Sentences with phrase «value of the policy pays»

In many of these cases, a term life insurance policy is often the most inexpensive choice and the full face value of the policy pays out on the policy holder's death.

You can also get the face value of your policy pay to you while you are still alive if you become dismembered.

Not exact matches

United will adopt a «no questions asked» policy on permanently lost baggage, paying customers $ 1,500 for the value of the bag and its contents, beginning in June.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The value and cost of these policies depend on several factors: how the buyer chooses to pay premiums, how the market plays out and how the insurer calculates the death benefit.

(Australia ended policy similar to supply management in 2000; a tax of 11 cents per litre was applied to milk and producers were then paid out for the extra but artificial value of their supply - managed assets.)

But you need to either pay interest out - of - pocket annually or carefully monitor the size of the loan as compared to the policy's cash value.

Cash value life insurance policies are typically permanent, meaning you have coverage for the entirety of your life so long as premiums are paid.

lets say jgbs yield -1 % and the boj pays the banks plus 5 %, if this policy is credible in anyway it will only be so to the extent that banks are willing to hold an unlimited quantity of this asset as a store of value.

Property and casualty insurance companies invest a substantial percentage of book value and policyholder «float,» which is money they hold until policy claims are paid out but do not own, in investment - grade bonds, particularly corporate bonds.

You will receive tax receipts based on the present value of a paid - up policy or equal to the insurance premiums you pay for the policy.

In other words, their policy will replace the product you ordered instead of paying the value of your order.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

A portion of your premium pays for life insurance coverage equal to the face value of the policy.

A policy that pays dividends is able to increase in value above and beyond the interest that other types of permanent life insurance policies accumulate.

The taxable amount would be the the death benefit minus the value of whatever was paid to you, as well as any amount paid in premiums since they acquired the policy.

I think an urgent decision at the highest level must be taken by the Arsenal Board to the effect that the policy of the Club setting a value on a possible newcomer and then refusing to pay beyond that figure MUST BE ABANDONED.

At the time he said within a short space of time, the Ghanaian worker will experience improved wages, reduced cost of living, increased job opportunities, with a value addition in industrialisation to create jobs with good pay across Ghana, while maintaining a safe and peaceful worker environment necessary for the progressive programmes and policies that the NPP have for the people of Ghana.

This policy has been in existence since the advent of the fourth republic and persons benefitting from it are made to pay a commensurate value objectively determined by professional valuers.

Things are even trickier with housing where Tory policies such as «pay to stay», Right to Buy for housing association tenants, and forced sales of high value council homes, have all made things worse while claiming to make things better.

«Would there be greater value to the community,» asked Ron Deutsch, executive director of the Fiscal Policy Institute, a labor - backed think tank, «if Corning were just paying what they should be paying, like almost every other business?»

They sneak the auto renewal payment into the terms of conditons so even tho I paid for a month it renews every month for the one month payment is more expensive than just got a valued bundle deal and theres no refund because thats their policy so now this crappy app just charged me for an extra month I won't be using this app.

A Department of Education spokesperson said: «We recognise and value the hard work of teachers which is why we have accepted the pay deal proposed by the independent School Teachers» Review Body, in line with the 1 per cent public sector pay policy.

All public policy decisions reflect a set of choices, and Mayor de Blasio and teachers union head Michael Mulgrew have just decided they value retroactive pay over the security of the city's pension plan.

Whole life and universal life policies build up cash value, consisting of the premiums you pay and the income those premiums earn, minus the cost of the insurance.

As in starting any other business, the cash value may not equal initial deposits for some time, however this will catch up as the policy is funded, with the help of paid - up additions.

You can always borrow against the cash value of the policy, and you won't have to pay any taxes on that accumulation unless you choose to redeem it.

If you die as the direct result of a vehicular, air, or sea accident that you did not deliberately cause, your insurer will pay your beneficiary the accidental death benefit, which is normally twice the value of your insurance policy's face value.

However, this option is typically only available once your life insurance policy's cash value has reached a certain size, which may take five to ten years of paying premiums.

Cash value life insurance policies are typically permanent, meaning you have coverage for the entirety of your life so long as premiums are paid.

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

But you need to either pay interest out - of - pocket annually or carefully monitor the size of the loan as compared to the policy's cash value.

Universal life insurance is essentially a version of whole life insurance but with the added flexibility of using the policy's cash value to pay for premiums.

A policy might replace or pay a rider the cash value of their stolen motorcycle, but that could mean an increase in the cost of premiums for a coverage that is already expensive relative to standard motorcycle insurance policies.

You pay a flat premium over the duration of the policy, but the face value (death benefit) of the policy decreases over time.

If you have an old car, however, the current cash value your policy pays might not be worth the cost of the premiums and deductible for the coverage.

Term life pays out the value of the policy upon death in almost all circumstances.

Each time you pay premiums for a cash value life insurance policy, such as a whole or universal life insurance policy, part of the premium is put towards the cash value.

You can change the death benefits during the life of the policy, usually after passing a medical examination, and you can pay premiums from your accumulated cash value.

Taking money from your retirement account or tapping the cash value of your life insurance policy to pay bills or living expenses may have serious implications you haven't considered, so try to get advice from an expert before you take any major financial actions.

These charges are worked into the value of your policy, so you don't have to worry about paying out of pocket.

On the other hand, if your company decides to sell the key person life insurance policy, you may have to pay taxes, depending on the size of the settlement, cash value of the policy, and the amount that's been paid in premiums.

In a similar fashion, if you have $ 50,000 of cash value in your policy, and you choose to get a $ 25,000 policy loan, the dividends paid to the policy will still grow on the total amount of $ 50,000.

The main difference between term life and permanent insurance is that term insurance only pays death benefits to your beneficiaries, while permanent life insurance pays out death benefits and accumulates cash value which will continue to build up over the life of the policy.

At I&E, we craft reviews highlighting our favorite types of cash value policies, including dividend paying whole life insurance and indexed universal life insurance.

Some renter's insurance policies pay the actual cash value (ACV) of your possessions, meaning what they're worth less depreciation.

A portion of your premium pays for life insurance coverage equal to the face value of the policy.

If you're ever to get into financial trouble, universal life affords you the option to stop paying your premiums and use the cash value of your policy to cover that cost.

Furthermore, upon completion of agreement and maintenance, company's money back guarantee policy is based on the following: 1) each deleted / improved item per credit bureau from client's credit file will be assessed a $ 50 value in which the amount of items deleted / improved will be subtracted from the total paid to determine the refund portion 2) Example: if there are 4 items deleted from the credit file the total value will be $ 200, if the client has paid $ 500 then the client would be due a refund of $ 300 3) Example: If there are 12 items deleted from the credit file the total value will be $ 600, if the client has already paid $ 500 then there would be no refund due since the value of the deleted items is more than what the clients have paid.

In addition to paying death benefits, it also has a cash value accumulation feature which grows over the life of the policy.