Sentences with phrase «value of your life insurance policy through»

If you borrow against the cash value of your life insurance policy through a loan, then you will not have to pay income tax on the money.

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Whole Life Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawLife Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witInsurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawlife insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witinsurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawlife insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witinsurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawals.

The life insurance cash value is the amount of money you have built up through your premium and investment interest for the length of time you have owned the policy.

And with a properly designed policy, you can use the cash value life insurance as a safe bucket, conducting much of your financing in and through the policy.

These high cash value life insurance policies are an asset and can be used as tools for acquiring even more assets, through strategic private banking, where you focus on the velocity of money.

One of the more interesting cash value life insurance policies is offered through Voya.

In general, life insurance policy cash value can be used to supercharge the life insurance policy through paid up additions AND the cash can later be freely utilized to take advantage of other investments through life insurance policy loans, allowing for maximum financial leverage and the velocity of money.

Penn Mutual's participating whole life insurance policy provides all the guarantees of whole life, with an opportunity for increased cash value accumulation through annual dividends paid to policyholders.

The cash value of a whole life insurance investment policy can be accessed without having to jump through the various hoops that are necessary for a bank loan, including a credit check and reams of paperwork.

You may have group life insurance through work, but the face value of employer - based policies is generally low — typically one or two times your annual salary.

A flexible - premium universal life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, so you can participate in the upside potential of the equities markets with built - in guaranteed downside protection.

A flexible - premium, cost - effective life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

Contrasting this with investing in whole life insurance and we have another powerful example of strategizing using the tax code via the ability to grow your cash value through tax free dividends in a whole life insurance policy from a mutual insurance company.

A flexible - premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

Don't miss the fact that in the above examples, your money is working hard and has never stopped moving, i.e. the velocity of money... this is the essence of the conduit whole life insurance strategy because your cash value policy has served as a natural channel through which your money moves continually, growing perpetually to fund both your safe bucket and higher risk opportunities.

And although we believe that the best home base for your money is a cash value life insurance policy, you will enhance your wealth building capabilities outside of your policy through different opportunities that increase your velocity of money.

What is the total value of your existing life insurance policies including any group coverage through work?

4) Cash Value Life Insurance — Refers to permanent life insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of the poValue Life Insurance — Refers to permanent life insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of the polLife Insurance — Refers to permanent life insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of thInsurance — Refers to permanent life insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of the pollife insurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of thinsurance policies, which not only provide the insured with death benefits, but also have the added advantage of having a cash value accumulation portion which grows tax free through the life of the povalue accumulation portion which grows tax free through the life of the pollife of the policy.

For those with children, any available cash value that a life insurance policy may have accumulated can be accessed through policy loans and withdrawals to help fund a variety of expenses ranging from day care to supplementing college funding.

Through your whole life insurance policy, you can build a tax - deferred cash value that can be added to your death benefit or can be taken out of your account to use.

A flexible - premium life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, which gives you the opportunity to participate in the upside potential of the equities markets with built - in guaranteed downside protection.

Low cost insurance life policy that offers lifetime insurance protection, as well as potential accumulation of cash value through allocation to a Select Account and / or Fixed Account

As a form of permanent life insurance, this plan provides death benefits and a cash value accumulation feature which grows through the life of the policy.

The life insurance cash value is the amount of money you have built up through your premium and investment interest for the length of time you have owned the policy.

The variable life products are offered through registered representatives to consumers who are looking to more aggressively grow cash value inside of their life insurance for later access or policy growth.

Universal and whole policies are types of permanent life insurance that typically gain cash value through interest.

While permanent life insurance policies have a cash - value component that accumulates savings and can be invested, you'll have the greatest control over your money and the potential to earn the highest returns if you invest it yourself, through the brokerage of your choosing, rather than through a life insurance policy.

One advantage of cash value life insurance is the option to use funds through tax - free policy loans.

Term life insurance through Transamerica is offered in policy terms ranging from 10 to 30 years in five - year increments in values of $ 25,000 to $ 2,000,000.

You control the value because it's locked in through a legal agreement between you and the life insurance company for the life (the term) of the policy for 10, 15, 20, 25, or 30 years.

A permanent life insurance policy has the death benefit like term insurance, but also has the added advantage of a cash value accumulation component which grows through interest accumulation.

«Life insurance cash values can be accessed during the policy owner's lifetime through two ways, loans and withdrawals,» says Jason Silverberg, vice-president of financial planning at Financial Advantage Associates (Rockville, Maryland).

Had she used a combination of irrevocable trusts and cash value insurance to shelter $ 500,001 of her estate's value, her net worth would have remained the same, she could have accessed her investments through sheltered withdraws from her life insurance policies, and her estate would have been immune to the estate tax.

A type of permanent life insurance that provides term life insurance coverage as an annual renewable term policy while combined with a cash account that can generate cash value through using financial vehicles like money market accounts, index funds, or mutual funds depending on the type of Universal Life policlife insurance that provides term life insurance coverage as an annual renewable term policy while combined with a cash account that can generate cash value through using financial vehicles like money market accounts, index funds, or mutual funds depending on the type of Universal Life policlife insurance coverage as an annual renewable term policy while combined with a cash account that can generate cash value through using financial vehicles like money market accounts, index funds, or mutual funds depending on the type of Universal Life policLife policies.

Those policies didn't take into account that, as the 20th century ended and we lived through the first 15 years of the 21st, interest rates would drop into the single digits — playing havoc with cash value's growth and undermining the earnings needed to maintain the insurance.

These high cash value life insurance policies are an asset and can be used as tools for acquiring even more assets, through strategic private banking, where you focus on the velocity of money.

As discussed above, whole life insurance, as well as other types of permanent life insurance with cash value, allows access to the cash value in your policy through policy loans.

A flexible - premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

Your participating cash value whole life insurance policy through a mutual company, properly funded, should be utilized as a conduit for purchasing other cash flow assets that offer a higher rate of return and the proceeds from those investments can be directed back into your cash value policy.

Of course cash value grows through payments made into the policy, but this section is primarily concerned with the way the cash value grows internally for each type of life insurancOf course cash value grows through payments made into the policy, but this section is primarily concerned with the way the cash value grows internally for each type of life insurancof life insurance.

Indexed universal life, a specific type of universal life insurance, builds cash value inside your policy through indexed interest credits, and can provide protection from downside market index risk through a minimum interest rate guarantee1.

This is mostly through the use of whole life insurance, where money is invested in the life insurance policy with the intent of growing the cash value through tax deferred dividend payments.

A flexible - premium, cost - effective life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

Subtracting your current assets, the value of any life insurance policies you already own (like group life insurance coverage you may have through work) and any future assets like social security benefits.

In general, life insurance policy cash value can be used to supercharge the life insurance policy through paid up additions AND the cash can later be freely utilized to take advantage of other investments through life insurance policy loans, allowing for maximum financial leverage and the velocity of money.

Permanent life insurance policies can serve as tax - advantaged savings vehicles through the accumulation of cash value.

You can also get the same coverage through a whole life insurance policy at a premium of $ 10,000 per year, but it will also include a cash value accumulation and investment provision with dividends and all kinds of other goodies.

If you can learn how to use the cash value of the life insurance through withdrawals up to cost basis and through preferred policy loans, you can avoid paying taxes on the gains.

The overall price of cash - value guidelines compared to term guidelines usually equalizes eventually if the over 79 life insurance policies plan bought when you are young and health and keep effective through your center decades.