Sentences with phrase «value policy there»

Not exact matches

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

This reflects the fact that, while value is hard to find in the current market — be it in stocks, bonds or cash — there are positive underpinnings: earnings have improved, the labor market has been resilient, technology continues to drive improvement in profitability, and monetary policy across the world remains accommodative.

There has been no change in our capital allocation policy and over the next few years our first priority is to continue to invest in our business, as we have a compelling opportunity to drive sustainable growth and value creation, and we're putting our capital against this opportunity.

While the policy allows for access to the account value in the short - term, through loans and withdrawals, there are costs and risks associated with those transactions.

As long as there's enough cash value to keep the policy afloat, premium payments can be reduced or even stopped completely.

Since term life insurance policies don't have a cash value, there would be no taxes associated with surrendering the policy.

Whether you want income replacement so your spouse can maintain their lifestyle if you pass away or enough coverage to send your children to college, there's a wide range of policy values available.

There's generally no cash value component as you'd find with permanent policies, meaning it's less expensive, but this policy offers what is essentially lifetime coverage with level premiums.

While the more educated may smirk about such articles, there is a lot of value in helping people analyze and understand the book upon which they place their beliefs, especially when it becomes legislation and policy that affects people outside the religious bubble.

The development of capable leaders with a whole of value chain, global perspective will ensure there are highly skilled producers who can continue to represent industry and effectively contribute to policy decisions into the future.

Wenger's words yesterday can't be taken at face value at all, as we've been told about how there is money available for seasons and seasons now, and little has changed in terms of the transfer policy.

Beyond federal Section 204 requirements, the policy sets nutritional standards for foods outside the National School Lunch Program concerning fat, sodium, sugars, and serving size limits; prohibits certain foods of minimal nutritional value during the school day; requires minimum eating times of at least 15 minutes for breakfast and 20 minutes for lunch; requires there be at least 30 minutes for physical activity per day; and includes minimum data collection and reporting requirements.

In Venezuela there was inadequate incentive to increase production of valued goods and services under government policies.

But in the end there are two parties, two sets of policies, two sets of values.

The numbers more - or-less stack up, but there are issues around whether some of the policies would represent value for money for taxpayers.

His elder brother appeared to raise his eyebrows at this point, as he did when Ed Miliband implied there has been a lack of «values» in foreign policy under Labour.»

«Would there be greater value to the community,» asked Ron Deutsch, executive director of the Fiscal Policy Institute, a labor - backed think tank, «if Corning were just paying what they should be paying, like almost every other business?»

And there are many cases in which traditional tools — such as prohibitions and mandates — are essential for achieving specific policy objectives, and nudges might not be of value.

A study published in the International Journal of Obesity showed that nearly half of people diagnosed as obese using BMI measurements are actually healthy, leading some to believe that there is no value of a BMI measurement at all, except for life insurance policies to increase premiums.

There are just so many things to consider — from proper sizing, to actual color, all the way to overall value, shipping, and return policy.

They sneak the auto renewal payment into the terms of conditons so even tho I paid for a month it renews every month for the one month payment is more expensive than just got a valued bundle deal and theres no refund because thats their policy so now this crappy app just charged me for an extra month I won't be using this app.

There seems a growing recognition that value - added gains are a fair and important indicator of school performance and they address an issue that has crippled education reform for decades: Poor alignment between teacher training, teaching practices, and public policy.

There are several possible explanations for our findings, including that (a) teachers do not greatly value, and / or do not fully understand the values of their pensions, and (b) the policy was poorly targeted.

Second, there was clear agreement about the value of teacher professionalism and voice, with Harding flagging the promise of new organizations intended to give teachers a voice in policy.

As I wrote in this piece about prudent school - closure policies, there is often invisible but incalculable value in institutions and practices that have survived the test of time.

What if it's more like other professions, say journalism, public policy, or business where credentials are valued but weighed alongside other factors because there isn't a field - wide core of knowledge or skills all practitioners must have?

But the fact is, there's no way the statistical measures can do that,» said Brian Gill, a senior fellow at Mathematica Policy Research who works on so - called value - added calculations.

But there are a number of policy issues that empirical evidence will not resolve because they require us to make value judgments.

There is a policy trend to use value - added modeling to evaluate teachers because of its face validity and superficial objectiveness.

Ms Baldwin also pointed to a «lack of policies and procedures» to «ensure public funds are protected and to secure best value for those funds», and said there had been «a significant number» of breaches of the academies financial handbook relating to a «lack of recruitment, independence checks, risk management and internal controls».

There is no shortage of other ideas that would be productive, such as grounding educator preparation program accreditation in output and performance - based criteria based on the value - added to student achievement by their graduates, a policy that has been advanced in several states and is currently being implemented in Texas.

Right now they are wrong 26 percent of the time,» she said, referring to a 2010 report on value - added measures by Mathematica Policy Research that said there is about a 25 percent chance of an error if three years of test scores are used in the evaluation.

«What I'm seeing is there are a lot of places that got way out ahead of the evidence and passed policies saying we should fire teachers based on value - added.

post here], has made that claim, though there are some big problems with their research, according to an analysis of their latest study published [titled «Lost of Impact, Little Value»] by the National Education Policy Center at the University of Colorado Boulder [also the source of a VAMboozled!

Thus far, there have been four total books written about value - added models (VAMs) in education: one (2005) scholarly, edited book that was published prior to our heightened policy interest in VAMs; one (2012) that is less scholarly but more of a field guide on how to use VAM - based data; my recent (2014) scholarly book; and another recent (2011) scholarly book written by Doug Harris.

Otherwise, the Vice President for Ohio policy and advocacy for the Thomas B. Fordham Institute — a strong supporter of value added — is quoted as saying that «it makes sense to review the measurement... There are a lot of myths and misconceptions out there, and the more people know, the more people will understand the important role looking at student growth plays in the accountability system.&rThere are a lot of myths and misconceptions out there, and the more people know, the more people will understand the important role looking at student growth plays in the accountability system.&rthere, and the more people know, the more people will understand the important role looking at student growth plays in the accountability system.»

Refund Policy: Due to the incredible value provided in this program, your access to the materials and to the content as described on this page, there are no refunds available with this offer.

There typically are limits to how much you can collect on a home policy when high - value property is stolen or damaged.

Whether you want income replacement so your spouse can maintain their lifestyle if you pass away or enough coverage to send your children to college, there's a wide range of policy values available.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

Whether you want to get rid of your coverage and cash out your life insurance or simply take out a loan, there's a variety of ways to take advantage of your policy's cash value.

The Grow - Up Plan is a fairly typical whole life insurance policy, as it has level premiums and builds cash value, but there are a few key differences:

Short of simply cancelling these policies for the cash values in them at present, are there any strategies which might rescue those policies at this late date?

It's simple to borrow against the cash value of a permanent life insurance policy as there are no loan requirements or qualifications aside from the amount of cash value you have available.

There's no medical exam and the policy builds cash value, similar to their standard whole life policy, but there are only 3 levels of coveThere's no medical exam and the policy builds cash value, similar to their standard whole life policy, but there are only 3 levels of covethere are only 3 levels of coverage:

Note that there is a «surrender period,» which is the period of time that a policyholder must wait before it is possible to receive the cash value of the policy upon canceling.

Generally there is a small deductible on New Jersey renters insurance, and from that deductible on, your personal property is covered at replacement cost rather than actual cash value, up to the limits of the policy you've selected.

Although there are benefits to all types of coverage, and each policy has its place, in our opinion there is a clear advantage of cash value life insurance vs term life.

In addition, there may be a significant cash value in your old policy that is getting the tax advantaged growth that permanent life insurance offers (perhaps the reason you chose this policy in the first place).

Furthermore, upon completion of agreement and maintenance, company's money back guarantee policy is based on the following: 1) each deleted / improved item per credit bureau from client's credit file will be assessed a $ 50 value in which the amount of items deleted / improved will be subtracted from the total paid to determine the refund portion 2) Example: if there are 4 items deleted from the credit file the total value will be $ 200, if the client has paid $ 500 then the client would be due a refund of $ 300 3) Example: If there are 12 items deleted from the credit file the total value will be $ 600, if the client has already paid $ 500 then there would be no refund due since the value of the deleted items is more than what the clients have paid.