matters, increasing the note over the value of the collateral taken.

With these loans, collateral rather than credit score forms the basis of the loan, meaning that the funds you need can be secured based upon a percentage of the value of the collateral you can offer.