Sentences with phrase «value ratio based»

The value of the collateral is used to determine what's referred to as the loan - to - value ratio based upon the nature of the collateral.

«FHA will determine when a borrower has reached the 78 % loan to value ratio based on the lower of the sales price or appraised value at origination.

Once your proposed collateral has been accepted, the banker will determine the loan - to - value ratio based upon the nature of the asset.

The value of the collateral is used to determine what's referred to as the loan - to - value ratio based upon the nature of the collateral.

The Graham enterprising screens tend to pick up stocks that are currently cheap on a price - earnings ratio and price - to - book - value ratio basis because they have shown recent stock price declines.

Not exact matches

Sprint shares ended up 8.3 percent at $ 6.50 on the news first reported by Reuters, close to where the deal values the company based on the implied stock exchange ratio tied to T - Mobile's shares.

This is because, as further described in «Pre-Offering Transactions,» various securities will be exchanged in our corporate reorganization based in part on the ratio of the value of accrued but unpaid dividends (which, where applicable, accrue on a daily basis until the consummation of our corporate reorganization) to our initial public offering price.

The acquisition price implies a total equity value of approximately $ 52.4 billion and a total transaction value of approximately $ 66.1 billion (in each case based on the stated exchange ratio assuming no adjustment) for the business to be acquired by Disney, which includes consolidated assets along with a number of equity investments.

To give just one example, regulators can establish ceilings on mortgage loan - to - value ratios on an ongoing basis, so that any correction in housing prices is less likely to create stress for the financial system.

The average expense ratio for a mutual fund offered in a 401 (k) plan of any size was 54 basis points, a steady and significant decline from the average of 74 basis points in 2009, when the Great Recession had collapsed 401 (k) account values.

What's more, because the loan is not based upon the loan - to - value ratio of any specific collateral, the lender is using other data points to evaluate a business owner's creditworthiness.

Rates on cash - out refinances generally will be slightly higher, 25 to 75 basis points, than the rate on a purchase mortgage with a similar loan - to - value ratio.

Currently, EM equities trade at a 25 % discount to DM equities based on the price / earnings ratio, thus offering better value.

The annual premium is based on your loan amount, the loan - to - value ratio and the term of your mortgage.

* Here, the implied value of bitumen is based on value parity between diluted bitumen and WCS, and a 30 % blending ratio of condensate to bitumen in a barrel of diluted bitumen, with all prices at Hardisty.

Is there a reliable benefit from conventional value investing (based on the book - to - market value ratio)?

While we don't know exactly how Vanguard selects these value stocks, we can guess that they are trading at P / E ratios that are relatively low based on current and future earnings.

While the current price / peak - earnings multiple is already at an elevated level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals are: 21 on the basis of book values, nearly 23 on the basis of enterprise value / EBITDA (which factors in the increasing share of debt on corporate balance sheets), over 25 on the basis of revenues, and 29 on the basis of dividends (largely because dividend payout ratios remain relatively low even on the basis of normalized earnings).

Parrott and Zandi concede there's little evidence that credit is tighter based on either average loan - to - value ratios and debt - to - income ratios.

The OECD concluded earlier this month that, nationally, Canada's housing market is over-valued as much as 30 per cent, based on the ratio of house prices to disposable income, and up to 60 per cent if the comparison is to the historical value of rent.

Fundamentally - weighted indexes weight companies based on their economic size using price ratios such as sales, book value, cash flow and dividends.

If you like this metric, and insist on valuation based on sales, a more appropriate ratio would be the enterprise value to sales, as it accounts for debt in the capital structure, as Dan mentioned above.

A value stock, on the other hand, refers to shares of a company with solid fundamentals that are priced below those of its peers, based on analysis of price / earnings ratio, yield, and other factors.

Specific debt - to - income requirements vary based on a range of criteria including loan - to - value ratio, assets used to qualify for the loan and credit history but typically a successful applicant will have a total debt - to - income ratio (including the proposed loan payment) below 43 % of monthly gross income.

Specific credit requirements vary based on a range of criteria including loan - to - value, debt - to - income ratios and assets used to qualify for the loan.

Total NTS supply will be burned based on public tokens ratio, ensuring fair value for contributors

We also provide dividend reports and calculate a company's forward - looking, cash - flow based measure of dividend health, the Dividend Cushion ratio, to offer a unique picture of the investment opportunity, from value through momentum!

They define value as high book - to - market ratio based on book value lagged at least four months.

The Russell 2000 Value Index is a subset of the securities found in the Russell 2000 selected based on a «probability» of value as measured by their relative book - to - price (B / P) rValue Index is a subset of the securities found in the Russell 2000 selected based on a «probability» of value as measured by their relative book - to - price (B / P) rvalue as measured by their relative book - to - price (B / P) ratio.

For benchmarks, they consider the value - weighted market portfolio (VW), the equal - weighted market portfolio (EW), the minimum variance portfolio (MVP) and a maximum Sharpe ratio portfolio based on 5 - year moving average actual returns (HIST).

Value stocks: companies that appear to be underpriced based on a number of fundmental factors, such as low price - to - earnings and price - to - book ratios or high dividend yield

UBS strategist David Cassidy says local shares offer relatively good value based on a market wide price to earnings ratio based on 12 months forward earnings below a multiple of 13.

For categorical variables, P values were based on the likelihood ratio test.

Of the histopathologically Aβ negative scored cases ante-mortem Florbetaben PET scans were classified as negative for Aβ in 11 patients based on visual analysis and in all 12 quantifiable cases based on composite standardized uptake value ratios.

Based on the percentile gains in test scores from Boston pre-K, the ratio of the present value of the future increase in adult earnings, to the cost of the program, are estimated to be $ 3.22 for children eligible for a subsidized lunch, versus $ 2.30 for middle - class children.

It varies based on the length of the loan, the amount borrowed and the initial loan - to - value ratio, or LTV.

What the CAPE tries to do is to adjust for the variability of profit margins, I would therefore suggest caution when valuing the market based on current p / e ratios.

Your actual APR will be subject to terms and conditions and will be based upon factors like your income, your home's loan - to - value ratio, your credit score, and other items.

If the FHA case is assigned on or after 06/11/2012 AND the base loan amount exceeds $ 625,500 Mortgagee Letter 2012 - 4: • > 15 yr Term: > 95 % LTV = 1.50 % < = 95 % LTV = 1.45 % • < = 15 yr Term: > 90 % LTV =.85 % > = 79 % LTV =.60 % • Single Family forward mortgages with amortization terms of 15 years or less, and a loan - to - value (LTV) ratio of 78 percent or less, remain exempt from the Annual MIP (see Mortgagee Letter 2011 - 35).

Information based on a mortgage balance of $ 200,000 in New York with 75 % loan to value ratio and credit score of 740.

PMI rates are based on the loan - to - value ratio as well as the creditworthiness of the borrowers, but even if you have good credit and have paid all your mortgage payments on time, low equity is still considered an increased risk on the loan.

The mortgage insurance premium is based on loan - to - value ratio, type of loan, and amount of coverage required by the lender.

Financial Statements Valuing a Company Based on Its Revenues The price - to - sales ratio is considered to be one of the ï ¿ 1/2 cleanestï ¿ 1/2 valuation multiples; it is also more tied to profit margin than you may realize.

Purely on the basis of your credit score and loan - to - value (LTV) ratio, Fannie now plans to charge an extra quarter of a percentage point of the loan amount, in this case $ 1,000.

Example loan rates are generally based on the following criteria: a borrower with good to excellent credit and average income seeking a loan for a single family, owner occupied one unit dwelling with 30 % down payment (or 70 % loan to value ratio).

Information based on a mortgage balance of $ 200,000 in Pennsylvania with 75 % loan to value ratio and credit score of 740.

This Mortgagee Letter includes a table which shows the current and new annual MIP rates by amortization term, base loan amount, and loan - to - value ratio.

The amount of the annual premium is based on the loan - to - value (LTV) ratio and the term of the mortgage.

Despite these differences, the approval for and interest rates for both types of financing are based on a property's loan to value ratio (LTV).

Here's the formula: Loan amount ÷ appraisal value or purchase price (whichever is less) For example: The home you want to buy has an appraised value of $ 205,000, but $ 200,000 is the purchase price The bank will base the loan amount on the $ 200,000 figure, because it's the lower of the 2 You have $ 40,000 for a down payment, so you need a $ 160,000 loan to meet the $ 200,000 purchase price Your loan - to - value equation would look like this: $ 160,000 ÷ $ 200,000 =.80 You multiply.80 by 100 % and that gives you an LTV of 80 % Private mortgage insurance (PMI) If your down payment is lower than 20 %, your loan - to - value ratio for conventional financing will be higher than 80 %.