Sentences with phrase «value of the life insurance through»

If you can learn how to use the cash value of the life insurance through withdrawals up to cost basis and through preferred policy loans, you can avoid paying taxes on the gains.

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Whole Life Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawLife Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witInsurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawlife insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witinsurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawlife insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witinsurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawals.

The life insurance cash value is the amount of money you have built up through your premium and investment interest for the length of time you have owned the policy.

Because we advocate using permanent life insurance for tax advantaged cash value accumulation through paid up additions AND other approaches, we suggest that convertible term will allow you increase your base of permanent life insurance as your needs and budget increase.

Parity Parity price Participating preferred stock Participating (semi-fixed) Trusts Partnership Par value Passive income Pass - through security Payment date P / E ratio Penny stocks PHA Bonds Phantom income Pink sheets Placement Ratio Plan completion life insurance PN Point Portfolio income Position limits Positions book Pot Power of attorney Pre-dispute arbitration clause Preemptive right Preferred stock Preliminary prospectus Preliminary study Preliminary statement Premium Pre-refunding Pre-sale order Price to Earnings ratio Primary distribution Primary market Prime rate Principal Principal stockholder Principal transactions Private placement Private placement memorandum Private securities transaction Proceeds sale Production purchase program Profile Profit - sharing plans Program trading Progressive tax Project note Prospectus Prospectus delivery period Proxy Prudent Man Rule Public float value Public Housing Authority Bonds Public Offering Public offering price Purchaser's representative Put bond Put option Put spread

When going through bankruptcy you are only entitled to keep certain properties: A single vehicle up to a certain value, necessary clothing, tools you strictly need for your job, small personal belongings up to a certain value, insurance up to a certain value too, the property where you live, part of your earned (yet unpaid) wages, social benefits, necessary house appliances and other home equipment, etc..

This an important advantage when considering permanent life insurance strategies such as the infinite banking concept ®, which is based upon a number of concepts such as the velocity of money and creating financial arbitrage to facilitate other activities such as real estate investing through cash value life insurance.

And with a properly designed policy, you can use the cash value life insurance as a safe bucket, conducting much of your financing in and through the policy.

So, our evaluation of the best whole life insurance companies tends to FAVOR those companies that offer the most benefits for maximum cash value accumulation through additional riders, such as paid - up additions.

These high cash value life insurance policies are an asset and can be used as tools for acquiring even more assets, through strategic private banking, where you focus on the velocity of money.

One of the more interesting cash value life insurance policies is offered through Voya.

In general, life insurance policy cash value can be used to supercharge the life insurance policy through paid up additions AND the cash can later be freely utilized to take advantage of other investments through life insurance policy loans, allowing for maximum financial leverage and the velocity of money.

Penn Mutual's participating whole life insurance policy provides all the guarantees of whole life, with an opportunity for increased cash value accumulation through annual dividends paid to policyholders.

The cash value of a whole life insurance investment policy can be accessed without having to jump through the various hoops that are necessary for a bank loan, including a credit check and reams of paperwork.

You may have group life insurance through work, but the face value of employer - based policies is generally low — typically one or two times your annual salary.

A flexible - premium universal life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, so you can participate in the upside potential of the equities markets with built - in guaranteed downside protection.

Offered through The Independent Order of Foresters, SMART Universal Life Insurance provides flexible permanent coverage with both a death benefit and cash value growth.

A flexible - premium, cost - effective life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

Variable Universal Life from Foresters Life Insurance and Annuity Company offers the benefits of Universal Life with an additional opportunity to grow your cash value through the allocation of premiums to professionally managed sub accounts or a fixed account.

Contrasting this with investing in whole life insurance and we have another powerful example of strategizing using the tax code via the ability to grow your cash value through tax free dividends in a whole life insurance policy from a mutual insurance company.

A flexible - premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

Don't miss the fact that in the above examples, your money is working hard and has never stopped moving, i.e. the velocity of money... this is the essence of the conduit whole life insurance strategy because your cash value policy has served as a natural channel through which your money moves continually, growing perpetually to fund both your safe bucket and higher risk opportunities.

And although we believe that the best home base for your money is a cash value life insurance policy, you will enhance your wealth building capabilities outside of your policy through different opportunities that increase your velocity of money.

What is the total value of your existing life insurance policies including any group coverage through work?

4) Cash Value Life Insurance — Refers to permanent life insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of the poValue Life Insurance — Refers to permanent life insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of the polLife Insurance — Refers to permanent life insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of thInsurance — Refers to permanent life insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of the pollife insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of thinsurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of the povalue accumulation portion which grows tax free through the life of the pollife of the policy.

For those with children, any available cash value that a life insurance policy may have accumulated can be accessed through policy loans and withdrawals to help fund a variety of expenses ranging from day care to supplementing college funding.

Through your whole life insurance policy, you can build a tax - deferred cash value that can be added to your death benefit or can be taken out of your account to use.

A flexible - premium life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, which gives you the opportunity to participate in the upside potential of the equities markets with built - in guaranteed downside protection.

Low cost insurance life policy that offers lifetime insurance protection, as well as potential accumulation of cash value through allocation to a Select Account and / or Fixed Account

As a form of permanent life insurance, this plan provides death benefits and a cash value accumulation feature which grows through the life of the policy.

The life insurance cash value is the amount of money you have built up through your premium and investment interest for the length of time you have owned the policy.

The variable life products are offered through registered representatives to consumers who are looking to more aggressively grow cash value inside of their life insurance for later access or policy growth.

Let's take a quick tour through Dave Ramsey's thoughts on whole life insurance, such as when he calls cash value life insurance, like whole life insurance, «one of the worst financial products available.»

Universal and whole policies are types of permanent life insurance that typically gain cash value through interest.

While permanent life insurance policies have a cash - value component that accumulates savings and can be invested, you'll have the greatest control over your money and the potential to earn the highest returns if you invest it yourself, through the brokerage of your choosing, rather than through a life insurance policy.

Term - life insurance through State Farm is available in terms of 10, 20 or 30 years for up to $ 250,000 face value.

One advantage of cash value life insurance is the option to use funds through tax - free policy loans.

Term life insurance through Transamerica is offered in policy terms ranging from 10 to 30 years in five - year increments in values of $ 25,000 to $ 2,000,000.

Universal life insurance also contains an element of long - term investment strategy because it required you build the values in the investment portion through part of the amount you pay monthly.

Whether you get auto insurance quotes from a live person or through an online comparison engine, moving beyond the face value data and exploring various options can sometimes uncover a tidy sum of savings you may not have known existed.

You control the value because it's locked in through a legal agreement between you and the life insurance company for the life (the term) of the policy for 10, 15, 20, 25, or 30 years.

A permanent life insurance policy has the death benefit like term insurance, but also has the added advantage of a cash value accumulation component which grows through interest accumulation.

«Life insurance cash values can be accessed during the policy owner's lifetime through two ways, loans and withdrawals,» says Jason Silverberg, vice-president of financial planning at Financial Advantage Associates (Rockville, Maryland).

They have almost no knowledge of the value of insuring their balance through life insurance.

Had she used a combination of irrevocable trusts and cash value insurance to shelter $ 500,001 of her estate's value, her net worth would have remained the same, she could have accessed her investments through sheltered withdraws from her life insurance policies, and her estate would have been immune to the estate tax.

A type of permanent life insurance that provides term life insurance coverage as an annual renewable term policy while combined with a cash account that can generate cash value through using financial vehicles like money market accounts, index funds, or mutual funds depending on the type of Universal Life policlife insurance that provides term life insurance coverage as an annual renewable term policy while combined with a cash account that can generate cash value through using financial vehicles like money market accounts, index funds, or mutual funds depending on the type of Universal Life policlife insurance coverage as an annual renewable term policy while combined with a cash account that can generate cash value through using financial vehicles like money market accounts, index funds, or mutual funds depending on the type of Universal Life policLife policies.

Those policies didn't take into account that, as the 20th century ended and we lived through the first 15 years of the 21st, interest rates would drop into the single digits — playing havoc with cash value's growth and undermining the earnings needed to maintain the insurance.

These high cash value life insurance policies are an asset and can be used as tools for acquiring even more assets, through strategic private banking, where you focus on the velocity of money.

Life insurance protection with the potential for cash value accumulation through customized, professionally - managed investment portfolios as well as a wide array of investment options of your choice.

As discussed above, whole life insurance, as well as other types of permanent life insurance with cash value, allows access to the cash value in your policy through policy loans.