Not exact matches
When American Express raised the annual fee on the Platinum Card by $ 100 last year, the company made it up to users by adding an extra $ 200 in
value to the card's benefits in the form of a
statement credit toward Uber rides.
The card earns Membership Rewards points, the currency in Amex's loyalty program, which can be exchanged for
statement credits or cash back, used to book travel through Amex's travel website, or, to get the most
value, transferred to any of 17 airline and three hotel transfer partners (transferable points are among the best).
XL - CV Max retains the highly sought - after features found in Midland National's IUL portfolio, including a zero percent floor on any index
credits (subject to a cap), the minimum account
value, which guarantees a 2.5 percent average annual return to the account
value, and index
credits included on the first annual
statement.
Builder Plus IUL keeps the popular features found in previous Builder Series products as well, including a zero percent floor on any index
credits, the minimum account
value, which guarantees a 2.5 percent average annual return to the account
value, and index
credits included on the first annual
statement.
You also get the same
value applied regardless of the type of merchant or transaction (with the Venture ® card, you get 2 % cash back on travel
statement credit redemptions, but only 1 % cash back on other types of purchases).
The redemption
value is different if you choose to redeem your Points for other rewards such as travel and hotel options, merchandise, gift cards, and / or
statement credit.
Those Membership Rewards points can be redeemed for
statement credit, gift cards, and Uber
credits, but you'll get the most
value out of using them to book travel through amextravel.com or by transferring them to an airline or hotel partner:
They should easily be able to use their free hotel night to recoup
value greater than $ 55 (the difference in annual fees after factoring in the hotel
statement credit).
(Using your Arrival miles for
statement credits outside of travel isn't a good option since you get half the
value.)
The redemption
value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and / or
statement credit.
With generic travel cards, you can redeem your points for cash back, flights, hotel stays or
statement credits, but you get the best
value for travel - related purchases.
In some cases, you might be able to redeem cash or points for a gift card with a face
value that does more good than a
statement credit or cash back.
With a
value of $ 400 when used for
statement credits against travel, this is among the most valuable bonuses available to consumers.
Unfortunately for Membership Rewards is that most other redemption options (cash back, shopping or
statement credits) reduce the
value of your points by 20 - 30 %.
It's really easy to redeem these miles for travel
statement credits, and if you're a frequent flyer mile geek like me, then I don't have to tell you about how you can receive substantial
value by transferring these miles to airline miles.
In these circumstances the current
value on receipt of the asset should be
credited to the restricted fixed asset fund account in the
statement of financial activities with details of the terms of the lease included as an additional note to the fixed asset note.
Financial information: rent / mortgage amount, other debt obligations,
credit score, recent
credit history,
value of assets, bank
statements.
The baseline
value you should be getting in terms of «cash,» whether that be gift card or
statement credit, is 1 cent per point or mile.
If you just aren't traveling or using the card anymore, you do have the option to redeem for other
statement credit or gift cards, but doing so cuts the
value of the points in half (5000 points for $ 25), so we don't recommend doing this.
What to look out for: This
credit card provides a poor deal, if you use the rewards for
statement credit - coming out to a
value of just $ 0.008.
You also get the same
value applied regardless of the type of merchant or transaction (with the Venture ® card, you get 2 % cash back on travel
statement credit redemptions, but only 1 % cash back on other types of purchases).
Using Venture miles for regular cash back
statement credits or on non-travel purchases gets you about half of the
value compared to travel expenditures.
If used as
statement credit towards a JetBlue flight, that comes out to a
value of $ 500 — enough to cover a round - trip flight from New York's JFK to Los Angeles.
Unfortunately for Membership Rewards is that most other redemption options (cash back, shopping or
statement credits) reduce the
value of your points by 20 - 30 %.
40,000 bonus Ultimate Rewards points after spending $ 4,000 in purchases in the first 3 months — an estimated
value of $ 500 when used as travel
statement credit redeemed through UR
When used this way, points can be worth more than their
statement credit value.
This is because each mile redeemed for a travel
statement credit is worth 1 cent, which is a better redemption
value than your other redemption options.
You may still use the cash back against travel
statement credits, and you will get just as much
value out of it as you would with the Spark ® Mile cards.
Bottom Line: To receive the best and most straightforward redemption
value for your miles, redeem the miles earned on your card for a travel
statement credit.
If used directly as travel
statement credit, Ultimate Reward points can have a
value of $ 0.0125.
That's because you'll earn a total of 75,000 miles (see the above chart), which are worth $ 750 in
value when used for a travel
statement credit.
As long as you spend $ 1,000 within the first 90 days of receiving your
credit you will receive 20,000 bonus points — which translates to a $ 200
value if the points are used as travel
statement credit.
They should easily be able to use their free hotel night to recoup
value greater than $ 55 (the difference in annual fees after factoring in the hotel
statement credit).
Next consider the card's benefits and their
value to you, including travel insurance, partner benefits and
statement credits.
Whereas similar cards, like the Capital One Venture, let you redeem points for travel
statement credit at 1 cent per mile, the Chase Sapphire Preferred will let you transfer points at a 1:1 ratio to one of its partners, creating the potential for way more
value.
Different
values for
statement credits and partner transfers.
This is because the miles earned with the Capital One ® Venture ® Rewards
Credit Card can be applied to past travel purchases for
statement credits where they will have a constant
value of 1 cent.
It is possible to redeem ThankYou points as cash back in the form of
credits applied to your
statement, but as with gift cards, this won't yield the most
value.
2,000 miles = $ 20 in
statement credit on travel expenses + an additional 100 mile dividend worth $ 1 for $ 21 in total
value.
Annual
statement credits will be awarded in January of the following year and the amount
credited will be the total dollar
value of the balance of your Fido Rewards Account as of the date the
credit is issued to your Account.
With a
value of $ 400 when used for
statement credits against travel, this is among the most valuable bonuses available to consumers.
Depending on the
value that you can get from gift cards and merchandise, it would probably be best to redeem your cash back rewards as
statement credit or rewards transfers.
Your rewards come in the form of points with a
value of $ 0.01 per point (so 2,500 points can be redeemed for a $ 25
statement credit, for example).
The other option, which is redeeming for
statement credits, will only yield a
value of one cent per point.
This offer is also valid for existing Amazon Prime Student subscriptions that were paid for with a SelfScore or Deserve Edu Mastercard for up to a $ 49
value, reimbursed in the form of a
statement credit, provided that your account is in good standing when the charge (s) appear.
With generic travel cards, you can redeem your points for cash back, flights, hotel stays or
statement credits, but you get the best
value for travel - related purchases.
This would give you your combined loan balance and your combined loan - to -
value formula would look like this: Current combined loan balance ÷ Current appraised
value = CLTV Example: You currently have a loan balance of $ 140,000 (you can find your loan balance on your monthly loan
statement or online account) and you want to take out a $ 25,000 home equity line of
credit.
Most redemption options will give you a
value of 1 cent per point, including redeeming points for online shopping,
statement credit or cash back, and donations.
You can redeem your earned cents per gallon as a
statement credit for the
value of a 15 gallon fill - up.
However, cardholders recoup the most
value when they redeem their miles for
statement credits on travel purchases, at 1 cent per mile.