Sentences with phrase «value of the loan amount»

Not exact matches

Before the economic and credit boom of the 2000s, traditional lenders for commercial real estate capped their loan amounts at 65 percent of the value of the property.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

SBA loans are secured by both business and personal assets until the recovery value equals the amount of the loan.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

In California, for example, the disclosure must identify the dollar amount of the payments being sold, the present value of those payments based on a federally established interest rate, the amount being paid to the seller, and the interest rate calculated as if the transfer were a loan and not a sale of the payment rights.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

For homeowners who owe more on their mortgage than their house is worth, or whose mortgage amount is more than 80 % of their home value, HARP provides a way to switch into a more affordable loan.

Because the loan is secured, the loan value can not exceed the amount of money in your account.

When borrowers request a loan for an amount that is at or near the appraised value, and therefore a higher loan - to - value ratio, lenders perceive that there is a greater chance of the loan going into default because there is little to no equity built up within the property.

Your title loan size may be determined by the amount of cash you need, your vehicle's value, and your ability to repay.

take a small amount of financing either through a government grant program, a loan, or by selling an ownership interest in the technology to a third party; do this in order to further develop the technology and increase the likelihood of a successful licensing outcome (or to maximize the value of a licensing deal)

The policy loan provision stipulates the amount you can borrow against your cash value, the rate of interest, and other terms for policy loans.

The annual premium is based on your loan amount, the loan - to - value ratio and the term of your mortgage.

The displayed rates and APRs assume a loan amount of $ 260,000, an owner occupied single family detached home located in Pennsylvania, first time usage of VA eligibility, a loan - to - value ratio of less than 80 %, a credit score of at least 740, and a debt - to - income ratio of less than 50 %.

First choose the company loan you want to invest in, then simply enter the amount you want to buy, from a minimum of # 20 up to the entire available investment value.

The amount of the loan will largely be dependent on the value of your underlying asset and how easily they can be converted to cash should the need arise, although not desired.

The value of housing loan approvals peaked at around $ 15 billion a month in October 2003 and has now fallen in each of the four months to February, to an amount currently around $ 12 billion a month.

This is the total amount of your loans as a percentage of your home's total value.

Customer further acknowledges their personal responsibility for the negative equity on their trade - in (calculated as the difference between the actual cash value of the trade - in and the amount owed on the loan).

This is an important factor for refinance loans that require a minimum loan - to - value (LTV) percentage and for cash out refinances where you want to take a specific amount of cash out of your existing equity.

Loan - to - value (LTV) is the amount of money you owe on your home in relation to how much the home is worth.

Please note that the policy's death benefit and cash value will be reduced by the amount of any loans or withdrawals you take.

If your loan amount is 80 % or less of your current value, you do not incur new PMI.

Your rate is calculated based on a variety of factors, including credit qualifications, loan - to - value, loan amount and other criteria, but will generally be about the same as other fixed rate and adjustable rate mortgage loans.

Home values are rising, and FHA loan holders should consider getting rid of an expense that often amounts to hundreds of dollars per month.

Your rate is calculated based on a variety of factors, including credit qualifications, loan - to - value, loan amount and other criteria.

Your rate is calculated based on a variety of factors, including credit qualifications, loan - to - value, line loan amount and other criteria, but generally may be higher than a conventional loan interest rates.

The following payment example assumes a loan with points and that the purpose of the loan is to purchase a property, with a loan amount of $ and an estimated property value of.

The following payment example assumes a loan with points, a loan amount of $ and an estimated property value of.

The guarantee fee is based on the loan's repayment terms and the dollar amount guaranteed, not the total value of the loan.

Though there may be some risk that the value of the house, the income from a business, or the return on stocks will not turn out as hoped, the loan will be paid off in a specified amount of time, and the interest rate will be locked in for the term.

The amount of loan given will be largely dependent on the value of the underlying asset.

Also, going to court over such a small amount of money might cost more in administration and fees than the value of the loan.

In December of 2016, HUD officials announced that they would be increasing the maximum loan amount for most counties across the U.S., in response to home value increases during 2016.

Once you have gotten the future value of the loan using the compound interest formula above, you can now deduct the principal loan amount from it to get your compound interest.

If the loan is for more than the fair market value of your home (i.e., if your mortgage is underwater), then the loan amount that is over the fair market value counts as a liability under the net worth test.

The higher the loan - to - value ratio, the more risk the investor might lose a significant amount of their principal investment in a downturn.

Selling loans isn't a good way to boost your revenue (since the value of the future payments is hopefully larger than the amount loaned due to interest), but it would provide immediate cash to pay down a deficit.

a) the value of any imported goods; b) the value of any imported services, including management services; c) any amounts remitted out of Zambia whether unrequited (gratuitous) or otherwise; d) the amounts, if any, deposited abroad but generated by a person resident in Zambia from the supply of goods produced or services rendered in Zambia; e) loans granted to non-residents; f) trade credits from non-residents; g) investments made in the form of equity outside Zambia by persons resident in Zambia; and h) investments made in the form of debt securities outside Zambia by persons resident in Zambia.

Allows a direct loan or loan guarantee applicant to propose, and requires DOT to accept as a basis for determining the amount of a credit risk premium any of the following in addition to the value of any tangible asset:

- The rate in your individual financing package is influenced by a number of factors, including your credit history, the term of your loan or lease, the amount financed, and the residual value of the vehicle you lease.

* The amount cancelled could be limited if the amount of the loan or lease exceeds a certain percentage of the actual value of the covered vehicle.

Insurance typically pays the vehicle's actual cash value rather than the amount remaining on your loan or lease, which could leave a financial «gap» of thousands of dollars.

If the lending institution quotes you the «loan value» or «financial value» of the car, that amount typically is 80 percent of what the car is selling for in your area.

It varies based on the length of the loan, the amount borrowed and the initial loan - to - value ratio, or LTV.

It may be possible to cancel private mortgage insurance at some point, such as when your loan balance is reduced to a certain amount — below 75 to 80 percent of the property value.

In the event that the loan amount exceeds the value of the home, your estate or heirs will only be responsible for paying off the loan up to 95 % of the home value.

For home equity loans and lines of credit (1) Maximum loan amount depends on home value and total loans secured by home (2) Property insurance required (3) Consult your tax advisor about tax deductibility (4) Closing costs are $ 149 for home equity loans and home equity lines of credit plus cost of appraisal, if needed, and can range from $ 400 to $ 700 (5) No annual fee for qualified credit (6) For balloon products, balance might not be paid in full by end of term.