Sentences with phrase «value ratio below»

With a conventional loan, on the other hand, you can avoid paying mortgage insurance by keeping your loan - to - value ratio below 80 %.

Sometimes borrowers elect to break up home loans into a first and second mortgage, known as combo mortgages, to keep the loan - to - value ratio below key levels, thereby reducing the interest rate and / or avoiding private mortgage insurance.

To get the lowest interest rate on a first mortgage you will need a good credit score, a stable income with a Notice of Assessment from Revenue Canada and a loan to value ratio below 80 %.

Most second mortgages do not exceed a loan to value ratio of 90 % and most second mortgages have a loan to value ratio below 85 %.

A first mortgage usually has a loan to value ratio below 80 %.

Keeping the loan - to - value ratio below 80 % helps people avoid paying mortgage insurance and improves the housing expense ratio.

Most home equity loans have a loan to value ratio below 70 %.

Having a loan - to - value ratio below 50 % would certainly get you a better rate, particularly if you chose a shorter term than 30 years on the note.

Many of private lenders are interested in owner - occupied homes and a loan to value ratio below 85 %.

For commercial investments private lenders want a loan to value ratio below 65 %.

Private lenders in Toronto want the loan to value ratio below 75 % for rental income properties.

Not exact matches

The chart below shows the ratio of market capitalization to national nonfinancial corporate gross value added (which includes estimated foreign revenue of U.S. companies).

This is one reason why the S&P 500 trades at a price / book value ratio of nearly 6, compared to a historical norm below 2.0: companies have created virtually no underlying shareholder value by retaining earnings rather than paying them out as dividends.

The chart below shows the ratio of nonfinancial market capitalization to corporate gross value added, including estimated foreign revenues (MarketCap / GVA).

The majority of lenders offer mortgage and home equity applicants the lowest possible interest rate when the loan - to - value ratio is at or below 80 %.

As a reminder of where the market stands at the moment, the chart below shows the ratio of nonfinancial market capitalization to corporate gross value added.

You can also look for stocks that are undervalued, such as those with low P / E ratios, market values below book value, low price - to - cash - flow ratios, and other metrics.

The Magic Formula diverges from Graham's strategy by exchanging for Graham's absolute price and quality measures (i.e. price - to - earnings ratio below 10, and debt - to - equity ratio below 50 percent) a ranking system that seeks those stocks with the best combination of price and quality more akin to Buffett's value investing philosophy.

A value stock, on the other hand, refers to shares of a company with solid fundamentals that are priced below those of its peers, based on analysis of price / earnings ratio, yield, and other factors.

Specific debt - to - income requirements vary based on a range of criteria including loan - to - value ratio, assets used to qualify for the loan and credit history but typically a successful applicant will have a total debt - to - income ratio (including the proposed loan payment) below 43 % of monthly gross income.

The chart below illustrates this, showing the ratio of the value P / B to growth P / B.

One area that remains a major concern for the central bank is the growing share of uninsured mortgages, those with loan to value ratios at or below 80 per cent, which is being fuelled by higher Toronto and Vancouver home prices and tighter qualification rules for insured mortgages.

One method I use is to take a look at the price - to - earnings ratio (P / E ratio), which tells you if the stock is trading above or below its value.

We seek to invest in companies that generally reflect the following value characteristics: price / earnings and price / book ratios at, or below, the market and a dividend yield at, or above, the market.

The ratio of total household debt to the value of the housing stock has, until recently, been increasing, but remains a little below the peak of the late 1980s (Graph 28).

For example, I bought Bancinsurance at under 70 % of book value, because I knew it had a combined ratio below 100 in 28 of the last 30 years.

The chart below shows the ratio of nonfinancial market capitalization to corporate gross value - added, including estimated foreign revenues.

UBS strategist David Cassidy says local shares offer relatively good value based on a market wide price to earnings ratio based on 12 months forward earnings below a multiple of 13.

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The maximum insurable mortgage is the lower of the appropriate loan - to - value ratio applied to the appraiser's estimate of value or the sum of the existing indebtedness and related closing costs and prepaid expenses for the refinance; both are described below.

I want my rental properties at least 20 % below market value and in certain areas that have a high rent to value ratio.

For most loans, you can request cancellation of PMI once the loan - to - value ratio falls below 80 %.

A high PE Ratio may indicate an overvalued company, and a low PE Ratio may indicate a company that is trading below fair value.

Loan to value ratio that is below 85 % indicates too little equity for the private lender to benefit.

On long - term measures of value (for example, Graham's 10 - year trailing P / E ratio and corporate profits as a proportion of GDP) market prices are well below average and approaching all time lows (See Future Blind «s post Market Valuation Charts prepared in October last year when the S&P 500 was around 1160).

The chart below illustrates this, showing the ratio of the value P / B to growth P / B.

Percentile rank of price - to - book - value ratio is below a given measure (i.e., percent rank less than or equal to 10 % of the firms trading on the NYSE)

Simply enter in values for the grey boxes below, and see for yourself how much those high expense ratios and AUM fees hurt you:

The majority of lenders offer mortgage and home equity applicants the lowest possible interest rate when the loan - to - value ratio is at or below 80 %.

As a rule, PEG values below 1.0 are considered undervalued, and the MAGNET Simple screen looks for companies with a forward PEG ratio of less than or equal to 0.5.

Value Line's «Relative P / E» for JNJ is 1.02 (red circled area in clip below), meaning the company's P / E ratio is right about at the average of the 1,700 stocks VL analyzes.

Value Line's Relative P / E for Disney is under 1.00 (red circle in clip below), meaning the company's P / E ratio is lower than the average of the 1,700 stocks VL analyzes.

The basic reading of a P / B ratio is that lower values, especially below 1, are a signal to investors a stock may be undervalued.

If your down payment is below 20 %, you will typically be required to carry PMI until the outstanding loan - to - value ratio (LTV) falls below 80 %.

Value investors prefer to see P / B ratios at least below 3, and ideally below 1.

What happens when the value of the house drops below the required loan to value ratio?

For starters, and as a general rule of thumb, super-fast growth stocks can be considered at fair value if their P / E ratio is equal to, or preferably below, their earnings growth rates.

When I made the investment in May 2016, the stock price was significantly below book value and price earnings ratio looked attractive to me.