Sentences with phrase «value ratio falls»

With modern - day FHA loans, you can't cancel the mortgage insurance — even when your loan - to - value ratio falls below 80 percent.

Federal law states that your lender itself must automatically cancel your payment when your loan - to - value ratio falls to 78 percent.

For most loans, you can request cancellation of PMI once the loan - to - value ratio falls below 80 %.

The weighted average loan - to - value ratio fell from 63.7 % in June to 54.6 % in August.

Not exact matches

An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.

This has resulted in a further fall in the saving ratio, which appears to have been related to the substantial rise in the value of household assets over the past year.

It is most likely correct that interest only loans rolling over will not be reassessed but it could potentially happen if house prices falls so that loan to value ratios deteriorates enough to make banks worried and they use this as leverage towards borrowers.

Currently, borrowers are able to cancel their annual MIP once their loan - to - value (LTV) ratio falls to 78 % or less.

We then calculated the expectation of this ratio using coalescent theory and iterated over possible τ1 values until the expectation of the ratio fell into the observed confidence interval.

In a rising market, the value of your house will be higher, but since the value of your loan is constant, your loan - to - value will fall, which just might improve your LTV ratio.

With the decline in housing values, the fall in the ratio was inevitable.

If your down payment is below 20 %, you will typically be required to carry PMI until the outstanding loan - to - value ratio (LTV) falls below 80 %.

An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.

Currently, borrowers are able to cancel their annual MIP once their loan - to - value (LTV) ratio falls to 78 % or less.

With mortgage rates remaining near 5 %, more buyers can qualify for home loans, and homeowners wishing to refinance can take advantage of FHA guidelines allowing for higher loan - to - value ratios; this can assist homeowners whose mortgage amounts exceed 80 % of home value due to falling home values.

Our home equity lenders in Niagara Falls are only willing to offer loans if they get a loan to value ratio of 85 % or less.

For example, a ratio of 50 % means that the portfolio's value fell half as much as its benchmark index during down markets.

Howard Shapiro, an analyst at Fox - Pitt, an investment bank, says the pair's average loan - to - value ratio at the end of 2007 was 68 %; in other words, they could survive a 30 % fall in house prices.

VTI's annual fee dropped 16.6 percent, to 0.05 percent a year, while the annual expense ratio on the $ 8.9 billion Vanguard Small Cap Value ETF (NYSEArca: VBR) fell 4.75 percent to 0.20 percent, or $ 20 for each $ 10,000 invested.

The value of a Starpoint typically falls between 1.2 and 1.37 cents for these redemptions, which is somewhat lower than you would expect to redeem miles for, if you transferred your Starpoints to an partner at a 1:1.25 ratio.

But, also, many of Amex's partners fall below the 1 cent threshold, because of the excise fee, poor point value or an unreasonable transfer ratio.

Conduit lenders, which had enticed borrowers with low spreads, high loan - to - value ratios and minimal oversight, started falling by the wayside, victims of their own imprudence.

The ratio of market price to book value has declined for the biggest banks, and that is one sign of falling values for true economic capital, even though banks have met the letter of law by increasing capital as the regulations specified.

I have spoken to quite a few people in the last six months that were looking at Olmsted Falls to live, seeing the cost / value ratio there being much more preferable than some of the other West side suburbs.

While REALTORS ® were meeting in Washington, D.C., Fannie Mae announced that it will no longer reduce by five percentage points the maximum loan - to - value ratio on loans in markets with falling home prices.