Sentences with phrase «value of the damaged item»

An RC settlement will buy new items to replace the damaged ones regardless of current market value, but an ACV settlement will depreciate the value of the damaged items based on age and condition at the time of loss.
With renters insurance, the insurer will cover most or part of the value of damaged items.
Even if you have elected to insure your business personal property on a replacement cost basis, any loss involving works of art will be determined based on the actual cash value of the damaged item.
Replacement cost value refers to the value of your damaged items that is determined by a few different factors.
Many renters like this option because your insurance policy will not subtract any depreciation value when determining the value of the damaged item.

Not exact matches

For Domestic Carriage Liability for loss, delay or damage to checked baggage, or any baggage or personal item which is taken into custody by Cape Air, is limited to the fair market value at the time of the loss, damage or delay and will not exceed (except for wheelchair and other assistive devices)(1) for on - line travel solely on Cape Air with no connecting service, $ 500 per passenger; (2) for interline travel where the Cape Air flight segment is included on the same ticket as a connecting flight segment of another airline with an aircraft of more than 60 seats, $ 3400 per passenger ($ 3500 per passenger effective August 25, 2015) as per federal rules; and (3) for interline travel where the Cape Air flight segment is included on the same ticket as a connecting flight segment of another airline with an aircraft of 60 seats or less, $ 500 per passenger.
Dual Energy x-ray systems bring value added detection features to identify missing product, damaged product, dented or altered packaging and presence of a premium item by discriminating materials by their chemical composition (atomic number).
Savage said the value of the stolen items often weighs far less on car owners than the sense of personal violation and the inconvenience and expense associated with repairing the damage to a vehicle.
The mod changes the damage values of the game's weapons to be more «accurate», makes the defense values of in - game armor more realistic, adds slower character progression in term's of the stats system, makes your hunger & thirst meters go down more rapidly and makes the shopkeepers in the game more shrewd about the prices they give for items that are bought or sold.
Keep in mind that the value of your household and personal items increase or decrease with each passing year, and it is your responsibility as the homeowner to keep an accurate inventory list with updated values so that should you need to claim due to damage, theft or loss, your payout will be an accurate reflection of the value of your goods.
But I fail to appreciate the entertainment value of reading of someone's AVOIDABLE misfortune when trying to follow a teardown posted here, and only in hindsight realizing that a «small step» that has been left out (such as checking to see that he or she removes a micro-SD card first) results in permanent and perhaps irreversible damage to the item needing repair.
actual cash value: the worth of a damaged or stolen item at the time of the loss.
Purchase Assurance Coverage protects you against damage or theft within 90 days of purchasing an item, up to a maximum value of $ 1,000 per claim and $ 25,000 per account every year.
Write a detailed list of all personal property that was damaged or stolen, as well as each item's estimated value.
They will also cover accidental damage or theft of items valued up to $ 1,000 for up to 90 days after purchase.
To minimize the financial damage of a tornado, Travis Biggert, chief sales officer at HUB International Mid-America, an insurance brokerage, says it's critical to add something known as replacement cost value (RCV) coverage, which covers the cost of repairing or replacing items at their current cost.
Actual cash value pays the current, depreciated value of an item that was damaged instead of the cost of replacing the damaged item with a new one.
«People often fail to realize that the insurance doesn't cover the market value of the condo but what it costs to replace lost items and repair interior damage,» Giulanti says.
Provide the adjuster with any pictures or receipts that will help assess the value of items damaged or lost.
Replacement cost means you can buy new items to replace the damaged ones rather than relying on the actual cash value of the property.
In most cases, it is advisable to give the young dog something to play with and / or chew on to avoid any damage to items of value.
Replacement value reimburses you for the price of new versions of the damaged or missing items.
Changed the method for rendering the world from Item Frames (1.8.x) to diamond hoe damage values (1.9.x) Added collision detection Added walking animations New control mechanism - select hotbar slot, then right click to run action (allows single pushes and button holding) Converted the Pokédex and other static menu items from maps to textures Results: Significantly reduced file size, elimination of ~ 25,000 command blocks (mostly from the Pokédex), more responsive controls
I also loved the added replay value with the StreetPass functions — defeating the Shadow Link characters of my friends was a lot of fun, and it was even more interesting to try the different «challenges» by equipping specific item and meeting certain conditions — take no damage, use no items, and so on.
Slimquick Location: Shops Scrounger — dig up 30 items (earn Guild Seals faster in combat) Stabber — kill 300 human enemies (+10 % chance of knockback vs. human enemies) Purge — kill 50 nobles (+10 extra damage) Value: 8100
In addition to damage to the dwelling, the homeowners» furniture was destroyed as were many other personal items, many of which held great sentimental value.
Because people's opinions vary widely regarding the dollar value of such items, awards for general damages can be inconsistent from case to case, although they generally fall within a certain range.
If you are seeking reimbursement for a phone, a pair of riding pants or a leather jacket, find your receipts for the items or provide your Illinois accident lawyer links on Amazon.com or another site so that you can establish the value of your damaged property.
A diminished ability to enjoy the day - to - day pleasures of life, «loss of enjoyment» is usually an item of general damages, meaning there is no precise way to place a monetary value on it.
Diminution, if proven, would be considered an item of special damages; the position is analogous to recovery of the pre-accident value in cases where the vehicle is an economic write - off.
The ACV policy is less expensive than the RCV, but it only pays the value of the item lost or damaged minus depreciation.
If you have replacement cost coverage, you'll be reimbursed the value of what it takes to replace the damaged item or items.
If you are covered for replacement value instead of cash value, you are paid enough to buy the item new instead of what the item is worth at the time it is damaged.
Accidents do happen with any freight carrier, and though claim rates are reported to be fairly low, you don't want to be among those 5 % whose shipped items were damaged or lost on the way, and certainly you don't want to be paid out only a minimal amount, which is much less than the value of the lost item.
Actual Cash Value (ACV) is the value of a damaged or stolen property item at the time of the Value (ACV) is the value of a damaged or stolen property item at the time of the value of a damaged or stolen property item at the time of the loss.
If you own renter's insurance and your valuables are destroyed or damaged by any covered causes, the policy will pay you the value of the items lost, up to the face value of your policy.
You will need to choose either «Actual Cash Value» coverage, which replaces damaged or stolen goods while taking depreciation into consideration, or «Replacement Cost» coverage, which will reimburse you the amount of replacement for stolen items at the current cost.
These items are not normally protected under any other policy and a good way to understand their value is to ask yourself how much it would cost to replace everything at once, in the event of loss or damage.
According to the Federal Motor Carrier Safety Administration, you have two options: full - value protection, which holds the mover liable for any damages, and released - value protection, a less comprehensive (but more affordable) coverage plan holding the company responsible for no more than 60 cents per pound of the item.
If you have your laptop, CDs, or any other item of value in the car with you during the time of an accident, and these items are damaged, chances are they aren't covered by your auto insurance.
Actual cash value means you'll be reimbursed for the cost of your damaged item at its current, depreciated value, while replacement cost means you'll receive the full cost of replacing the item with something new.
If your baggage is lost, damaged or destroyed during your trip we reimburse you for the actual cash value subject to the plan limits of the items lost, damaged or destroyed.
Reimbursement could be for the value of the items that are permanently lost or stolen, but could also be the repair costs for damaged luggage.
Replacement cost value is the amount it would cost to repair or replace a lost, stolen or damaged item with one of the same material and quality as the original — in today's market.
Replacement cost coverage usually reimburses you for the full cost of replacing the lost, stolen or damaged item, rather than simply reimbursing you for the value of the item at the time of the claim.
Recovery for damage or loss to personal property will be adjusted on the value of the replacement cost for each item, with no deduction for depreciation, provided the damaged property is replaced.
If your luggage is permanently lost, damaged or stolen, you can claim the value of those items with Tin Leg.
Moving companies are permitted to limit their liability for damages to more expensive items, including anything with a value of at least $ 100 per pound such as electronics, jewelry and collectables.
With a typical homeowners policy, after a loss you would be reimbursed based on your items» depreciated value (its original value minus depreciation for time, wear, damage, etc.), but with Contents Replacement Cost coverage, the value of any damaged or destroyed item is based on the cost of a new one with similar features.
Actual cash value coverage reimburses you for the cost of the lost or damaged item minus depreciation.
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