However, since they've bought it for less, they will often accept payment that's less than the face
value of the debt because anything more than what they've paid is profit.
Not exact matches
Corporate
debt in China exceeds 250 %
of gross domestic product, and the government has put restrictions on international investment
because the
value of the yuan was falling so fast.
Interest rate risk is the risk that
debt securities, and the Fund's net assets, may decline in
value because of changes in interest rates.
Even if income does not change by much, wealth can rise or fall
because of changes in the attitude
of investors toward risk, and declines in the
value of collateral behind
debt.
Because of this, most reverse mortgage agreements have a «non-recourse» clause, which guarantees that the total cost
of debt doesn't exceed the
value of the home.
The reason I am not including the
debt in any
of the estimates
of intrinsic
value is
because Dole, as a whole, now has total
debt of $ 1.4 billion but will be able to pay off all
of it if it chooses to after it receives the $ 1.7 billion from Itochu.
While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals are: 21 on the basis
of book
values, nearly 23 on the basis
of enterprise
value / EBITDA (which factors in the increasing share
of debt on corporate balance sheets), over 25 on the basis
of revenues, and 29 on the basis
of dividends (largely
because dividend payout ratios remain relatively low even on the basis
of normalized earnings).
That's
because, as Bloomberg Economist David Powell recently pointed out, the 191 billion euros
of new loans are less than the
value of bank
debt scheduled to come due this quarter alone.
Sandy and all natuarl disater ultimately reduce te overall
debt because of the money generated by rebuildng, the taes generated by the workers, the icrease
of land
value by rebuilding.
Failure shouldn't necessarily be blamed on transfers.It's part
of the reason but is not the only reasons.Other clubs which can't even buy like Arsenal have won very good trophies.Even at those times we were in
debt we had a good team capable
of winning the EPL or winng some
of the smaller trophies.But we just went on trophyless.Now we are almost
debt free and we are promised glory but honestly we don't even have the hope
of glory.The only thing that can save us is renewal
of the mind
of the manager and board.That will bring a positive change.It's only insanity to keep doing the same thing and expect different results.We have a lot to prove out there to the world
because the greatness
of Arsenal has really gone down in the face
of the world.They only see us as a team with good football that's all.The world doubts us and we have a point to prove.The
values of a club is as important as winning trophies.If not Arsenal wouldn't have been this top club that people talk about everyday were it fpr only
values or trophies.They go hand in hand.However, to the world trophies are very important and that fact can not be hidden.
This is in the interest
of the user,
because until they pay the
debt their bitcoins will have less
value because they can't be spend legally until the tax burden is paid.
The only reason why the book
value of the
debt is $ 26 billion is
because we are applying today's exchange rate which the same government succeed in collapsing to the
value of the
debt; and not the exchange rate at the time the money was borrowed.
Because of tax and
debt limits, educational districts could not raise tax rates or borrow more money using traditional Current Interest Bonds to compensate for the loss in revenue resulting from the decline in property
values.
Because adding
debt against the
value of your house increases your risk
of default, lenders charge higher interest rates for second mortgages.
Finally, maybe
because of debt ratio guidelines, or where your homes appraised
value came in, it may make a lot
of sense to select a no closing cost loan to make the deal work.
Because of this, most reverse mortgage agreements have a «non-recourse» clause, which guarantees that the total cost
of debt doesn't exceed the
value of the home.
A large credit card balance, for example, is a bad form
of debt because all those gadgets and groceries you paid for lose
value the instant you leave the store.
Movements in asset
values are self - reinforcing not
because of crowd opinion, but
because of the accumulation and decumulation
of debt and other financial claims.
I understand the idea
of deducting the excess cash
because it could be used to immediately reduce the
debt and boost the equity
value but... On one hand it seems logical to avoid deducting the cash that is not available for distribution (i.e. couldn't be extracted from the operations), on the other hand that is exactly the part
of the cash that is less likely to bear interests.
Therefore being a homeowner reduces the risk involved in the transaction for the lender
because there is a property
of significant
value which can be sold to repay the
debt in case
of default even if they have to wait for a long legal process.
Das says that
because so much subprime
debt is held by CDOs, there is constant risk that the
value of the investment can drop or collapse....
I'm a first year student in grad school, getting my MBA and have an undergrad degree in biotech... I currently have around $ 50,000 in student
debt and I have forecasted a total net present
value of my
debt to be around $ 75,000 when I finish... I also was foolish enough to take out an $ 10,000 loan to get a motorcycle
because apparently my «
debt» counts as «good credit» and since i've been dying to get a bike, they allowed me too... so now I pay off my motorcycle interest payments with student loans... interesting huh?
Credit cards are bad
debt because the overwhelming majority
of credit card purchases are things that lose
value.
Owning your own home is a good
debt is
because it is an investment — it gains
value instead
of losing it.
a feature
of certain
debt instruments that allow for the estate
of a deceased investor to «put back» or redeem that instrument without penalty; bonds that carry a survivor's option usually redeem for par
value when the survivor's option is exercised; in either case the benefit
of the survivor's option can not be realized unless the original investor in the asset has died;
because investor mortality risk must be taken into account when underwriting assets that carry a survivor's option, these assets are more complex and expensive to issue; also known as a «death put»
Because all
of this lending is really driven off
of ratios, the amount
of debt to the
value of the property.
Recently, SFAS 159 has come into the news
because some securities firms used it to book gains
because the market
value of debt that they issued had fallen.
Nationwide Mortgage Loans offers Utah homeowners the opportunity to consolidate their credit card
debts and earn additional tax incentives
because in most cases, mortgage interest is deductible to 100 %
of your homes» appraised
value.
Credit card
debt is considered unsecured
debt,
because there is nothing
of value backing the
debt, only the borrower's credit history.
One
of the best types
of debt to take on is a mortgage
because houses usually increase in
value over time, unlike most other items you might buy.
A mortgage is a secured
debt because the loan is backed by the
value of the house itself.
That good, not just
because of the time
value of money, but also so we don't have to worry too much about credit risk since most
of Mallinckrodt $ 5.9 billion in
debt is due between 2022 and 2025.
Negative equity can occur
because of a decline in
value, an increase in mortgage
debt or a combination
of both.
For a start, having
debt on appreciating assets such as a mortgage on your home can be a good thing
because the
value of your house will be increasing at a rate that is far greater than the amount
of money that you could save and quite possibly you would never be able to save the amount
of money required to purchase a house in the first place.
A proposal is a better option than informal
debt settlement
because it is binding on all your unsecured creditors once accepted by a majority
of your creditors based on dollar
value.
Non-recourse
debt is different
because the borrower is never responsible for paying more than the
value of the collateral.
The ideal result should be 85 % after dividing total
debts by the
value of a house
because that is the maximum threshold for private mortgage lenders in Cornwall, Ontario.
This can cause an inconsistency in the measurement
of the
debt - equity ratio
because equity will usually be understated relative to
debt where book
values are used.
The
value of a property minus its
debts is important
because it shows a private mortgage lender that they can recoup from the sale
of a property whose owner was unable to repay.
This is
because book
values of assets (and hence equity) are usually lower than their market
value (e.g. due to historical cost convention and impairment losses) whereas the book
value of debt remains relatively close to its market
value (e.g. interest on bank loan is usually adjusted periodically in line with prevailing market interest rates).
In this awkward situation you continue to produce oil,
because it may keep you from defaulting on your
debts, even though you are not earning what is needed to justify the GAAP book
value of your firm.
Unless the fair
value accounting leads a company to violate a
debt covenant, typically it does not have that much effect,
because it does not change the pattern
of cash flows that the company will generate.
Further, the
value of the service that a
debt settlement company offers a consumer is speculative
because, at the time that the company enrolls a consumer and collects an initial fee and obligates the consumer to pay other fees, the company does not know what terms, if any, it will be able to negotiate on behalf
of the consumer.
Interest Rate Risk, which is the chance that the
value of debt securities overall will decline
because of rising interest rates;
Just
because the stock market as a whole is overvalued and high
debt levels will make growth difficult and surprises more likely to be negative than positive, it doesn't mean that there aren't plenty
of stocks that are undervalued and where intrinsic
value is, in fact, growing.
There's no incentive for them to cancel your miles on account
of bankruptcy, and no other creditor would seek to have you sell them to repay a
debt because the terms and conditions say that the points «have no cash
value and are void if sold, purchased, brokered or bartered.»
Under the new plan, unsecured creditors will own approximately 32.5 %
of the company; however, the Monitor believes that the company will be worth more
because there is less
debt, thus increasing the notional
value of the unsecured creditors» share
of the company.
Because about $ 32 - billion in
debt will be piled on to the company to finance the buyout, the bonds that were not taken out lost a significant amount
of value.
The valuation date is important
because the
value of assets or
debts can change abruptly, affecting the equalization payment greatly.
For example, I used it in a case where someone fraudulently sold ditch company shares worth several hundred thousand dollars (in Colorado, water is gold) that he didn't own (a transaction that could not be unwound
because the buyer was a bona fide purchaser for
value and the seller had apparent authority as a trustee
of a trust owning the shares even though he didn't have the actual authority to sell them under the trust) and then spent the money he received before he was discovered (if I recall correctly, for gambling
debts).