Actual cash value renters insurance is a type of coverage that is going to give payouts for the depreciated
value of your losses rather than the purchase value.
A replacement cost plan is going to give you the full
value of your losses rather than the depreciated value.
An actual cash value plan is one that is going to give payouts for the current
value of your losses rather than their purchase value.
Not exact matches
Now ensconced in a
rather «old» form
of monasticism based on the Rule
of St. Benedict, Bonhoeffer reflected on the inherent
value of monastic life for the entire church: «It would certainly be a
loss (and was indeed a
loss in the Reformation!)
The team's new estimate
of the rate
of solar mass
loss represents one
of the first times this
value has been constrained based on observations
rather than theoretical calculations.
This quick
loss of value is known as depreciation, and it's much more severe when you purchase a new car
rather than a used one.
This protection is,
of course, at replacement cost, meaning that you get the coverage you need to replace things that suffer a
loss at retail,
rather than the actual cash
value of the property.
That means that a covered
loss to personal property will put you in a position to go replace the property with a new item
of like kind and quality at retail,
rather than just getting the actual cash
value of the property.
Replacement cost coverage is standard, so if there's a property
loss, you'll have enough coverage that you'll be able to replace those items at retail,
rather than worrying about the actual cash
value of the items.
The idea is that if you've held the shares six months, that's long enough so that your
loss (if you have one) probably relates to genuine changes in the
value of the mutual fund
rather than the effect
of a single dividend.
Rather than do it that way, I asked about the two least certain items on their balance sheet — their
loss reserves, and the
value of their assets.
Referencing the
loss of uniqueness as a result
of mechanical (and digital) reproduction, and ironically using a medium generally held responsible for diminishing the
value of the artist's hand, After Walker Evans: 1 — 22 emphasizes a description
of the pictures in contextual,
rather than formal terms.
Another way
of putting it: Just like H2O (outside runaway), the C gain by the atmosphere from C
loss from permafrost «penultimately» reaches an equilibrium
value that varies as a continuous function
of the imposed forcing,
rather than having a discontinuous jump.
One more note: although I agree there's little * probability *
of a payoff, the payoff is so much greater than the
loss that the * expectation
value * is
rather high.
Sea - level change is limited for Mg / Ca temperatures up to about 5 °C above current
values, whereupon a
rather abrupt sea - level rise
of several tens
of metres occurs, presumably representing the
loss of Antarctic ice.
Though such idea
of losing 1 % per million years at some constant
value is probably unrelated to reality - or the
loss [or gain] is probably related varying unusual events
rather than some kind
of slow and constant leakage.
In cases where the potential repair costs will exceed the
value of the insured vehicle, Bountiful vehicle insurance collision protection will opt for totaling the automobile and write you a check for the
loss rather than repair it.
The cash
value is not invested directly into the market,
rather you are participating in the movement
of the index based on a formula that tracks the gains (or
losses)
of that particular indexed account.
Additionally, when you have very expensive luxury items such as custom stained - glass windows from Italy, a wine cellar stocked with Chateau Lafluer wine from France, and fine woven Persian rugs, you may have a difficult time convincing a typical insurance company
of their
value following a
loss, particularly if they are items that appreciate
rather than depreciate in
value.
That means that a covered
loss to personal property will put you in a position to go replace the property with a new item
of like kind and quality at retail,
rather than just getting the actual cash
value of the property.
This type
of insurance does not cover the cash
value of the
loss but,
rather, the actual replacement cost.
If the car experiences a total covered
loss, we will pay the agreed - upon
value,
rather than the actual cash
value of the car as long as there is no prior damage to the car, parts have not been removed, and the car's condition has not deteriorated because
of abuse or neglect.
Replacement cost coverage is standard, so if there's a property
loss, you'll have enough coverage that you'll be able to replace those items at retail,
rather than worrying about the actual cash
value of the items.
If, however, the underlying index performs poorly in a given period, then the
value of the account will not endure a
loss, but
rather will typically be credited with a 0 % for that period.
In a serious accident where your leased vehicle is judged unrepairable and is considered a «total
loss», insurance companies are often likely to be stuck for the vehicle's actual cash
value,
rather than for the cost
of repairing the vehicle.
That coverage generally pays the replacement cost
of the property that suffered the
loss, meaning you can go out and buy a new item to replace it
rather than dealing with the depreciated
value.