Sentences with phrase «value of the policy in»

• Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases.
With a variable life insurance policy individuals can invest the cash value of their policy in a number of investment vehicles, including stocks, bonds and or a combination of the two.
Also, if you take a partial withdrawal from the cash value of your policy in an amount greater than your total premiums, the withdrawal in excess of your total premiums is considered taxable income.
The cash value of the policy in Year 10 will be 300 (from the chart) multiplied by $ 250 (thousands in death benefits), or $ 75,000.
When you speak to an agent about Fall River renters insurance, talk about the value of your property and get the value of your policy in line with it.
You can borrow money against the cash value of your policy in case of urgent need.
Therefore, most people reduce the death benefit significantly to keep premiums about the same, which can undermine the value of the policy in protecting the beneficiary.

Not exact matches

The same follows for annuities and the cash value in your life insurance policy, said David E. Hultstrom, co-founder of Financial Architects in Woodstock, Georgia.
«No matter how Adblock Plus tries to justify their form of extortion, or make it seem harmless, it is a practice that will continue to erode the value exchange that powers the free and open Internet,» said IAB public policy chief Dave Grimaldi in a statement.
A peer - reviewed study by researchers at the University of British Columbia and Simon Fraser University, published recently in The International Journal of Drug Policy, pegged the retail value of marijuana consumption in B.C. alone at between $ 443 million and $ 564 million.
If the price of Bitcoin goes up, your option expires like an unused insurance policy and the coins you own go up in value, where you get a profit.
Policy makers pleaded innocence, saying the adjustment was part of a broader strategy to give markets a larger say in the yuan's value.
The National Foundation for American Policy, a nonpartisan think tank, found in March that immigrants had started more than half of the current crop of U.S start - ups whose values topped $ 1 billion.
United will adopt a «no questions asked» policy on permanently lost baggage, paying customers $ 1,500 for the value of the bag and its contents, beginning in June.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Deputy Crown Prince Mohammed bin Salman, who is in charge of the Saudi Arabia's economic policy, has said the IPO will value Aramco at $ 2 trillion or more, which is around two - thirds the size of the entire London Stock Exchange.
In fact the success of our policy was dependent upon the ability of our employees to strongly own our company's values of partnership and empowerment.
Martin Moen, the director general at Global Affairs Canada who oversees North American trade policy, told a conference in Ottawa earlier this month that it would be «very difficult to see a path forward» for NAFTA if the U.S. continued to insist on changes that would constrain cross-border commerce, such as a the suggestion that the value of U.S. government contracts won by Canadian and Mexican firms should match the value of contracts American companies secure in Canada and Mexico.
«He has been terminated for conduct inconsistent with our values and in violation of our policies,» Michele Davis, a spokeswoman for New York - based Morgan Stanley, said Thursday in a statement.
«I resigned because the traditional core values of the United States, as manifested in the president's National Security Strategy and his foreign policies, have been warped and betrayed,» Feeley wrote.
Thus every policy an organization puts in place ought to be thought of as grounded in one or more ethical principles or values.
More than half of the highest - valued startups in the U.S. were founded by immigrants, according to a study from the National Foundation for American Policy.
In the end, I have concluded that Johnson & Johnson has a responsibility to remain engaged, not as a way to support any specific political agenda, but as a way to represent the values of Our Credo as crucial public policy is discussed and developed.
India's GDP is currently valued around $ 2 trillion as of 2014, according to the World Bank, and the Indian government - created policy think tank Niti Aayog projects the nation's economy will hit $ 10 trillion in 2032.
In the case of limiting exports of refined fuel to B.C., he said, the government could argue it is simply pursuing a policy of enhancing value by relieving a glut of unprocessed oil from the oilsands for the good of its citizens.
Michael Pettis, a professor of finance and economics at Peking University, is an expert in the Chinese economy, and he has argued for years that China's trade surplus with the United States and the rest of the world is driven by much stronger forces that the value of the Chinese currency or differences in tariff policy.
By keying in a range of values for comparison, the user can determine the best inventory strategies or financing policies to increase a company's cash flow.
You would need to take advantage of the cash value of the policy or have it as a part of your estate plan in order for the investment to make sense.
While the Fed's zero interest rate policy has yet to lever much in the way of a domestic spending rebound, no one can doubt its ability to drop the value of its currency.
That some of the forces governing capital flows and asset values are driven not by market - determined expected return but by policy measures directed at, for example, an exchange rate objective means that at least some of what we observe in global capital markets may be attributed to these distortions.
(Australia ended policy similar to supply management in 2000; a tax of 11 cents per litre was applied to milk and producers were then paid out for the extra but artificial value of their supply - managed assets.)
Your life insurance net cash value is the «actual» surrender value of the policy, and you will typically find it listed separately in your life insurance statements.
A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.
Both the findings from the poll and a series of anecdotal interviews conducted with Vancouver - area youth alongside the survey reveal that younger millennials in particular take a very pragmatic approach to engaging Asia, which may mean taking a step back from the values - driven foreign policy of previous eras and toward a recognition of the practical economic necessity of trading with countries such as China.
By taking half the punch out of the one / two fiscal / monetary punch, dysfunctional and mindlessly austere policy makers have contributed to the loss of hundreds of billions in value - added.
In addition if the loan, plus unpaid interest, exceeds the size of the cash value, your policy will lapse and you can lose your coverage.
Pursuant to the policy, as revised in February 2009, at each annual meeting of our stockholders, provided that the director has served on the Board for at least six months prior to the annual meeting, a non-employee director would be granted RSUs having a value equal to $ 225,000 divided by the lesser of (i) the trailing average closing trading prices of our common stock for the 180 - day period preceding and ending with the date of the RSU grant or (ii) such number of RSUs as the Board may determine based on additional criteria such as business conditions and / or company performance, outside director compensation practices at peer companies and advice from outside compensation consultants.
¹ Access to cash values through borrowing or partial surrenders will reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.
lets say jgbs yield -1 % and the boj pays the banks plus 5 %, if this policy is credible in anyway it will only be so to the extent that banks are willing to hold an unlimited quantity of this asset as a store of value.
«The Chinese government is set to announce a revision of its currency policy in the coming days that will allow greater variation in the value of its currency, combined with a small but immediate jump in its value against the dollar, people with knowledge of the consensus emerging in Beijing said Thursday.»
In fact, the move was so large that it prompted the leaders from the G5 countries to implement a policy to reduce the value of the US Dollar.
Consider these risks before investing: The value of securities in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons, including general financial market conditions, changing market perceptions, changes in government intervention in the financial markets, and factors related to a specific issuer, industry, or sector and, in the case of bonds, perceptions about the risk of default and expectations about changes in monetary policy or interest rates.
Because the higher standard deduction will exceed the value of itemized deductions for many taxpayers, the Tax Policy Center estimates that more than 25 million families will stop itemizing in 2018 — that's more than half the number of people who have itemized in recent years.
The concept has since been adopted by the United Nations» Millennium Ecosystem Assessment (2005), which grimly reported that two thirds of the earth's ecosystems are in decline and urged governments to adopt policies that «recognize the true value of nature.»
In addition to the non-employee director compensation policy, in connection with this offering, we adopted a director stock ownership policy encouraging non-employee directors to hold shares of our Class A common stock with a value equal to at least one times the fair value of the director's annual equity awarIn addition to the non-employee director compensation policy, in connection with this offering, we adopted a director stock ownership policy encouraging non-employee directors to hold shares of our Class A common stock with a value equal to at least one times the fair value of the director's annual equity awarin connection with this offering, we adopted a director stock ownership policy encouraging non-employee directors to hold shares of our Class A common stock with a value equal to at least one times the fair value of the director's annual equity award.
In addition, in connection with this offering, we adopted an executive stock ownership policy encouraging Mr. Garutti and Mr. Uttz to hold shares of our common stock with a value equal to two and one times each of their annual base salaries, respectivelIn addition, in connection with this offering, we adopted an executive stock ownership policy encouraging Mr. Garutti and Mr. Uttz to hold shares of our common stock with a value equal to two and one times each of their annual base salaries, respectivelin connection with this offering, we adopted an executive stock ownership policy encouraging Mr. Garutti and Mr. Uttz to hold shares of our common stock with a value equal to two and one times each of their annual base salaries, respectively.
In addition, we intend to adopt an executive stock ownership policy encouraging Mr. Garutti and Mr. Uttz to hold shares of our common stock with a value equal to two and one times each of their annual base salaries, respectively.
In addition to the non-employee director compensation policy, we intend to adopt a director stock ownership policy encouraging non-employee directors to hold shares of our Class A common stock with a value equal to at least one times the fair value of the director's annual equity award.
To recap, Bitcoin is an attempt to create a distributed, open - source form of virtual currency that relies not on gold bars in Fort Knox or the monetary policy of a central bank for its value, but on a computerized ecosystem.
As Ron Hira, an Economic Policy Institute research associate and an associate professor of public policy at Howard University outlines in this blog for the Economic Policy Institute: «These two India - based IT firms specialize in outsourcing and offshoring, are major publicly traded companies with a combined market value of about $ 115 billion, and are the top two H - 1B employers in the United SPolicy Institute research associate and an associate professor of public policy at Howard University outlines in this blog for the Economic Policy Institute: «These two India - based IT firms specialize in outsourcing and offshoring, are major publicly traded companies with a combined market value of about $ 115 billion, and are the top two H - 1B employers in the United Spolicy at Howard University outlines in this blog for the Economic Policy Institute: «These two India - based IT firms specialize in outsourcing and offshoring, are major publicly traded companies with a combined market value of about $ 115 billion, and are the top two H - 1B employers in the United SPolicy Institute: «These two India - based IT firms specialize in outsourcing and offshoring, are major publicly traded companies with a combined market value of about $ 115 billion, and are the top two H - 1B employers in the United States.
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