Premium card options continue to expand The number of high -
value premium cards that affluent cardholders have to choose from is continuing to expand.
Not exact matches
Here are the perks I had in mind when I decided to open this
premium charge
card and how I
value them.
The American Express Platinum
card has one of the highest annual fees of any consumer credit or charge
card — $ 550 — but as Amex's flagship product, this
premium credit
card offers a tremendous amount of
value to offset that fee.
The Platinum
Card is more or less the flagship premium travel card, offering rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $ 2,000 from the card my first year with
Card is more or less the flagship
premium travel
card, offering rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $ 2,000 from the card my first year with
card, offering rewards, perks, and benefits that can net a ton of
value for travelers — for instance, I got more than $ 2,000 from the
card my first year with
card my first year with it.
It does have a few
premium perks like the $ 100 travel credit and $ 75 Hotel Collection credits that add
value to the
card and offset the annual fee when used.
Premiums / discounts, though, are a wild
card that can either help or hinder, depending on their
value at trading time.
For
premium card holders, the 20 % discount means that cardholders can expect a sizable boost to their rewards
value.
I was delighted to hear about Thomas Cook's Kids First Family Vacations, since it marks the first time a travel company has actively created family getaway packages that not only take the guesswork out of travel planning, but also offers incredible
value in the form of gift
cards, discounts, and other
premium inclusions like advanced seat selection and airport lounge passes that really makes life easier for traveling parents!
Privacy Glass, Keyless Entry, Heated Mirrors, Electronic Stability Control, Alarm.OPTION PACKAGESTEXAS SLT CREW CAB
VALUE PACKAGE includes (BVQ) 6» rectangular chrome tubular assist steps, (UQA) Bose
premium audio system, (RD5) 20» x 9» polished aluminum wheels and Texas emblem badging, DRIVER ALERT PACKAGE includes Lane Departure Warning, Forward Collision Alert, Safety Alert Seat and (UD5) Front and Rear Park Assist, SEATING, HEATED AND COOLED PERFORATED LEATHER - APPOINTED FRONT BUCKET, AUDIO SYSTEM, 8» DIAGONAL COLOR TOUCH SCREEN NAVIGATION WITH INTELLILINK, AM / FM / SIRIUSXM with USB ports, auxiliary jack, SD
card slot, Bluetooth streaming audio for music and most phones, hands - free smartphone integration, Pandora Internet radio and voice - activated technology for radio and phone, SLT PREFERRED PACKAGE includes (UD5) Front and Rear Park Assist, (UVD) heated steering wheel and (A48) sliding rear window, SEATS, FRONT FULL - FEATURE LEATHER - APPOINTED BUCKET with (KA1) heated seat cushions and seat backs.
Our study encompassed credit
cards with bonuses span the gamut from zero to round - trip international tickets that can be
valued at $ 3,000 + for some of the
premium credit
cards.
Current Bonus 50,0000 Chase Ultimate Rewards Points: This is one of the top
premium cards out there since you earn 3x on all travel and dining and have access to great perks like a $ 300 travel credit each year, 50 % more
value when you redeem points for travel through Chase Ultimate Rewards and you get elite travel benefits like Global Entry application fee rebate, Priority Pass Select and special rental car privileges.
For
premium card holders, the 20 % discount means that cardholders can expect a sizable boost to their rewards
value.
Bottom Line: If you travel frequently and
value lounge access you will benefit greatly from having the one of the
premium airline branded credit
cards that charge a $ 450 annual fee.
Like UR, the
premium Citi ThankYou Prestige and Premier
cards offer better redemption
value by opening up access to the points transfer program, and a discount towards flight redemptions using Thank You points.
Overall, the Gold
Card is a middle - of - the - road charge card which offers less value than some of the more premium alternatives from American Expr
Card is a middle - of - the - road charge
card which offers less value than some of the more premium alternatives from American Expr
card which offers less
value than some of the more
premium alternatives from American Express.
In evaluating the different
premium credit
cards available to consumers, we considered the
value each provides in specific use - cases.
If you're a frequent traveler and you
value things like lounge access and car rental insurance coverage, there's a good chance that it makes sense to carry at least one of the
premium credit
cards that we have mentioned in this article.
Most
premium cards, by contrast, offer substantially more
value in exchange for a comparable fee.
With the major fanfare of Chase's Sapphire Reserve and its 100,000 - point sign - up bonus, we think it's the perfect time to find out which
premium travel
card is really worth paying the high annual fee and adding the most
value to your wallet.
While Chase markets the Freedom
card as a cashback
card, you can get more
value from your points if you pair it with a
premium Ultimate Rewards
card, such as the Sapphire Preferred or Reserve.
Those points are worth $ 150 in cash back, though you can get even more
value if you have a
premium Ultimate Rewards
card and redeem the points for travel.
If you have one of the
premium cards, you can redeem for travel rewards for a better
value.
Many «
premium» gold and platinum credit
cards charge big annual bucks — money that could otherwise be used to pay down debt or saved for something that brings you real
value.
Once you add in the generous fee credits, it becomes one of the best overall
values in the
premium card roundup.
It competes favorably with other
premium travel
cards, and the generous rewards rate paired with the better points redemption
value more than justify the high annual fee.
This is one of the top
premium cards out there since you earn 3x on all travel and dining and have access to great perks like a $ 300 travel credit each cardmember year, 50 % more
value when you redeem points for travel through Chase Ultimate Rewards and you get elite travel benefits like Global Entry application fee rebate, Priority Pass Select and special rental car privileges.
Even then, you'll likely get a better
value by transferring your points to a
premium card and using them for travel rewards.
You could also transfer those points to a
premium Chase Ultimate Rewards credit
card account, like the Sapphire Preferred or Sapphire Reserve, and get even more
value for your bonus by redeeming for travel.The
card also comes with 0 % APR for 12 months for both new purchases and balance transfers.
As you can see from
values in the chart below, signing up for a
premium rewards
card (Sapphire Preferred, Sapphire Reserve or Ink Business Preferred) and redeeming your points for travel is generally the best way to go with your Ultimate Rewards points.
However, we strongly recommend transferring your points to a
premium Ultimate Rewards
card such as the Sapphire Preferred or Reserve, with which you can get a much better
value than 1 cent per point for travel redemptions.
The
value of points is completely transparent at 1 cent per point, and you receive a 25 to 50 percent bonus depending on which
premium rewards
card you own, which means your points are worth 1.25 to 1.5 cents per point when you use the travel portal.
The real
value of having the
card in your portfolio is to pair it with the Chase Sapphire Preferred or other
premium Chase credit
card.
If you're a frequent traveler and you
value things like lounge access and car rental insurance coverage, there's a good chance that it makes sense to carry at least one of the
premium credit
cards that we have mentioned in this article.
American Express has been making quite a few adjustments to their
premium credit
cards lately to stay competitive as other banks rush to attract new customers and release their own version of high -
value premium credit
cards.
Our top choice for frequent travelers who prefer to stay at Best Western, this
premium hotel
card offers more than enough
value to make up for its $ 59 annual fee, including an ample sign - up bonus for moderate spenders and a giant spending bonus on hotel purchases.
This super
premium card features ultrapremium perks — including a $ 325 annual fee credit, a 50 percent boost in point
value for travel purchases and a solid, 50,000 - point sign up bonus.
Like most super
premium cards with three - figure annual fees, the Chase Sapphire Reserve
card offers a wide array of freebies, exclusive services and other high -
value perks.
Unlike many
premium credit
cards, the Platinum
card doesn't waive its fee in the first year either, so you'll need to account for the initial hit to your balance when you're calculating how much
value you'll earn in your first year.
As
premium cards get more attention from
value - seekers, other
card issuers are also entering the super
premium card market by offering
cards with unusually generous benefits.
With 35 % of points back, you'll get a
value of about 1.54 cents per point when using Membership Rewards ® Pay with Points, which is still better than some other new
premium credit
cards.
While the 80,000 - point sign - up bonus may be premier feature of this
premium business rewards
card, business owners should also appreciate the
value and flexibility of Chase's Ultimate Rewards program.
Whether you have one of the
premium cards or not, the earned
value remains the same, at 1.5 points per dollar spent.
Those points are worth $ 150 in cash back, though you can get even more
value if you have a
premium Ultimate Rewards
card and redeem the points for travel.
Finally, in the last line, we calculate the final
value of the points if you earn them at 1.5 x with the Chase Freedom Unlimited ®
Card, and then redeem them at either 1.25 x or 1.5 x with the
premium cards.
Our take: While the 80,000 - point sign - up bonus may be premier feature of this
premium business rewards
card, business owners should also appreciate the
value and flexibility of Chase's Ultimate Rewards program.
If you have one of the
premium Chase Ultimate Rewards
cards, you can transfer points over to airlines and hotels and get a much higher
value than 1.5 %.
While Chase markets the Freedom
card as a cashback
card, you can get more
value from your points if you pair it with a
premium Ultimate Rewards
card, such as the Sapphire Preferred or Reserve.
By itself, the
card is a strong contender for your everyday spending, but when you combine the earning of the Chase Freedom Unlimited ® Card with the redemption options of some of the premium Ultimate Rewards cards... that's where you'll really find the highest va
card is a strong contender for your everyday spending, but when you combine the earning of the Chase Freedom Unlimited ®
Card with the redemption options of some of the premium Ultimate Rewards cards... that's where you'll really find the highest va
Card with the redemption options of some of the
premium Ultimate Rewards
cards... that's where you'll really find the highest
value.
Now, let's take a look at a few ways that you can redeem your points for higher
values when you have another of Chase's
premium Ultimate Rewards credit
cards to pair with your Chase Freedom Unlimited ®
Card.
One key point to estimating the
value of your Ultimate Rewards points: You get a 25 to 50 percent bonus on your Ultimate Rewards points if you own a
premium card such as the Sapphire Preferred or Reserve
card and redeem your points for travel through the Ultimate Rewards portal.