Some of the best include the following: United Airlines, which opens up access to the huge Star Alliance network of carriers; British Airways, offering great value on short - haul nonstop flights due to their distance - based award chart; Korean Airlines, with amazing award availability in their first class cabins; and Hyatt, which is widely recognized as offering some of the highest
value point redemption opportunities of any hotel chain.
Or, if you prefer high end hotels, which generally aren't good
value points redemptions anyway, consider becoming a TravelSort Client so that we can provide special perks and amenities thanks to our Four Seasons Preferred Partner, Ritz - Carlton STAR, Mandarin Oriental FAN, and Virtuoso affiliations.
Short - and mid-haul partner flights booked with Avios have yielded some of the highest -
value point redemptions I've ever seen.The first routes most Americans should familiarize themselves with to get large value from Avios are American and Alaska Airlines routes to Hawaii from the West Coast.
So far I've put together a collection of data on the cost of my manufactured spend, my fixed -
value points redemptions (i.e. Citi ThankYou student loan rebate checks), and airline and hotel redemptions.
Not exact matches
Limited options for
redemption — When you convert your HHonors
points to airline miles, they lose a big chunk of their
value.
Redemptions on the program are not fixed, and therefore the
value you get out of your
points will vary.
The
redemption value is different if you choose to redeem your
Points for other rewards such as travel and hotel options, merchandise, gift cards, and / or statement credit.
Understanding the
redemption value can make the 25,000 SPG
points worth more than the 75,000 Hilton
points or 80,000 IHG Rewards Club
points.
Each
point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100
points equals $ 1.25 in
redemption value, and
points are worth 25 % more than if redeemed for cash.
The
redemption value is different if you choose to redeem your
Points for other rewards such as travel options, merchandise, gift cards, and / or statement credit.
The
redemption value of your
points depends on which credit card you have.
This will cause the
value of your
points to fluctuate, depending on the
redemption you're getting — we urge readers to make sure they are not walking away with a
value of less than $ 0.02 per mile, otherwise they'll be devaluing their
points significantly.
Unfortunately for Membership Rewards is that most other
redemption options (cash back, shopping or statement credits) reduce the
value of your
points by 20 - 30 %.
A full list of
redemption options, along with their estimated
point value can be found in the table below.
These low category hotels are not usually expensive, so even if it is good
value to use your
points, it might worth it to save them for a luxury
redemption.
There are two reasons for this: The
redemption rates of miles or
points for international trips drive up the
value of rewards, and most cash - back credit cards charge a foreign transaction fee of 3 % on overseas purchases.
That will unlock huge
redemption values for the 1.5 x
points you are earning.
Our calculations take into account any differences in
point values when they are redeemed for cash back versus other types of
redemptions such as travel, gift cards, or merchandise.
At a minimum desired
redemption of $ 0.02 per reward
point, you could get $ 1,100 or more in travel
value, depending on how you redeem!
Most of the best credit cards affiliated with a particular company tend to make up for limited
point redemption options by offering above average
value; the Norwegian Cruise Line credit card does none of that.
You can view the total list of available
redemptions in the table below, along with the
point value of each option.
A full list of
redemption options, along with their estimated
point value can be found in the table below.
Premier holders get a 25 percent bump on
redemptions for cash fare travel, while Prestige card holders can use their
points for any airline at a 1.33 cent
value per
point.
This will cause the
value of your
points to fluctuate, depending on the
redemption you're getting — we urge readers to make sure they are not walking away with a
value of less than $ 0.02 per mile, otherwise they'll be devaluing their
points significantly.
Like UR, the premium Citi ThankYou Prestige and Premier cards offer better
redemption value by opening up access to the
points transfer program, and a discount towards flight
redemptions using Thank You
points.
Unfortunately for Membership Rewards is that most other
redemption options (cash back, shopping or statement credits) reduce the
value of your
points by 20 - 30 %.
This table lists several
redemptions that show the range of
values for the Propel World rewards
point.
A low -
value redemption, like redeeming for cash, will give you 1 cent per
point.
Transferring
points to a frequent flyer program offers more
value than most of the other
redemption options.
Because the card's
points have a straightforward
redemption value of $ 0.01 per
point, this puts the Barclays Rewards MasterCard ® rewards rate at anywhere between 1 % and 2 %.
Quite the contrary, some of the cash back cards we examined in the past had alternate
redemptions available that would severely undercut the
value of your
points.
Can I use quarterly statements book
value calculations issued just prior to the beginning of my
redemption activity as a starting
point for calculating / determing the ACB?
Because the amount of market discount, two
points, is less than the de minimis amount (which in this case is 2.5
points, or 0.25 percent of the face
value of a bond times the number of years between the bond's acquisition and its maturity), the market discount is considered to be zero and the difference between purchase price and sales price or
redemption is generally treated as a capital gain upon disposition or
redemption.
Criteria used: Rewards rates, sign - up bonuses,
redemption options,
redemption flexibility,
point values, travel benefits, transfer partners, extra features, rates and fees, customer service, security, credit needed
Other credit cards offer zero blackout dates for travel
redemption, but again, the
value you receive for your miles or
points could be lower.
This card offers rewards on your purchases, which are tracked as
points that you can redeem for instant savings at the Amazon.com checkout for eligible purchases or for gift cards, cash back and travel on Chase.com (
redemption value may vary based on how you choose to redeem your
points).
Bottom Line: Sign - up bonus has relatively high required spend, but
points carry very high
value for business class
redemptions
Southwest uses a revenue - based, fixed -
value redemption system in which the number of
points you need to redeem for your ticket is proportional to the cash
value of that ticket.
Points can be
valued at below $ 0.01 and above $ 0.02 upon
redemption, depending on the card.
Most importantly, you can transfer rewards
points to participating frequent travel programs at a ratio of 1:1, and get some good
redemptions starting at a
value of $ 0.02 per
point.
However, it is possible to squeeze extra
value out of the
points through travel
redemptions.
You can book any flight at any time with your
points directly through the Chase Travel portal, where your
points have a fixed
value of 1.25 or 1.5 cents per
point for travel
redemptions.
50 % More in Travel
Redemption When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $ 1 in redempt
Redemption When you use
points to redeem for cash, each
point is worth $.01 (one cent), which means that 100
points equals $ 1 in
redemptionredemption value.
The latter carry a better average
value from their
redemptions of $ 0.016 per
point.
However, while as a cardholder you will have more options, be aware that the
value on most is not always the best — most
redemption options fall below $ 0.01 a
point.
By examining exactly how different spending patterns affect
point earning rates, along with the
point value of each
redemption category we were able to get an idea of the overall
value consumers can get by using this card.
Each
point you redeem for travel booked through Chase Ultimate Rewards is worth $.0150 (one and a half cents), which means that 100
points equals $ 1.50 in
redemption value, and
points are worth 50 % more than if redeemed for cash.
When redeeming
points towards travel related expenses, Sapphire Preferred ® members receive an additional 25 % of the
points value; for instance, a
redemption of 100
points is worth $ 1.25 instead of $ 1.
Our calculations take into account any differences in
point values when they are redeemed for cash back versus other types of
redemptions such as gift cards, merchandise, or travel.
Right now these
redemptions offer up to two cents of
value per
point (after December 31, 2017 the
value will change to 1.5 cents per
point).