Sentences with phrase «value policy means»

An actual cash value policy means that your insurer will cover just that: the actual cash value of your items.

Not exact matches

But this is wholly unnecessary, since it means a property would have to fall to nearly zero value for the full insurance policy to be paid out.

If you have a participating cash value life insurance policy, it means you're eligible to receive a dividend.

That some of the forces governing capital flows and asset values are driven not by market - determined expected return but by policy measures directed at, for example, an exchange rate objective means that at least some of what we observe in global capital markets may be attributed to these distortions.

Due to the lifetime coverage and cash value, whole life insurance costs considerably more, meaning it can easily come to 10 times the cost of a term policy with the same death benefit.

Cash value life insurance policies are typically permanent, meaning you have coverage for the entirety of your life so long as premiums are paid.

Cash value life insurance policies are sometimes referred to as 7702 life insurance, but this just means that they're compliant with section 7702 of tax regulation.

Both the findings from the poll and a series of anecdotal interviews conducted with Vancouver - area youth alongside the survey reveal that younger millennials in particular take a very pragmatic approach to engaging Asia, which may mean taking a step back from the values - driven foreign policy of previous eras and toward a recognition of the practical economic necessity of trading with countries such as China.

Universal life insurance policies are the only permanent policies that have «flexible premiums», meaning you can use the policy's cash value to make payments.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

There's generally no cash value component as you'd find with permanent policies, meaning it's less expensive, but this policy offers what is essentially lifetime coverage with level premiums.

This end is being accomplished by means of unilateralist military and economic policies that aggressively promote American values and interests.

Stable rice prices means rice that can withstand production challenges, well informed rice - based policies, effective and inclusive value chain, minimal losses, and effective education of new generations of rice scientists.

Zaha would also provide Premier League experience while his age means he fits in with chairman Daniel Levy's policy of signing players who will not lose their value in the transfer market.

That is why I outlined a policy, by 2020, to process at least 50 % of the total cocoa beans we produce in Ghana, and it is my hope that the current administration will continue to put in the means so that we can add more value to the things that we export.

They found that employee perceptions of how exactly «sexual harassment» is defined by a company's policy can, in effect, eliminate or reshape the meaning of these policies and contradict the norms and values of the companies that try to enforce them.

By means of balancing, he claims, rights are downgraded to the level of goals, policies, and values.

Others believe that «culture follows policy,» meaning official policies transform both how a particular group of people views the world and the group's values and traditions.

My brother, a political scientist, informs me of a debate in his field: Many political scientists insist that «policy follows culture,» meaning people establish laws and social arrangements based on their cultural values.

But the lack of demographic adjustments in the published data that can ensure apples to apples comparison among states limit its value as a tool for determining which states perform more or less well than other states or as a means of analyzing performance in the context of differing state education policies.

Waiting to begin means higher premiums, and less time for the cash value to grow inside the policy.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

Standard home insurance policies typically provide reimbursement for an item's depreciated value, meaning that you receive less compensation from your insurance company than what you paid for your items.

Cash value life insurance policies are typically permanent, meaning you have coverage for the entirety of your life so long as premiums are paid.

Universal life insurance policies are the only permanent policies that have «flexible premiums», meaning you can use the policy's cash value to make payments.

While term life insurance doesn't accrue a cash value over time, meaning you can't borrow against it, a term policy has a low cost by comparison and is still customizable to an individual's situation.

Cash value life insurance policies are sometimes referred to as 7702 life insurance, but this just means that they're compliant with section 7702 of tax regulation.

A policy might replace or pay a rider the cash value of their stolen motorcycle, but that could mean an increase in the cost of premiums for a coverage that is already expensive relative to standard motorcycle insurance policies.

When the size of the loan exceeds your policy's cash value, the life insurance policy will lapse, meaning you lose your coverage.

This is actually a significant benefit as it means the cash value being used as collateral stays inside your life insurance policy and continues to accumulate interest, though it may be at a different rate.

This means that, while the policy's cash value will grow very slowly, it can continue to grow for decades and is available if your child or grandchild ever wants to access it.

Remember that just because a policy build cash value, it doesn't meant that it will provide you with retirement income.

If they are destroyed in a fire, your homeowners insurance policy might only provide cash value, meaning that you would only be reimbursed what those items are worth today, not what it would actually cost you to buy new versions of them.

This means that the cash value in your policy NOT ONLY gets special tax treatment, but may also get protection from lawsuits and rogue creditors.

Some renter's insurance policies pay the actual cash value (ACV) of your possessions, meaning what they're worth less depreciation.

Given your father gave you the juicer and his father gave it to him, that means you won't get very much at all under an actual cash value policy, also known as depreciated loss coverage.

An IUL is a cash value life insurance policy, meaning that it has a cash value and allows for cash accumulation inside the policy.

This means that the insurance company only had to pay out $ 300,000 at the time of your death, because you had accumulated $ 200,000 in cash value during the life of the policy.

For both universal life and whole life policies, cash value accumulates in a tax deferred environment, which means that no taxes on gain are realized until cash is withdrawn (above your basis) from the policy.

There's generally no cash value component as you'd find with permanent policies, meaning it's less expensive, but this policy offers what is essentially lifetime coverage with level premiums.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

For example, your deductible is based on your overall policy limit, meaning your deductible will be a percentage (typically 10 - 15 %) of the value of your structure.

What this means for your child is that if they are in need of student loans or other type of government aid, any cash value in his or her policy will not be taken into account when determining their eligibility for such aid.

The maturity clause of a life insurance policy is fairly complicated, but this basically means that the value you would be able to keep by surrendering the policy becomes larger than the total death benefit.

«Guaranteed 48 hours Fund Value release» means release of the cheque on intimation of death of Life Insured towards the Fund Value accrued under your policy, in the beneficiary's name within 48 hours and does not in any way indicate acceptance of any other policy liability.

These policies are cash policies, meaning they will build cash value the longer you hold the policy.

Fund Value means the market value of the units as on date of Intimation excluding sum assured and any other death benefit after deducting applicable charges as per «policy bond» as on date of IntimaValue means the market value of the units as on date of Intimation excluding sum assured and any other death benefit after deducting applicable charges as per «policy bond» as on date of Intimavalue of the units as on date of Intimation excluding sum assured and any other death benefit after deducting applicable charges as per «policy bond» as on date of Intimation.

What this really means is that if the base premium of the policy is not paid, and there is cash value in the policy, then the cash can be used to pay the base premium in order to keep the policy in force.

This means that you have total control over this asset and if you choose to treat your whole life policy like a business, the repaid loan interest maximizes the policy return for both the cash value and the death benefit.