Sentences with phrase «value ratio»

The phrase "value ratio" refers to a comparison or measurement of the worth or importance of different things or factors. It helps us determine the relationship or significance between two or more values. Full definition
The stock currently trades at a price to economic book value ratio of 0.8.
On the value front, we appreciate stocks selling at modest price - to - book value ratios compared to their peers and to the markets overall.
Find out more about the loan to value ratio for home loans.
Lenders are often constrained as to the maximum loan - to - value ratio on loans they can originate.
When the market was hot, she explains, lenders granted exceptions to policies such as certain loan - to - value ratios in order to win business.
A conventional 97 mortgage has no upfront mortgage fees and offers the ability to cancel private mortgage insurance when the loan - to - value ratio reaches 80 percent.
Private lenders want a loan to value ratio below 85 % on most homes.
That's why you always should consider various factors, including a range of market value ratios, when making a decision about an investment.
Product guidelines are expansive, allowing loan amounts up to $ 2 million and loan - to - value ratios up to 85 % for purchase loans.
According to Canadian law all financial entities require that mortgages that have a loan to value ratio greater than 80 % must be insured against default.
Lenders look at lower loan - to - value ratios as less risky.
Loan to value ratio above 80 % shows that you own too little equity for the lenders to profit from offering you a mortgage.
Generally speaking, any time the loan - to - value ratio exceeds 80 %, the borrower has to pay mortgage insurance.
The combination of rising loan - to - value ratios at mortgage origination and falling housing prices in recent years has led to substantial growth in negative homeowner equity, the authors explain.
On the value front, we appreciate stocks selling at modest price - to - book - value ratios compared with their peers and with the markets overall.
They must calculate its loan to value ratio by dividing the value of loans by a property's price.
Meanwhile, loan - to - value ratios rose slightly from 66 % in 2009 to 69 % in 2010, lenders report.
The value of the collateral is used to determine what's referred to as the loan - to - value ratio based upon the nature of the collateral.
Furthermore, interest rates can be slightly lower when your loan - to - value ratio drops below 80 percent.
Lenders rely on a metric called loan to value ratio which is equivalent to the value of all mortgages on a home divided by its market value.
Buyers with a loan - to - value ratio less than 75 percent can seek 9 percent in seller contributions.
Factors like credit score and lower loan - to - value ratio make the borrower less of a risk and can help reduce the interest rate a borrower offers.
Because lenders might consider their loan - to - value ratios differently, you'll need to ask any potential lender how they intend to set that value.
During this process, borrowers may need to meet the loan - to - value ratio requirements with a significant down payment and provide verification of personal income and funds.
Federal law states that your lender itself must automatically cancel your payment when your loan - to - value ratio falls to 78 percent.
The loan to value ratio shows a lender just how much equity the borrower has in their home.
With an appraised value of the home, lenders may apply an «appropriate» loan - to - value ratio limit based on the appraiser's estimated value.
The maximum loan to value ratio varies by issuer.
Borrowers can, however, put less money down and obtain financing with a higher loan - to - value ratio if guidelines allow.
Generally, loan to value ratios range between 65 to 80 percent of the value of the property.
For the D borrower maximum loan - to - value ratio averages 65 - 75 %.
While the qualifications listed above are based on the typical loan - to - value ratios required for each program, acceptance standards may vary by lender.
For instance, we like stocks with modest price - to - book - value ratios where modest is partly influenced by the state of the market.
Generally speaking, lenders are going to want you to have at least an 80 % loan - to - value ratio remaining after the home equity loan.
But those who like different value ratios had a great time.
Even before the last 24 hours, several were selling at price - book value ratios suggesting alarm about their prospects.
Most lenders prefer to keep the loan - to - value ratio under 75 percent.
A loan with a 100 % loan to value ratio raises risks to lenders.
Property managers: you may need a property manager at some point as well, but they will know where good rent to value ratio areas are.
Let's see how well the price to tangible book value ratio performs.
For the typical refinance, loan - to - value ratio also determines if you'll need something like mortgage insurance, or if the lender will require extra protections.
Your loan will be financed for up to 12 months at a 70 percent value ratio to ensure that you can jump on your investment right away.
There may be additional additions to the interest rate or reductions in the loan to value ratio due to this type of home.
What you ultimately receive depends on a loan to value ratio obtained by dividing total property debts with its market price.
Those with higher loan - to - value ratios generally are seen as riskier.
To measure equity, one has to figure out the loan to value ratio of property.
Loan - to - value ratios for conventional loans are generous, and allow homeowners of all types to refinance a significant portion of their home's value.
For example, regulators can lower loan - to - value ratios in response to indications of rising household sector vulnerabilities.
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