Sentences with phrase «value provides policy»

Although you still need to make the full premium payment, having the ability to tap the cash value provides policy holders with options to cover that amount.

Not exact matches

Basic whole life policies provide a fixed death benefit and a cash value that builds over time.

Of course, the policy's cash value changes over time and is lower than the total sum of the death benefit it provides.

California's «NEM 2.0» policy has created a clear migration path to continue to allow solar customers to receive fair compensation for the solar power they produce even as the adoption of solar increases, and implicitly encourages the adoption of battery storage by assigning a higher value to electricity provided when the grid needs it most.

If you are older and want a permanent life insurance policy, perhaps to cover estate taxes or leave an inheritance, guaranteed universal life insurance provides lifelong coverage with little to no cash value component.

Pursuant to the policy, as revised in February 2009, at each annual meeting of our stockholders, provided that the director has served on the Board for at least six months prior to the annual meeting, a non-employee director would be granted RSUs having a value equal to $ 225,000 divided by the lesser of (i) the trailing average closing trading prices of our common stock for the 180 - day period preceding and ending with the date of the RSU grant or (ii) such number of RSUs as the Board may determine based on additional criteria such as business conditions and / or company performance, outside director compensation practices at peer companies and advice from outside compensation consultants.

Permanent insurance, which includes whole life and universal insurance policies, is for life: It provides a death benefit for as long as you pay the premium, but also may include cash value that can be accessed during the insured person's lifetime.1

Prior to February 2009, the policy provided that at each annual meeting of our stockholders, provided that the director had served on the Board for at least six months prior to the annual meeting, a non-employee director would be granted RSUs having a value equal to $ 225,000 divided by the trailing average closing trading prices of our common stock for the 180 - day period preceding and ending with the date of the RSU grant.

This clause provides that if the policyholder fails to pay the premiums on a life insurance policy, the insurance company may automatically use the accumulated cash value to pay the premiums.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Many people use a cash value life insurance policy to save for their retirement and to provide a death benefit to their beneficiaries.

Fiscal policy provides a potential upside catalyst for what is already a great value stock.

PNC Investments can provide you with a no - cost policy review to help confirm you're receiving the best possible value.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

This feature guarantees that the policy will not default, even if the cash surrender value falls to zero or below, provided that the Death Benefit Protection Value remains greater than zero and policy debt never exceeds the Policy policy will not default, even if the cash surrender value falls to zero or below, provided that the Death Benefit Protection Value remains greater than zero and policy debt never exceeds the Policy Vvalue falls to zero or below, provided that the Death Benefit Protection Value remains greater than zero and policy debt never exceeds the Policy VValue remains greater than zero and policy debt never exceeds the Policy policy debt never exceeds the Policy Policy ValueValue.

Thus, these policies offer possible upside growth tied to an equity index, while providing a floor on the downside with the guaranteed minimum cash value.

Looking primarily to models based on quantitative research methodologies to provide a clear direction for policy in regulating media and violence can also distract policy makers from coming to grips with other difficult but more important value questions that impinge on the issue of media and violence, such as the purpose of broadcasting, issues of ownership and control of media, the international context of Australian media, the dominant economic nature of most of Australia's social communications, the distinctive ways in which the media reproduce and reconstruct myths and symbols of violence from within the culture, and how audiences use and respond to media myths and symbols.

Builders, based in Aledo, Texas, whose expressed goal is «to exert a positive influence in government, education, and the family by 1) educating the nation concerning the Godly foundation of our country; 2) providing information to federal, state and local officials as they develop public policies which reflect Biblical values; and 3) encouraging Christians to get involved in the civic arena.

The Company also provided an update on senior executive appointments, meaningful progress it is making on its Strategic Renewal Plan (the «Plan») to drive long - term shareholder value creation, and corporate governance policies.

Zaha would also provide Premier League experience while his age means he fits in with chairman Daniel Levy's policy of signing players who will not lose their value in the transfer market.

What Thatcher provided was a sense of direction, a set of values against which such policies could be tested.

Still, the golden rule of building relationships with key politicians by providing value before you need them, applies; industry information, issuebased white papers, international policy perspectives and access to thought leaders are as valuable here as they are elsewhere.

In that time, FPI's work has provided policy research and analysis to support the value and impact of government economic and social investments.»

«In the long term, the state could adopt some policy changes that value the attributes that nuclear plants provide from a carbon reduction perspective, from an economic perspective, from a reliability perspective,» he said.

This two - valued approach would provide clarity to climate change policy analyses, which often result in misleading debates about policy trade - offs.

«This analysis provides evidence of the value of the extended correction of misinformation,» said co-author Kathleen Hall Jamieson, director of the Annenberg Public Policy Center (APPC) and co-founder of its project FactCheck.

REDD + Offset Working Group (stateredd.org) was established in February 2011 as a result of a Memorandum of Understanding signed in November 2010 as part of a collaborative effort between the Governors of California, Chiapas and Acre to reduce emissions from deforestation and forest degradation (known as «REDD +») and create policies to provide economic incentives for forest conservation by placing a value on living forests and their ecosystems.

Therefore, our approach is to pursue timely change — policies based on long - term consideration of Singapore's future, while preserving timeless constants — values that provide navigation beacons in the turbulence of change.

My survey included one experimental question and three universal questions, with each providing a nuanced understanding of whose voices state education policy makers value when making teacher evaluation policy decisions.

MPCP thus provides an excellent context for detecting the admission policies of private schools when a modest - value voucher program for low - income students is operating at scale.

Assuming policymakers are not willing to trade tenure for an increase in pay for all teachers, the optimal tenure policy would provide due process protections but only to the extent that they are valued by good teachers.

The policy brief urges policymakers to support programs for the parents of English language learners, implement nontraditional programs that offer reciprocal involvement by schools and parents, sponsor targeted teacher professional development, and provide community - based education to inform parents about school values and expectations and help parents become advocates for their children.

Similarly, government and national policy makers are in a position to support effective professional development by providing opportunities for schools to share best practice nationally and to place value on innovation and development of practice.

The new federal guidance is vital and extremely promising because: a) it recognizes the value of diversity and the educational and civic problems that accompany racial isolation and b) because it provides clear guidance to school districts that will limit the costly litigation that had arisen around student assignment policies.

Sustaining our democratic values and improving our education system call for a host of more coordinated and widespread education, economic, and housing policies — including policies to raise curricular standards, tackle insufficient funding for schools with a large share of low - income students, promote access to education resources from early childhood to college, improve dual language programs, provide economic support for families, and create more integrated schools and neighborhoods.

We need one, and actually, the solution is simple enough: If Governor Brown is serious, as it seems he is, about valuing local control and local decision - making, then the goal of state policy should be to foster a vibrant and locally - responsive set of service providers that can provide ongoing professional development, coaching, and support to schools and districts.

The Network for Public Education's new report entitled «Valuing Public Education: A 50 State Report Card,» provides a window into what policies and practices we can expect from our states.

After providing the political and cultural contexts for the rise of the testing accountability movement in the 1960s that culminated almost forty years later in No Child Left Behind and Race to the Top, this book then moves on to provide a policy history and social policy analysis of value - added testing in Tennessee that is framed around questions of power relations, winners, and losers.

In examining the issues and exercise of power that are sustained in the long - standing policy of standardized testing in schools, this work provides a big picture perspective on assessment practices over time in the U. S.; by examining the rise of value - added assessment in Tennessee, a fine - grained and contemporary case is provided within that larger context.

The Parent Advisory Council serves to provide parent feedback on school policies and procedures at Compass Charter Schools to ensure that they are consistent with its Mission, Vision, and Values.

Classroom observations most often provide no or very little formative feedback to teachers — exercises to meet policy or legal requirements focused on summative evaluation — but that are of no or little value to the teacher.

These efforts will be increasingly productive as research provides us with more robust understandings of how successful leaders make sense of and productively respond to both external policy initiatives and local needs and priorities, and of how those practices seep into the fabric of the education system, improving its overall quality and substantially adding value to our students» learning.

Serving as trusted advisors and representatives of community beliefs and values, forward - leaning school board members are prioritizing policies around crowdfunding sites that provide transparency, integrity, and security throughout the process.

«The booth space policy promotes more diversity and provides a higher level of value for buyers.»

Refund Policy: Due to the incredible value provided in this program, your access to the materials and to the content as described on this page, there are no refunds available with this offer.

As our writers value their job and know about the company's policy towards plagiarism, they provide only authentic material.

The free universal life insurance quotes online will take the data input and provide projections of cash values for the base policy at four intervals: 10 years, 20 years, age 65, and age 75.

The Penn Mutual Guaranteed Choice Whole Life insurance policy is a participating whole life insurance policy designed to provide three guaranteed items: death benefit, cash value accumulation, and fixed premiums.

The Penn Mutual Guaranteed Choice Whole Life insurance policy provides guaranteed cash value accumulation.

Permanent cash value life insurance policies cost much more than term, but also provide the added security of cash value accumulation.